Deluxe Corporation
New York Stock ExchangeTotal Valuation
Deluxe Corporation carries a market capitalization of 1.18B, placing it among publicly traded companies globally. Its enterprise value stands at 2.66B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 1.18B |
| Enterprise Value | 2.66B |
Share Statistics
Deluxe Corporation currently has 45.69M shares outstanding.
| Shares Outstanding | 45.69M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Deluxe Corporation trades at a trailing price-to-earnings ratio of 11.97. The price-to-sales ratio is 0.58, and the price-to-book ratio stands at 2.13.
| PE Ratio | 11.97 |
| PS Ratio | 0.58 |
| PB Ratio | 2.13 |
| P/TBV Ratio | -1.17 |
| P/FCF Ratio | 3.43 |
| P/OCF Ratio | 4.55 |
Enterprise Valuation
On an enterprise value basis, Deluxe Corporation trades at an EV/EBITDA multiple of 6.48 and an EV/FCF ratio of 5.89. The EV/Sales ratio of 1.25 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 9.80 provides insight into valuation relative to core operating earnings.
| EV / Sales | 1.25 |
| EV / EBITDA | 6.48 |
| EV / EBIT | 9.80 |
| EV / FCF | 5.89 |
Financial Position
Deluxe Corporation maintains a current ratio of 1.15, meaning it holds 1.1x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 207.58, indicating elevated leverage, while an interest coverage ratio of 3.47 demonstrates adequate ability to service its debt obligations.
| Current Ratio | 1.15 |
| Quick Ratio | 0.72 |
| Debt / Equity | 207.58 |
| Debt / EBITDA | 3.52 |
| Interest Coverage | 3.47 |
Financial Efficiency
Deluxe Corporation posts a return on equity of 18.59 and a return on invested capital of 8.94.
| Return on Equity (ROE) | 18.59 |
| Return on Assets (ROA) | 4.05 |
| Return on Invested Capital (ROIC) | 8.94 |
| Return on Capital Employed (ROCE) | 9.13 |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | 28.94 |
Taxes
Over the trailing twelve months, Deluxe Corporation has paid 42.48M in income taxes, reflecting an effective tax rate of 29.01.
| Income Tax | 42.48M |
| Effective Tax Rate | 29.01 |
Stock Price Statistics
Deluxe Corporation's stock has gained approximately 54.73054% over the past 52 weeks. The 50-day moving average sits at 24.03, while the 200-day moving average is 24.14.
| Beta (5Y) | N/A |
| 52-Week Price Change | 54.73054% |
| 50-Day Moving Average | 24.03 |
| 200-Day Moving Average | 24.14 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Deluxe Corporation generated 2.13B in revenue and converted that into 103.89M in net income, yielding earnings per share of 2.27. EBITDA reached 411.07M, while operating income came in at 271.77M.
| Revenue | 2.13B |
| Gross Profit | 1.13B |
| Operating Income | 271.77M |
| Pretax Income | 146.43M |
| Net Income | 103.89M |
| EBITDA | 411.07M |
| EBIT | 271.77M |
| Earnings Per Share (EPS) | 2.27 |
Balance Sheet
Deluxe Corporation holds 27.20M in cash and equivalents against 1.45B in total debt, resulting in a net debt position of 1.37B. Total book value stands at 583.40M, with working capital of 50.50M providing operational flexibility.
| Cash & Cash Equivalents | 27.20M |
| Total Debt | 1.45B |
| Net Debt | 1.37B |
| Equity (Book Value) | 583.40M |
| Book Value Per Share | 12.92 |
| Working Capital | 50.50M |
Cash Flow
Deluxe Corporation produced 273.00M in operating cash flow over the past twelve months. After subtracting -94.70M in capital expenditures, free cash flow totaled 178.30M - equivalent to 3.95 per share.
| Operating Cash Flow | 273.00M |
| Capital Expenditures | -94.70M |
| Free Cash Flow | 178.30M |
| FCF Per Share | 3.95 |
Margins
Deluxe Corporation operates with a gross margin of 52.89, reflecting its pricing power and cost economics. The operating margin of 12.73 and net profit margin of 4.87 provide insight into operational efficiency.
| Gross Margin | 52.89 |
| Operating Margin | 12.73 |
| Pretax Margin | 6.86 |
| Profit Margin | 4.87 |
| EBITDA Margin | 19.26 |
Dividends & Yields
The company's payout ratio of 53.84 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.24 |
| Dividend Yield | N/A |
| Payout Ratio | 53.84 |
| Shareholder Yield | 14.66 |
| FCF Yield | 29.18 |
Stock Splits
Deluxe Corporation's most recent stock split took place on January 2, 2001 with a 1599:2000 split ratio.
| Last Split Date | 1/2/2001 |
| Split Ratio | 1599:2000 |
Scores
Deluxe Corporation posts an Altman Z-Score of 5.22, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 5.22 |