Citizens Financial Services, Inc.

As of June 30, 2026, Citizens Financial Services, Inc. carries a market capitalization of 348.38M, placing it among publicly traded companies globally. Its enterprise value stands at 565.34M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Citizens Financial Services, Inc.'s next confirmed earnings release is scheduled for October 30, 2026.

As of June 30, 2026, Citizens Financial Services, Inc. has 4.81M shares outstanding.

As of June 30, 2026, Citizens Financial Services, Inc. trades at a trailing price-to-earnings ratio of 8.47. The price-to-sales ratio is 2.94, and the price-to-book ratio stands at 0.99.

These figures are as of June 30, 2026. The EV/Sales ratio of 4.79 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Citizens Financial Services, Inc. trades at an EV/FCF ratio of 15.32, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 565.34M versus a market cap of 348.38M, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Citizens Financial Services, Inc. posted a return on equity (ROE) of 12.32, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.33, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 5.98, useful for judging operating efficiency across full business cycles. The company generates approximately 290,742.15 in revenue per employee across its workforce of 406.25, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Citizens Financial Services, Inc. recorded 9.44M in income tax expense. That works out to an effective tax rate of 18.69, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 50.49M, leaving 41.05M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, Citizens Financial Services, Inc.'s stock has gained approximately 47.05% over the past 52 weeks. The 50-day moving average sits at 80.78, while the 200-day moving average is 69.98.

Over the twelve months ended June 30, 2026, Citizens Financial Services, Inc. generated 118.11M in revenue and converted that into 41.05M in net income, yielding earnings per share of 8.55.

As of June 30, 2026, Citizens Financial Services, Inc. holds 177.06M in cash and equivalents against 394.02M in total debt, resulting in a net debt position of 351.27M.

Citizens Financial Services, Inc. produced 37.53M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -628,000.00 in capital expenditures, free cash flow totaled 36.91M - equivalent to 7.69 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, Citizens Financial Services, Inc. paid dividends of 2.01 per share. The dividend payout ratio of 23.53 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 10.62, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -49.38, meaning Citizens Financial Services, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Citizens Financial Services, Inc.'s most recent stock split took place on June 13, 2025 with a 100:101 split ratio.