Al Ansari Financial Services PJSC

Al Ansari Financial Services PJSC

DDFM:ALANSARI
0.94
AED
+0.00
(+0.32%)
0.05EPS
21.15P/E
7.19BMarket Cap
Nov 05Next Earn

Total Valuation

AED

As of June 30, 2026, Al Ansari Financial Services PJSC carries a market capitalization of 7.19B, placing it among publicly traded companies globally. Its enterprise value stands at 4.58B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap7.19B
Enterprise Value4.58B

Important Dates

Al Ansari Financial Services PJSC's next confirmed earnings release is scheduled for November 5, 2026.

Earnings Date11/5/2026

Share Statistics

As of June 30, 2026, Al Ansari Financial Services PJSC has 7.50B shares outstanding.

Shares Outstanding7.50B

Valuation Ratios

As of June 30, 2026, Al Ansari Financial Services PJSC trades at a trailing price-to-earnings ratio of 21.15. The price-to-sales ratio is 5.58, and the price-to-book ratio stands at 3.90.

PE Ratio21.15
PS Ratio5.58
PB Ratio3.90
P/TBV Ratio4.10
P/FCF Ratio7.77
P/OCF Ratio7.44

Enterprise Valuation

As of June 30, 2026, Al Ansari Financial Services PJSC trades at an EV/EBITDA multiple of 8.71 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 3.55 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 11.77 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. Al Ansari Financial Services PJSC trades at an EV/FCF ratio of 4.76, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 4.58B versus a market cap of 7.19B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales3.55
EV / EBITDA8.71
EV / EBIT11.77
EV / FCF4.76

Financial Position

As of June 30, 2026, Al Ansari Financial Services PJSC maintains a current ratio of 1.82, meaning it holds 1.8x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 61.16, indicating elevated leverage, while an interest coverage ratio of 13.43 demonstrates strong ability to service its debt obligations.

Current Ratio1.82
Quick Ratio1.51
Debt / Equity61.16
Debt / EBITDA2.15
Interest Coverage13.43

Financial Efficiency

AED

Over the twelve months ended June 30, 2026, Al Ansari Financial Services PJSC posted a return on equity (ROE) of 18.64, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 11.54 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 7.01, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 12.47, useful for judging operating efficiency across full business cycles. The company generates approximately 312,384.67 in revenue per employee across its workforce of 4,123.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)18.64
Return on Assets (ROA)7.01
Return on Invested Capital (ROIC)11.54
Return on Capital Employed (ROCE)12.47
Revenue Per Employee312,384.67
Employee Count4,123.00

Taxes

AED

Over the twelve months ended June 30, 2026, Al Ansari Financial Services PJSC recorded 33.37M in income tax expense. That works out to an effective tax rate of 8.94, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 373.26M, leaving 339.90M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax33.37M
Effective Tax Rate8.94

Stock Price Statistics

AED

As of the close on October 22, 2026, Al Ansari Financial Services PJSC's stock has declined approximately 4.09% over the past 52 weeks. The 50-day moving average sits at 0.95, while the 200-day moving average is 0.96.

52-Week Price Change-4.09%
50-Day Moving Average0.95
200-Day Moving Average0.96

Income Statement

AED

Over the twelve months ended June 30, 2026, Al Ansari Financial Services PJSC generated 1.29B in revenue and converted that into 339.90M in net income, yielding earnings per share of 0.05. EBITDA reached 525.60M, while operating income came in at 388.88M.

Revenue1.29B
Gross Profit784.53M
Operating Income388.88M
Pretax Income373.26M
Net Income339.90M
EBITDA525.60M
EBIT388.88M
Earnings Per Share (EPS)0.05

Balance Sheet

AED

As of June 30, 2026, Al Ansari Financial Services PJSC holds 3.74B in cash and equivalents against 1.13B in total debt, resulting in a net debt position of -459.38M. Total book value stands at 1.85B, with working capital of 2.04B providing operational flexibility.

Cash & Cash Equivalents3.74B
Total Debt1.13B
Net Debt-459.38M
Equity (Book Value)1.85B
Book Value Per Share0.25
Working Capital2.04B

Cash Flow

AED

Al Ansari Financial Services PJSC produced 965.81M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -40.26M in capital expenditures, free cash flow totaled 925.55M - equivalent to 0.12 per share.

Operating Cash Flow965.81M
Capital Expenditures-40.26M
Free Cash Flow925.55M
FCF Per Share0.12

Margins

Over the twelve months ended June 30, 2026, Al Ansari Financial Services PJSC posted a gross margin of 60.91, reflecting its pricing power and cost economics. The operating margin of 30.19 and net profit margin of 26.39 provide insight into operational efficiency.

Gross Margin60.91
Operating Margin30.19
Pretax Margin28.98
Profit Margin26.39
EBITDA Margin40.81

Dividends & Yields

AED

Over the twelve months ended June 30, 2026, Al Ansari Financial Services PJSC paid dividends of 0.02 per share. The dividend payout ratio of 43.69 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 12.87, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 8.94, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Al Ansari Financial Services PJSC shareholders.

Dividend Per Share0.02
Payout Ratio43.69
Shareholder Yield8.94
FCF Yield12.87

Scores

As of June 30, 2026, Al Ansari Financial Services PJSC has an Altman Z-Score of 2.86, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score2.86