Horace Mann Educators Corporation

Horace Mann Educators Corporation

42.20
EUR
-0.20
(-0.47%)
3.89EPS
11.43P/E
1.82BMarket Cap
Nov 03Next Earn

Total Valuation

EUR

As of June 30, 2026, Horace Mann Educators Corporation carries a market capitalization of 1.82B, placing it among publicly traded companies globally. Its enterprise value stands at 1.90B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap1.82B
Enterprise Value1.90B

Important Dates

Horace Mann Educators Corporation's next confirmed earnings release is scheduled for November 3, 2026.

Earnings Date11/3/2026

Share Statistics

As of June 30, 2026, Horace Mann Educators Corporation has 40.49M shares outstanding.

Shares Outstanding40.49M

Valuation Ratios

As of June 30, 2026, Horace Mann Educators Corporation trades at a trailing price-to-earnings ratio of 11.43. The price-to-sales ratio is 1.21, and the price-to-book ratio stands at 1.39.

PE Ratio11.43
PS Ratio1.21
PB Ratio1.39
P/TBV Ratio1.58
P/FCF Ratio3.62
P/OCF Ratio3.58

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 1.29 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Horace Mann Educators Corporation trades at an EV/FCF ratio of 3.63, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 1.90B versus a market cap of 1.82B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.29
EV / FCF3.63

Financial Position

These figures are as of June 30, 2026.

Debt / Equity39.54

Financial Efficiency

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Over the twelve months ended June 30, 2026, Horace Mann Educators Corporation posted a return on equity (ROE) of 12.38, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.17, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 10.41, useful for judging operating efficiency across full business cycles. The company generates approximately 822,071.97 in revenue per employee across its workforce of 1,787.50, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)12.38
Return on Assets (ROA)1.17
Return on Capital Employed (ROCE)10.41
Revenue Per Employee822,071.97
Employee Count1,787.50

Taxes

EUR

Over the twelve months ended June 30, 2026, Horace Mann Educators Corporation recorded 34.22M in income tax expense. That works out to an effective tax rate of 18.07, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 189.41M, leaving 155.19M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax34.22M
Effective Tax Rate18.07

Stock Price Statistics

EUR

As of the close on September 15, 2026, Horace Mann Educators Corporation's stock has gained approximately 6.03% over the past 52 weeks. The 50-day moving average sits at 44.17, while the 200-day moving average is 39.77.

52-Week Price Change6.03%
50-Day Moving Average44.17
200-Day Moving Average39.77

Income Statement

EUR

Over the twelve months ended June 30, 2026, Horace Mann Educators Corporation generated 1.47B in revenue and converted that into 155.19M in net income, yielding earnings per share of 3.89.

Revenue1.47B
Pretax Income189.41M
Net Income155.19M
Earnings Per Share (EPS)3.89

Balance Sheet

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As of June 30, 2026, Horace Mann Educators Corporation holds 442.46M in cash and equivalents against 520.10M in total debt, resulting in a net debt position of 481.06M.

Cash & Cash Equivalents442.46M
Total Debt520.10M
Net Debt481.06M
Equity (Book Value)1.32B
Book Value Per Share32.49

Cash Flow

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Horace Mann Educators Corporation produced 495.51M in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow495.51M
Free Cash Flow495.51M
FCF Per Share12.57

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin12.89
Profit Margin10.56

Dividends & Yields

EUR

Over the twelve months ended June 30, 2026, Horace Mann Educators Corporation paid dividends of 1.28 per share. The dividend payout ratio of 32.49 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 27.63, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 14.12, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Horace Mann Educators Corporation shareholders.

Dividend Per Share1.28
Payout Ratio32.49
Shareholder Yield14.12
FCF Yield27.63

Stock Splits

Horace Mann Educators Corporation's most recent stock split took place on December 16, 1997 with a 1:2 split ratio.

Last Split Date12/16/1997
Split Ratio1:2