National General Insurance Co (P.J.S.C)

National General Insurance Co (P.J.S.C)

DDFM:NGI
5.65
AED
-0.11
(-1.91%)
0.59EPS
9.79P/E
956.71MMarket Cap

Total Valuation

AED

As of June 30, 2026, National General Insurance Co (P.J.S.C) carries a market capitalization of 956.71M, placing it among publicly traded companies globally. Its enterprise value stands at 768.86M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap956.71M
Enterprise Value768.86M

Share Statistics

As of June 30, 2026, National General Insurance Co (P.J.S.C) has 164.95M shares outstanding.

Shares Outstanding164.95M

Valuation Ratios

As of June 30, 2026, National General Insurance Co (P.J.S.C) trades at a trailing price-to-earnings ratio of 9.79. The price-to-sales ratio is 1.31, and the price-to-book ratio stands at 1.41.

PE Ratio9.79
PS Ratio1.31
PB Ratio1.41
P/TBV Ratio1.41
P/FCF Ratio5.07
P/OCF Ratio5.03

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 1.05 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. National General Insurance Co (P.J.S.C) trades at an EV/FCF ratio of 4.07, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 768.86M versus a market cap of 956.71M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.05
EV / FCF4.07

Financial Efficiency

AED

Over the twelve months ended June 30, 2026, National General Insurance Co (P.J.S.C) posted a return on equity (ROE) of 14.61, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 5.91, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 14.61, useful for judging operating efficiency across full business cycles. The company generates approximately 1.90M in revenue per employee across its workforce of 385.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)14.61
Return on Assets (ROA)5.91
Return on Capital Employed (ROCE)14.61
Revenue Per Employee1.90M
Employee Count385.00

Taxes

AED

Over the twelve months ended June 30, 2026, National General Insurance Co (P.J.S.C) recorded 8.86M in income tax expense. That works out to an effective tax rate of 8.31, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 106.60M, leaving 97.74M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax8.86M
Effective Tax Rate8.31

Stock Price Statistics

AED

As of the close on October 22, 2026, National General Insurance Co (P.J.S.C)'s stock has declined approximately 5.36% over the past 52 weeks. The 50-day moving average sits at 5.72, while the 200-day moving average is 5.83.

52-Week Price Change-5.36%
50-Day Moving Average5.72
200-Day Moving Average5.83

Income Statement

AED

Over the twelve months ended June 30, 2026, National General Insurance Co (P.J.S.C) generated 730.16M in revenue and converted that into 97.74M in net income, yielding earnings per share of 0.59.

Revenue730.16M
Pretax Income106.60M
Net Income97.74M
Earnings Per Share (EPS)0.59

Balance Sheet

AED

These figures are as of June 30, 2026.

Cash & Cash Equivalents187.85M
Net Debt-64.76M
Equity (Book Value)679.94M
Book Value Per Share4.12

Cash Flow

AED

National General Insurance Co (P.J.S.C) produced 190.15M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -1.29M in capital expenditures, free cash flow totaled 188.87M - equivalent to 1.15 per share.

Operating Cash Flow190.15M
Capital Expenditures-1.29M
Free Cash Flow188.87M
FCF Per Share1.15

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin14.60
Profit Margin13.39

Dividends & Yields

Over the twelve months ended June 30, 2026, National General Insurance Co (P.J.S.C) paid dividends of - - per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 19.74, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt.

FCF Yield19.74

Stock Splits

National General Insurance Co (P.J.S.C)'s most recent stock split took place on April 25, 2024 with a 10:11 split ratio.

Last Split Date4/25/2024
Split Ratio10:11