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Citizens Financial Services, Inc.

Citizens Financial Services, Inc.

CZFS
Citizens Financial Services, Inc.US flagNASDAQ Capital Market
64.40
USD
-0.63
- -
309.44MMarket Cap

Total Valuation

Citizens Financial Services, Inc. carries a market capitalization of 309.44M, placing it among publicly traded companies globally. Its enterprise value stands at 358.19M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap309.44M
Enterprise Value358.19M

Share Statistics

Citizens Financial Services, Inc. currently has 4.80M shares outstanding.

Shares Outstanding4.80M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Citizens Financial Services, Inc. trades at a trailing price-to-earnings ratio of 7.46. The price-to-sales ratio is 2.54, and the price-to-book ratio stands at 1.29.

PE Ratio7.46
PS Ratio2.54
PB Ratio1.29
P/TBV Ratio1.15
P/FCF Ratio6.60
P/OCF Ratio6.73

Enterprise Valuation

On an enterprise value basis, Citizens Financial Services, Inc. trades at an EV/EBITDA multiple of 168.56 and an EV/FCF ratio of 8.06.

EV / Sales3.10
EV / EBITDA168.56
EV / EBITN/A
EV / FCF8.06

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity57.84
Debt / EBITDA93.52
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)18.43
Return on Assets (ROA)1.30
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Citizens Financial Services, Inc. has paid 9.24M in income taxes, reflecting an effective tax rate of 19.02.

Income Tax9.24M
Effective Tax Rate19.02

Stock Price Statistics

Citizens Financial Services, Inc.'s stock has gained approximately 7.6563% over the past 52 weeks. The 50-day moving average sits at 64.42, while the 200-day moving average is 60.80.

Beta (5Y)N/A
52-Week Price Change7.6563%
50-Day Moving Average64.42
200-Day Moving Average60.80
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Citizens Financial Services, Inc. generated 115.72M in revenue and converted that into 39.33M in net income, yielding earnings per share of 8.19.

Revenue115.72M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income48.56M
Net Income39.33M
EBITDA2.13M
EBITN/A
Earnings Per Share (EPS)8.19

Balance Sheet

Citizens Financial Services, Inc. holds 133.91M in cash and equivalents against 198.74M in total debt, resulting in a net debt position of 161.81M.

Cash & Cash Equivalents133.91M
Total Debt198.74M
Net Debt161.81M
Equity (Book Value)226.85M
Book Value Per Share47.29
Working CapitalN/A

Cash Flow

Citizens Financial Services, Inc. produced 43.61M in operating cash flow over the past twelve months. After subtracting -836,000.00 in capital expenditures, free cash flow totaled 42.77M - equivalent to 8.92 per share.

Operating Cash Flow43.61M
Capital Expenditures-836,000.00
Free Cash Flow42.77M
FCF Per Share8.92

Margins

Citizens Financial Services, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin41.97
Profit Margin33.98
EBITDA Margin1.84

Dividends & Yields

The company's payout ratio of 24.40 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share2.00
Dividend YieldN/A
Payout Ratio24.40
Shareholder Yield12.91
FCF Yield15.14

Stock Splits

Citizens Financial Services, Inc.'s most recent stock split took place on June 14, 2017 with a 20:21 split ratio.

Last Split Date6/14/2017
Split Ratio20:21

Scores

Citizens Financial Services, Inc. posts an Altman Z-Score of 0.21, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.21