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Eastern Michigan Financial Corporation

Eastern Michigan Financial Corporation

EFIN
Eastern Michigan Financial CorporationUS flagOther OTC
66.45
USD
-0.08
- -
85.54MMarket Cap

Total Valuation

Eastern Michigan Financial Corporation carries a market capitalization of 85.54M, placing it among publicly traded companies globally. Its enterprise value stands at 12.45M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap85.54M
Enterprise Value12.45M

Share Statistics

Eastern Michigan Financial Corporation currently has 1.30M shares outstanding.

Shares Outstanding1.30M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Eastern Michigan Financial Corporation trades at a trailing price-to-earnings ratio of 7.38. The price-to-sales ratio is 2.45, and the price-to-book ratio stands at 1.02.

PE Ratio7.38
PS Ratio2.45
PB Ratio1.02
P/TBV Ratio1.04
P/FCF RatioN/A
P/OCF RatioN/A

Enterprise Valuation

EV / Sales0.56
EV / EBITDAN/A
EV / EBITN/A
EV / FCFN/A

Financial Efficiency

Return on Equity (ROE)14.11
Return on Assets (ROA)1.45
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Eastern Michigan Financial Corporation has paid 1.91M in income taxes, reflecting an effective tax rate of 20.48.

Income Tax1.91M
Effective Tax Rate20.48

Stock Price Statistics

Eastern Michigan Financial Corporation's stock has gained approximately 71.08651% over the past 52 weeks. The 50-day moving average sits at 63.36, while the 200-day moving average is 54.07.

Beta (5Y)N/A
52-Week Price Change71.08651%
50-Day Moving Average63.36
200-Day Moving Average54.07
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Eastern Michigan Financial Corporation generated 22.35M in revenue and converted that into 7.43M in net income, yielding earnings per share of 5.76.

Revenue22.35M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income9.34M
Net Income7.43M
EBITDAN/A
EBITN/A
Earnings Per Share (EPS)5.76

Balance Sheet

Cash & Cash Equivalents42.34M
Total DebtN/A
Net Debt-42.34M
Equity (Book Value)53.50M
Book Value Per Share41.49
Working CapitalN/A

Margins

Eastern Michigan Financial Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin41.79
Profit Margin33.23
EBITDA MarginN/A

Scores

Eastern Michigan Financial Corporation posts an Altman Z-Score of 0.25, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.25