Affirm Holdings, Inc.

Affirm Holdings, Inc. Class A's next confirmed earnings release is scheduled for November 5, 2026.

As of June 30, 2026, Affirm Holdings, Inc. Class A has 337.18M shares outstanding.

As of June 30, 2026, Affirm Holdings, Inc. Class A maintains a current ratio of 55.07, meaning it holds 55.1x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 182.77, indicating elevated leverage, while an interest coverage ratio of 1.59 demonstrates limited ability to service its debt obligations.

Over the twelve months ended June 30, 2026, Affirm Holdings, Inc. Class A posted a return on equity (ROE) of 45.13, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 14.32, measuring how efficiently the asset base is converted into earnings. The company generates approximately 1.66M in revenue per employee across its workforce of 2,244.00, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Affirm Holdings, Inc. Class A recorded an income tax benefit of -1.26B rather than an expense, typically from losses, carryforwards, or the release of a tax provision. Taxes are levied on pretax income of 431.28M, leaving 1.69B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Over the twelve months ended June 30, 2026, Affirm Holdings, Inc. Class A generated 3.73B in revenue and converted that into 1.69B in net income, yielding earnings per share of 4.84. EBITDA reached 630.49M, while operating income came in at 762.38M.

As of June 30, 2026, Affirm Holdings, Inc. Class A holds 2.28B in cash and equivalents against 8.77B in total debt, resulting in a net debt position of 7.32B. Total book value stands at 4.80B, with working capital of 10.98B providing operational flexibility.

Affirm Holdings, Inc. Class A produced 1.08B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -208.62M in capital expenditures, free cash flow totaled 868.85M - equivalent to 2.56 per share.

Over the twelve months ended June 30, 2026, Affirm Holdings, Inc. Class A posted a gross margin of 68.07, reflecting its pricing power and cost economics. The operating margin of 20.44 and net profit margin of 45.29 provide insight into operational efficiency.