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DCM Financial Services Limited

DCM Financial Services Limited

DCMFINSERV.BO
DCM Financial Services LimitedIN flagBombay Stock Exchange
5.25
INR
-0.10
- -
116.37MMarket Cap
DCM Financial Services Limited
DCMFINSERV.BO
(Bombay Stock Exchange)

Recent

price

5.25

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
0.95
1.19
0.04
- -
- -
0.01
- -
- -
- -
- -
0.08
- -
-0.08
- -
- -
- -
- -
Revenue per Share
0.78
0.88
1.37
-2.68
-1.29
3.5
0.72
0.05
-0.41
-0.14
-0.06
0.21
-2.19
-0.42
-0.54
- -
-0.47
Basic EPS, GAAP
1.61
1.01
1.21
1.29
-1.78
-1.98
-0.4
-0.2
-0.05
-1.23
-0.22
-0.49
-0.67
1.55
-0.13
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
-30.64
-29.76
-28.38
-31.05
-32.34
-28.84
-28.14
-28.09
-28.61
-28.66
-28.72
-28.59
-30.69
-31.12
10.08
- -
10.24
Book Value per Share
-19.06
-18.18
-16.8
-19.47
-23.25
-19.74
-19.04
-19
-19.51
-19.57
-19.62
-19.5
-21.59
-22.02
-22.73
- -
-23.58
Tangible Book Value per Share
22
22
22
22
22
22
22
22
22
22
22
22
22
22
22
- -
22
Basic Weighted Avg Shares
21
26
1
- -
- -
- -
- -
- -
- -
- -
2
- -
-2
- -
- -
- -
- -
Sales/Revenue/Turnover
77.64
74.13
-1,800.23
-1,023,000
-614,090.91
-26,316.74
-138,297.55
44,443.12
-129,841.21
-601,013.12
-720.89
24,350
1,044.57
-35,782.22
- -
- -
- -
Operating Margin (%)
4
3
4
4
5
3
3
3
3
3
3
3
3
3
3
- -
- -
Depreciation Expense
17
20
30
-59
-28
77
16
1
-9
-3
-1
5
-48
-9
-12
-10
-10
Net Income, GAAP
1.43
0.06
- -
- -
- -
- -
21.81
93.51
- -
- -
143.23
45.41
- -
- -
- -
- -
- -
Effective Tax Rate (%)
82.12
74.14
3,439.93
-592,570
-258,772.73
28,763.11
79,670.18
5,458.36
-34,951.47
-57,482.94
-70.13
14,862.5
2,632.25
-20,844.44
- -
- -
- -
Profit Margin (%)
386
14
20
71
14
457
479
-455
-677
-762
-760
-604
-610
-617
-625
-533
-533
Working Capital
966
966
966
966
965
1,067
1,080
130
140
21
21
21
21
21
21
21
21
LT Debt
-422
-402
-372
-431
-514
-437
-421
-420
-432
-433
-434
-431
-478
-487
-499
-510
-510
Total Equity
3.01
3.53
-2.75
- -
- -
- -
-3.34
0.11
- -
- -
2.88
2.26
- -
- -
- -
- -
- -
Return on Invested Capital (%)
6.18
6.56
9.41
- -
- -
- -
3.62
0.28
- -
- -
-0.8
3.08
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
-4.63
-4.63
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
673
- -
672
LT Borrowings
21
- -
21
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
22
- -
22
Market Capitalization
121
116
112

Working Capital

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
51
- -
148
Cash, Cash Equivalents & STI
49
- -
44
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
683
- -
681
Payables & Accruals
- -
- -
- -
ST Debt
673
- -
672
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.61%
3.32%
2.11%
Free Cash Flow
171.32%
-53.19%
19.81%
Net Income, GAAP
-291.28%
-331.27%
-13.63%
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.01
-0.16
-0.12
- -
-0.42
2025
-0.03
-0.03
-0.11
-0.37
-0.54
2026
-0.12
-0.17
-0.12
-0.06
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
DCM Financial Services Limited (DCMFINSERV.BO) is a non-banking financial company (NBFC) engaged in providing a range of financial products and services, including gold loans, personal loans, business loans, and microfinance lending; it also offers fixed deposits, insurance broking services, and investment advisory solutions to retail and small business customers primarily in rural and semi-urban areas of India. The company operates through a network of branches across northern and central India, with a focus on underserved markets in states such as Uttar Pradesh, Rajasthan, Madhya Pradesh, Haryana, and Delhi; it was founded in 2004 and is headquartered in New Delhi, India, as a subsidiary of DCM Shriram Limited. DCM Financial Services maintains a strong emphasis on asset quality and customer-centric financing, targeting low-income households and micro-entrepreneurs with collateral-backed and unsecured loan products tailored to agricultural and trading needs. In recent developments, the company expanded its gold loan portfolio through strategic branch additions in 2024-2025, enhancing its market penetration in competitive rural finance segments; it also secured a funding infusion from its parent group to bolster capital adequacy amid regulatory changes in the NBFC sector. Additionally, DCM Financial Services launched digital onboarding enhancements for personal and business loans in late 2024, aligning with India's push for financial inclusion via UPI-integrated services and improved operational efficiency.