National Housing Finance PLC
DDSE:NHFIL25.30
BDT
+0.70
(+2.85%)
National Housing Finance PLC
DSE:NHFIL
(Dhaka Stock Exchange)
Recent
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25.30
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- Business
- National Housing Finance PLC is a Bangladesh-based non-banking financial institution primarily engaged in the provision of residential mortgage financing, commercial real estate loans, SME credit, corporate leasing, and deposit mobilization services to individual, commercial, and institutional clients. The company operates through core financial segments encompassing Retail Housing Finance, Corporate & SME Financing, and Deposit & Islamic Financial Services. Its product and service portfolio includes retail housing loans, such as apartment and flat purchase financing, home construction loans, residential plot purchase loans, property renovation facilities, group home financing schemes, and non-resident Bangladeshi mortgage facilities; commercial and project financing, such as commercial space acquisition loans, project term loans, and lease financing for machinery, industrial equipment, and commercial vehicles; small and medium enterprise credit solutions, such as agro-processing loans, entrepreneur financing under the Kristi, Jagaron, Sonirvor, and Sonirvor Nari schemes, and refinancing facilities under Japan International Cooperation Agency programs; Shariah-compliant Islamic financing facilities, such as Hire Purchase under Shirkatul Melk arrangements for real estate construction, commercial asset acquisition, and industrial machinery; and customer deposit products, such as fixed-term deposit receipts, housing deposit schemes, periodical income deposit schemes, millionaire savings schemes, and Mudaraba-compliant Islamic deposits. Founded in 1998 and headquartered in Dhaka, Bangladesh, the company distributes its financial services nationwide through a network of branch offices in key urban centers including Dhaka, Chattogram, Bogura, and Sylhet. In recent corporate developments, the company officially rebranded from National Housing Finance and Investments Limited to National Housing Finance PLC in November 2023. In December 2025, the company expanded its real estate financing footprint by executing a strategic Memorandum of Understanding with the Assure Group to offer tailored home loan packages. Additionally, the institution adjusted its capital allocation framework by converting its dividend structure to a stock-based distribution to strengthen Tier-1 regulatory capital and reinforce balance-sheet resilience against loan provisioning requirements.