Pinnacle Financial Partners, Inc.

Pinnacle Financial Partners, Inc.

88.00
EUR
+3.00
(+3.53%)
6.44EPS
13.94P/E
12.99BMarket Cap
Jan 19Next Earn

Total Valuation

EUR

As of June 30, 2026, Pinnacle Financial Partners, Inc. carries a market capitalization of 12.99B, placing it among publicly traded companies globally. Its enterprise value stands at 57.82M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap12.99B
Enterprise Value57.82M

Important Dates

Pinnacle Financial Partners, Inc.'s next confirmed earnings release is scheduled for January 19, 2027.

Earnings Date1/19/2027

Share Statistics

As of June 30, 2026, Pinnacle Financial Partners, Inc. has 151.00M shares outstanding.

Shares Outstanding151.00M

Valuation Ratios

As of June 30, 2026, Pinnacle Financial Partners, Inc. trades at a trailing price-to-earnings ratio of 13.94. The price-to-sales ratio is 3.30, and the price-to-book ratio stands at 1.06.

PE Ratio13.94
PS Ratio3.30
PB Ratio1.06
P/TBV Ratio1.56
P/FCF Ratio7.19
P/OCF Ratio7.11

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 0.02 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Pinnacle Financial Partners, Inc. trades at an EV/FCF ratio of 0.04, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 57.82M versus a market cap of 12.99B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales0.02
EV / FCF0.04

Financial Position

These figures are as of June 30, 2026.

Debt / Equity69.15

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, Pinnacle Financial Partners, Inc. posted a return on equity (ROE) of 7.65, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.89, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 4.84, useful for judging operating efficiency across full business cycles. The company generates approximately 787,725.08 in revenue per employee across its workforce of 3,673.13, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)7.65
Return on Assets (ROA)0.89
Return on Capital Employed (ROCE)4.84
Revenue Per Employee787,725.08
Employee Count3,673.13

Taxes

EUR

Over the twelve months ended June 30, 2026, Pinnacle Financial Partners, Inc. recorded 177.03M in income tax expense. That works out to an effective tax rate of 19.77, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 895.58M, leaving 718.55M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax177.03M
Effective Tax Rate19.77

Stock Price Statistics

EUR

These figures are as of the close on October 22, 2026.

50-Day Moving Average84.79

Income Statement

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Over the twelve months ended June 30, 2026, Pinnacle Financial Partners, Inc. generated 2.89B in revenue and converted that into 718.55M in net income, yielding earnings per share of 6.44.

Revenue2.89B
Pretax Income895.58M
Net Income718.55M
Earnings Per Share (EPS)6.44

Balance Sheet

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As of June 30, 2026, Pinnacle Financial Partners, Inc. holds 22.59B in cash and equivalents against 8.97B in total debt, resulting in a net debt position of 2.28B.

Cash & Cash Equivalents22.59B
Total Debt8.97B
Net Debt2.28B
Equity (Book Value)12.30B
Book Value Per Share81.43

Cash Flow

EUR

Pinnacle Financial Partners, Inc. produced 1.34B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -10.96M in capital expenditures, free cash flow totaled 1.33B - equivalent to 12.00 per share.

Operating Cash Flow1.34B
Capital Expenditures-10.96M
Free Cash Flow1.33B
FCF Per Share12.00

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin30.95
Profit Margin24.83

Dividends & Yields

EUR

Over the twelve months ended June 30, 2026, Pinnacle Financial Partners, Inc. paid dividends of 1.76 per share. The dividend payout ratio of 23.78 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 13.91, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -70.15, meaning Pinnacle Financial Partners, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share1.76
Payout Ratio23.78
Shareholder Yield-70.15
FCF Yield13.91

Stock Splits

Pinnacle Financial Partners, Inc.'s most recent stock split took place on May 11, 2004 with a 1:2 split ratio.

Last Split Date5/11/2004
Split Ratio1:2