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Citizens Financial Services, Inc.

Citizens Financial Services, Inc.

CZFS
Citizens Financial Services, Inc.US flagNASDAQ Capital Market
82.92
USD
-0.67
- -
398.43MMarket Cap

Total Valuation

Citizens Financial Services, Inc. carries a market capitalization of 398.43M, placing it among publicly traded companies globally. Its enterprise value stands at 565.34M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap398.43M
Enterprise Value565.34M

Share Statistics

Citizens Financial Services, Inc. currently has 4.81M shares outstanding.

Shares Outstanding4.81M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Citizens Financial Services, Inc. trades at a trailing price-to-earnings ratio of 8.47. The price-to-sales ratio is 2.94, and the price-to-book ratio stands at 0.99.

PE Ratio8.47
PS Ratio2.94
PB Ratio0.99
P/TBV Ratio1.31
P/FCF Ratio9.11
P/OCF Ratio9.26

Enterprise Valuation

On an enterprise value basis, Citizens Financial Services, Inc. trades at an EV/EBITDA multiple of 269.60 and an EV/FCF ratio of 14.81.

EV / Sales4.79
EV / EBITDA269.60
EV / EBITN/A
EV / FCF14.81

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity111.67
Debt / EBITDA187.90
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)12.32
Return on Assets (ROA)1.33
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Citizens Financial Services, Inc. has paid 9.44M in income taxes, reflecting an effective tax rate of 18.69.

Income Tax9.44M
Effective Tax Rate18.69

Stock Price Statistics

Citizens Financial Services, Inc.'s stock has gained approximately 35.02687% over the past 52 weeks. The 50-day moving average sits at 77.18, while the 200-day moving average is 66.13.

Beta (5Y)N/A
52-Week Price Change35.02687%
50-Day Moving Average77.18
200-Day Moving Average66.13
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Citizens Financial Services, Inc. generated 118.11M in revenue and converted that into 41.05M in net income, yielding earnings per share of 8.55.

Revenue118.11M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income50.49M
Net Income41.05M
EBITDA2.10M
EBITN/A
Earnings Per Share (EPS)8.55

Balance Sheet

Citizens Financial Services, Inc. holds 177.06M in cash and equivalents against 394.02M in total debt, resulting in a net debt position of 351.27M.

Cash & Cash Equivalents177.06M
Total Debt394.02M
Net Debt351.27M
Equity (Book Value)352.83M
Book Value Per Share73.37
Working CapitalN/A

Cash Flow

Citizens Financial Services, Inc. produced 37.53M in operating cash flow over the past twelve months. After subtracting -628,000.00 in capital expenditures, free cash flow totaled 36.91M - equivalent to 7.69 per share.

Operating Cash Flow37.53M
Capital Expenditures-628,000.00
Free Cash Flow36.91M
FCF Per Share7.69

Margins

Citizens Financial Services, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin42.75
Profit Margin34.76
EBITDA Margin1.78

Dividends & Yields

The company's payout ratio of 23.53 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share2.01
Dividend YieldN/A
Payout Ratio23.53
Shareholder Yield-49.38
FCF Yield10.98

Stock Splits

Citizens Financial Services, Inc.'s most recent stock split took place on June 14, 2017 with a 20:21 split ratio.

Last Split Date6/14/2017
Split Ratio20:21

Scores

Citizens Financial Services, Inc. posts an Altman Z-Score of 0.22, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.22