Doha Bank

Doha Bank

DHBK.QA
Doha BankQA flagQatar Stock Exchange
2.87
QAR
-0.01
- -
8.89BMarket Cap
Doha Bank
DHBK.QA
(Qatar Stock Exchange)

Recent

price

2.87

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1
1.02
1.03
0.98
1.06
1.01
0.97
0.94
0.88
0.93
0.96
0.99
0.87
0.91
0.84
0.89
0.87
Revenue per Share
0.5
0.54
0.57
0.51
0.51
0.51
0.39
0.38
0.27
0.24
0.23
0.23
0.25
0.25
0.27
0.3
0.29
Basic EPS, GAAP
0.55
0.07
-1.05
0.85
0.01
-1.14
1.52
1.58
1.43
0.45
-1.03
-0.66
0.24
1.99
0.25
-1.5
3.15
Free Cash Flow per Basic Share
0.43
0.42
0.41
0.36
0.43
0.39
0.29
0.26
0.3
0.1
- -
0.07
0.07
0.07
0.07
0.1
0.1
Dividend per Share
0.97
1
1.07
1.12
1.07
1.16
1.43
1.5
1.22
1.06
1.21
1.3
1.25
1.32
1.44
1.51
1.49
Book Value per Share
2.88
3.11
3.3
4.38
4.22
4.93
5
5.02
4.11
4.3
4.45
4.6
4.54
4.66
4.78
5.06
4.8
Tangible Book Value per Share
2,096
2,278
2,286
2,572
2,676
2,676
2,676
2,952
3,100
3,100
3,100
3,100
3,100
3,100
3,100
3,100
3,100
Basic Weighted Avg Shares
2,096
2,328
2,350
2,531
2,838
2,693
2,596
2,762
2,732
2,876
2,962
3,072
2,703
2,816
2,607
2,770
2,705
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
42
58
73
82
84
82
94
99
90
122
117
105
100
89
80
71
74
Depreciation Expense
1,054
1,241
1,305
1,313
1,359
1,354
1,054
1,110
830
754
703
704
765
769
851
920
886
Net Income, GAAP
0.21
0.41
0.29
0.39
0.85
0.34
- -
- -
0.46
- -
0.18
5.7
5.94
11.01
0.79
1.35
1.26
Effective Tax Rate (%)
50.3
53.31
55.53
51.87
47.87
50.26
40.59
40.2
30.38
26.22
23.73
22.91
28.31
27.33
32.66
33.2
32.78
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
768
10,671
10,878
9,872
14,819
11,869
15,087
9,361
14,147
21,327
17,755
28,812
22,999
20,820
24,460
24,588
27,609
LT Debt
6,034
7,081
7,551
11,271
11,293
13,187
13,381
14,807
12,733
13,318
13,795
14,256
14,079
14,444
14,818
15,695
14,879
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
53.27
57.5
55.36
49.3
47.19
45.37
30.49
26.93
20.23
21.34
19.97
18.06
19.35
19.33
19.93
20.13
19.92
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,100
3,100
3,100
Market Capitalization
6,170
5,953
7,875

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
8,465
9,346
17,530
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.95%
2.64%
5.92%
Free Cash Flow
-85.7%
-46.96%
-687.51%
Net Income, GAAP
-2.99%
5.61%
8.01%
Sales/Revenue/Turnover
0.47%
-1.06%
6.26%
Total Cash Common Dividend
- -
- -
33.33%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
644
667
704
591
2,607
2025
740
669
677
- -
2,770
2026
779
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.07
0.06
0.08
- -
0.27
2025
0.08
0.07
- -
- -
0.3
2026
0.08
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.07
- -
- -
- -
0.07
2025
0.1
- -
- -
- -
0.1
2026
- -
- -
- -
- -
- -
Business
Doha Bank Q.P.S.C. delivers an extensive array of financial solutions to its diverse clientele, encompassing individual consumers, commercial enterprises, corporations, and institutional entities. The bank structures its operations primarily across two core divisions: Conventional Banking and Insurance Activities. The Conventional Banking segment is dedicated to serving business and corporate clients with a comprehensive suite of products, including both funded and non-funded lending arrangements and various deposit offerings. This segment also manages funding, undertakes centralized risk management through borrowing and debt instrument issuance, utilizes derivatives for risk mitigation, and strategically invests in liquid assets such as short-term placements and government or corporate debt securities. For individual customers, it provides personal loans, credit cards, and a range of deposit accounts and other retail transactions. In parallel, the Insurance Activities segment focuses on offering and administering insurance contracts, alongside facilitating and advising on investments. Beyond its traditional services, the bank operates a robust digital infrastructure, featuring mobile and internet banking platforms, SMS banking, and e-remittance services. Recent advancements include the launch of a new mobile banking application in May 2024 and an API Banking Product for seamless corporate banking in July 2024, enhancing digital accessibility and corporate integration. Headquartered in Doha, Qatar, where it was established in 1979, Doha Bank maintains a substantial physical presence, including a network of branches, e-branches, pay offices, and numerous ATMs and Interactive Teller Machines (ITMs) across Qatar. Internationally, its reach extends with overseas branches located in the United Arab Emirates (Dubai), Kuwait, and India (Mumbai and Kochi), complemented by representative offices spanning across Asia, Europe, Australia, North America, and Africa, including Singapore, Turkey, Japan, China, the United Kingdom, South Korea, Germany, Australia, Canada, Hong Kong, South Africa, Bangladesh, Sri Lanka, and Nepal. In 2024, Doha Bank reported a net profit of QR851 million, marking a 10.7% increase, and total assets grew by 8.9% to QR110.2 billion. The bank also successfully issued a USD 500 million international bond in September 2025.