As of June 30, 2026, Horace Mann Educators Corporation carries a market capitalization of 1.82B, placing it among publicly traded companies globally. Its enterprise value stands at 1.90B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 1.82B |
| Enterprise Value | 1.90B |
Horace Mann Educators Corporation's next confirmed earnings release is scheduled for November 3, 2026.
| Earnings Date | 11/3/2026 |
As of June 30, 2026, Horace Mann Educators Corporation has 40.49M shares outstanding.
| Shares Outstanding | 40.49M |
As of June 30, 2026, Horace Mann Educators Corporation trades at a trailing price-to-earnings ratio of 11.43. The price-to-sales ratio is 1.21, and the price-to-book ratio stands at 1.39.
| PE Ratio | 11.43 |
| PS Ratio | 1.21 |
| PB Ratio | 1.39 |
| P/TBV Ratio | 1.58 |
| P/FCF Ratio | 3.62 |
| P/OCF Ratio | 3.58 |
These figures are as of June 30, 2026. The EV/Sales ratio of 1.29 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Horace Mann Educators Corporation trades at an EV/FCF ratio of 3.63, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 1.90B versus a market cap of 1.82B, with the gap driven by net debt and cash on the balance sheet.
| EV / Sales | 1.29 |
| EV / FCF | 3.63 |
These figures are as of June 30, 2026.
| Debt / Equity | 39.54 |
Over the twelve months ended June 30, 2026, Horace Mann Educators Corporation posted a return on equity (ROE) of 12.38, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.17, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 10.41, useful for judging operating efficiency across full business cycles. The company generates approximately 822,071.97 in revenue per employee across its workforce of 1,787.50, a quick read on workforce productivity versus industry peers.
| Return on Equity (ROE) | 12.38 |
| Return on Assets (ROA) | 1.17 |
| Return on Capital Employed (ROCE) | 10.41 |
| Revenue Per Employee | 822,071.97 |
| Employee Count | 1,787.50 |
Over the twelve months ended June 30, 2026, Horace Mann Educators Corporation recorded 34.22M in income tax expense. That works out to an effective tax rate of 18.07, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 189.41M, leaving 155.19M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.
| Income Tax | 34.22M |
| Effective Tax Rate | 18.07 |
As of the close on September 15, 2026, Horace Mann Educators Corporation's stock has gained approximately 6.03% over the past 52 weeks. The 50-day moving average sits at 44.17, while the 200-day moving average is 39.77.
| 52-Week Price Change | 6.03% |
| 50-Day Moving Average | 44.17 |
| 200-Day Moving Average | 39.77 |
Over the twelve months ended June 30, 2026, Horace Mann Educators Corporation generated 1.47B in revenue and converted that into 155.19M in net income, yielding earnings per share of 3.89.
| Revenue | 1.47B |
| Pretax Income | 189.41M |
| Net Income | 155.19M |
| Earnings Per Share (EPS) | 3.89 |
As of June 30, 2026, Horace Mann Educators Corporation holds 442.46M in cash and equivalents against 520.10M in total debt, resulting in a net debt position of 481.06M.
| Cash & Cash Equivalents | 442.46M |
| Total Debt | 520.10M |
| Net Debt | 481.06M |
| Equity (Book Value) | 1.32B |
| Book Value Per Share | 32.49 |
Horace Mann Educators Corporation produced 495.51M in operating cash flow over the twelve months ended June 30, 2026.
| Operating Cash Flow | 495.51M |
| Free Cash Flow | 495.51M |
| FCF Per Share | 12.57 |
These figures cover the twelve months ended June 30, 2026.
| Pretax Margin | 12.89 |
| Profit Margin | 10.56 |
Over the twelve months ended June 30, 2026, Horace Mann Educators Corporation paid dividends of 1.28 per share. The dividend payout ratio of 32.49 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 27.63, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 14.12, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Horace Mann Educators Corporation shareholders.
| Dividend Per Share | 1.28 |
| Payout Ratio | 32.49 |
| Shareholder Yield | 14.12 |
| FCF Yield | 27.63 |
Horace Mann Educators Corporation's most recent stock split took place on December 16, 1997 with a 1:2 split ratio.
| Last Split Date | 12/16/1997 |
| Split Ratio | 1:2 |