UMB Financial Corporation

As of June 30, 2026, UMB Financial Corporation carries a market capitalization of 9.42B, placing it among publicly traded companies globally. Its enterprise value stands at -3.10B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

UMB Financial Corporation's next confirmed earnings release is scheduled for October 27, 2026.

As of June 30, 2026, UMB Financial Corporation has 75.95M shares outstanding.

As of June 30, 2026, UMB Financial Corporation trades at a trailing price-to-earnings ratio of 11.73. The price-to-sales ratio is 3.99, and the price-to-book ratio stands at 1.39.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, UMB Financial Corporation posted a return on equity (ROE) of 12.55, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.31, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 11.77, useful for judging operating efficiency across full business cycles. The company generates approximately 487,254.97 in revenue per employee across its workforce of 4,841.00, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, UMB Financial Corporation recorded 215.20M in income tax expense. That works out to an effective tax rate of 20.69, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 1.04B, leaving 825.13M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, UMB Financial Corporation's stock has gained approximately 25.39% over the past 52 weeks. The 50-day moving average sits at 119.72, while the 200-day moving average is 113.04.

Over the twelve months ended June 30, 2026, UMB Financial Corporation generated 2.36B in revenue and converted that into 825.13M in net income, yielding earnings per share of 10.80.

As of June 30, 2026, UMB Financial Corporation holds 13.00B in cash and equivalents against 225.64M in total debt, resulting in a net debt position of -4.79B.

UMB Financial Corporation produced 953.04M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -42.13M in capital expenditures, free cash flow totaled 910.91M - equivalent to 11.99 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, UMB Financial Corporation paid dividends of 1.74 per share. The dividend payout ratio of 13.72 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 9.62, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 5.24, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to UMB Financial Corporation shareholders.

UMB Financial Corporation's most recent stock split took place on May 31, 2006 with a 1:2 split ratio.