Takaful Emarat - Insurance (PSC)

Takaful Emarat - Insurance (PSC)

DDFM:TAKAFUL_EM
1.75
AED
-0.02
(-1.13%)
0.09EPS
17.47P/E
324.63MMarket Cap

Total Valuation

AED

As of June 30, 2026, Takaful Emarat - Insurance (PSC) carries a market capitalization of 324.63M, placing it among publicly traded companies globally. Its enterprise value stands at 42.88M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap324.63M
Enterprise Value42.88M

Share Statistics

As of June 30, 2026, Takaful Emarat - Insurance (PSC) has 208.10M shares outstanding.

Shares Outstanding208.10M

Valuation Ratios

As of June 30, 2026, Takaful Emarat - Insurance (PSC) trades at a trailing price-to-earnings ratio of 17.47. The price-to-sales ratio is 0.44, and the price-to-book ratio stands at 1.66.

PE Ratio17.47
PS Ratio0.44
PB Ratio1.66
P/TBV Ratio1.68
P/FCF Ratio-30.03
P/OCF Ratio-119.59

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 0.06 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 42.88M versus a market cap of 324.63M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales0.06

Financial Position

These figures are as of June 30, 2026.

Debt / Equity1.71

Financial Efficiency

Over the twelve months ended June 30, 2026, Takaful Emarat - Insurance (PSC) posted a return on equity (ROE) of 9.99, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.80, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 9.90, useful for judging operating efficiency across full business cycles.

Return on Equity (ROE)9.99
Return on Assets (ROA)1.80
Return on Capital Employed (ROCE)9.90

Taxes

AED

Over the twelve months ended June 30, 2026, Takaful Emarat - Insurance (PSC) recorded 5.56M in income tax expense. That works out to an effective tax rate of 23.23, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 23.93M, leaving 18.37M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax5.56M
Effective Tax Rate23.23

Stock Price Statistics

AED

As of the close on October 22, 2026, Takaful Emarat - Insurance (PSC)'s stock has gained approximately 10.76% over the past 52 weeks. The 50-day moving average sits at 1.75, while the 200-day moving average is 1.65.

52-Week Price Change10.76%
50-Day Moving Average1.75
200-Day Moving Average1.65

Income Statement

AED

Over the twelve months ended June 30, 2026, Takaful Emarat - Insurance (PSC) generated 731.35M in revenue and converted that into 18.37M in net income, yielding earnings per share of 0.09.

Revenue731.35M
Pretax Income23.93M
Net Income18.37M
Earnings Per Share (EPS)0.09

Balance Sheet

AED

As of June 30, 2026, Takaful Emarat - Insurance (PSC) holds 285.09M in cash and equivalents against 3.34M in total debt, resulting in a net debt position of -267.24M.

Cash & Cash Equivalents285.09M
Total Debt3.34M
Net Debt-267.24M
Equity (Book Value)195.47M
Book Value Per Share0.94

Cash Flow

AED

Takaful Emarat - Insurance (PSC) produced -2.68M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -8.04M in capital expenditures, free cash flow totaled -10.72M - equivalent to -0.05 per share.

Operating Cash Flow-2.68M
Capital Expenditures-8.04M
Free Cash Flow-10.72M
FCF Per Share-0.05

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin3.27
Profit Margin2.51

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield is negative at -3.33: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -1.06, meaning Takaful Emarat - Insurance (PSC) raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-1.06
FCF Yield-3.33

Stock Splits

Takaful Emarat - Insurance (PSC)'s most recent stock split took place on October 31, 2024 with a 610:1293 split ratio.

Last Split Date10/31/2024
Split Ratio610:1293