Commercial Bank of Dubai(PSC)

Commercial Bank of Dubai(PSC)

DDFM:CBD
9.68
AED
+0.01
(+0.10%)
1.17EPS
7.92P/E
27.76BMarket Cap
Feb 03Next Earn

Total Valuation

AED

As of June 30, 2026, Commercial Bank of Dubai(PSC) carries a market capitalization of 27.76B, placing it among publicly traded companies globally. Its enterprise value stands at 17.01B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap27.76B
Enterprise Value17.01B

Important Dates

Commercial Bank of Dubai(PSC)'s next confirmed earnings release is scheduled for February 3, 2027.

Earnings Date2/3/2027

Share Statistics

As of June 30, 2026, Commercial Bank of Dubai(PSC) has 2.99B shares outstanding.

Shares Outstanding2.99B

Valuation Ratios

As of June 30, 2026, Commercial Bank of Dubai(PSC) trades at a trailing price-to-earnings ratio of 7.92. The price-to-sales ratio is 4.73, and the price-to-book ratio stands at 1.64.

PE Ratio7.92
PS Ratio4.73
PB Ratio1.64
P/TBV Ratio1.64
P/FCF Ratio60.87
P/OCF Ratio33.45

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.90 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Commercial Bank of Dubai(PSC) trades at an EV/FCF ratio of 37.29, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 17.01B versus a market cap of 27.76B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.90
EV / FCF37.29

Financial Position

These figures are as of June 30, 2026.

Debt / Equity23.27

Financial Efficiency

Over the twelve months ended June 30, 2026, Commercial Bank of Dubai(PSC) posted a return on equity (ROE) of 20.74, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.37, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 16.81, useful for judging operating efficiency across full business cycles.

Return on Equity (ROE)20.74
Return on Assets (ROA)2.37
Return on Capital Employed (ROCE)16.81

Taxes

AED

Over the twelve months ended June 30, 2026, Commercial Bank of Dubai(PSC) recorded 345.49M in income tax expense. That works out to an effective tax rate of 8.98, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 3.85B, leaving 3.50B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax345.49M
Effective Tax Rate8.98

Stock Price Statistics

AED

As of the close on October 22, 2026, Commercial Bank of Dubai(PSC)'s stock has gained approximately 0.83% over the past 52 weeks. The 50-day moving average sits at 9.66, while the 200-day moving average is 9.48.

52-Week Price Change0.83%
50-Day Moving Average9.66
200-Day Moving Average9.48

Income Statement

AED

Over the twelve months ended June 30, 2026, Commercial Bank of Dubai(PSC) generated 5.87B in revenue and converted that into 3.50B in net income, yielding earnings per share of 1.17.

Revenue5.87B
Pretax Income3.85B
Net Income3.50B
Earnings Per Share (EPS)1.17

Balance Sheet

AED

As of June 30, 2026, Commercial Bank of Dubai(PSC) holds 14.70B in cash and equivalents against 3.95B in total debt, resulting in a net debt position of -14.70B.

Cash & Cash Equivalents14.70B
Total Debt3.95B
Net Debt-14.70B
Equity (Book Value)16.97B
Book Value Per Share5.68

Cash Flow

AED

Commercial Bank of Dubai(PSC) produced 830.03M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -373.91M in capital expenditures, free cash flow totaled 456.12M - equivalent to 0.15 per share.

Operating Cash Flow830.03M
Capital Expenditures-373.91M
Free Cash Flow456.12M
FCF Per Share0.15

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin65.56
Profit Margin59.67

Dividends & Yields

AED

Over the twelve months ended June 30, 2026, Commercial Bank of Dubai(PSC) paid dividends of 0.59 per share. The dividend payout ratio of 49.94 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 1.64, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 7.52, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Commercial Bank of Dubai(PSC) shareholders.

Dividend Per Share0.59
Payout Ratio49.94
Shareholder Yield7.52
FCF Yield1.64

Stock Splits

Commercial Bank of Dubai(PSC)'s most recent stock split took place on March 10, 2023 with a 553:589 split ratio.

Last Split Date3/10/2023
Split Ratio553:589