e-finance for Digital and Financial Investments S.A.E.

e-finance for Digital and Financial Investments S.A.E.

EEGX:EFIH
21.00
EGP
-2.90
(-12.13%)
0.91EPS
22.59P/E
70.34BMarket Cap
Nov 18Next Earn

Total Valuation

EGP

As of June 30, 2026, e-finance for Digital and Financial Investments S.A.E. carries a market capitalization of 70.34B, placing it among publicly traded companies globally. Its enterprise value stands at 67.42B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap70.34B
Enterprise Value67.42B

Important Dates

e-finance for Digital and Financial Investments S.A.E.'s next confirmed earnings release is scheduled for November 18, 2026.

Earnings Date11/18/2026

Share Statistics

As of June 30, 2026, e-finance for Digital and Financial Investments S.A.E. has 3.47B shares outstanding.

Shares Outstanding3.47B

Valuation Ratios

As of June 30, 2026, e-finance for Digital and Financial Investments S.A.E. trades at a trailing price-to-earnings ratio of 22.59. The price-to-sales ratio is 9.11, and the price-to-book ratio stands at 7.06.

PE Ratio22.59
PS Ratio9.11
PB Ratio7.06
P/TBV Ratio7.15
P/FCF Ratio36.13
P/OCF Ratio31.77

Enterprise Valuation

As of June 30, 2026, e-finance for Digital and Financial Investments S.A.E. trades at an EV/EBITDA multiple of 19.91 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 8.73 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 21.54 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. e-finance for Digital and Financial Investments S.A.E. trades at an EV/FCF ratio of 33.89, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 67.42B versus a market cap of 70.34B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales8.73
EV / EBITDA19.91
EV / EBIT21.54
EV / FCF33.89

Financial Position

As of June 30, 2026, e-finance for Digital and Financial Investments S.A.E. maintains a current ratio of 4.30, meaning it holds 4.3x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 2.05, indicating elevated leverage, while an interest coverage ratio of 59.08 demonstrates strong ability to service its debt obligations.

Current Ratio4.30
Quick Ratio1.79
Debt / Equity2.05
Debt / EBITDA0.06
Interest Coverage59.08

Financial Efficiency

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Over the twelve months ended June 30, 2026, e-finance for Digital and Financial Investments S.A.E. posted a return on equity (ROE) of 36.25, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 25.35 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 27.39, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 35.05, useful for judging operating efficiency across full business cycles. The company generates approximately 6.72M in revenue per employee across its workforce of 1,149.00, a quick read on workforce productivity versus industry peers. Inventory turnover of 15.34 indicates how many times e-finance for Digital and Financial Investments S.A.E. sells and replaces its inventory over a year, a key working capital efficiency ratio.

Return on Equity (ROE)36.25
Return on Assets (ROA)27.39
Return on Invested Capital (ROIC)25.35
Return on Capital Employed (ROCE)35.05
Revenue Per Employee6.72M
Employee Count1,149.00
Inventory Turnover15.34

Taxes

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Over the twelve months ended June 30, 2026, e-finance for Digital and Financial Investments S.A.E. recorded 1.13B in income tax expense. That works out to an effective tax rate of 26.43, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 4.29B, leaving 3.11B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax1.13B
Effective Tax Rate26.43

Stock Price Statistics

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As of the close on October 22, 2026, e-finance for Digital and Financial Investments S.A.E.'s stock has gained approximately 59.70% over the past 52 weeks. The 50-day moving average sits at 23.66, while the 200-day moving average is 21.69.

52-Week Price Change59.70%
50-Day Moving Average23.66
200-Day Moving Average21.69

Income Statement

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Over the twelve months ended June 30, 2026, e-finance for Digital and Financial Investments S.A.E. generated 7.72B in revenue and converted that into 3.11B in net income, yielding earnings per share of 0.91. EBITDA reached 3.39B, while operating income came in at 2.98B.

Revenue7.72B
Gross Profit4.45B
Operating Income2.98B
Pretax Income4.29B
Net Income3.11B
EBITDA3.39B
EBIT3.13B
Earnings Per Share (EPS)0.91

Balance Sheet

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As of June 30, 2026, e-finance for Digital and Financial Investments S.A.E. holds 3.26B in cash and equivalents against 207.39M in total debt, resulting in a net debt position of -1.50B. Total book value stands at 9.97B, with working capital of 6.01B providing operational flexibility.

Cash & Cash Equivalents3.26B
Total Debt207.39M
Net Debt-1.50B
Equity (Book Value)9.97B
Book Value Per Share2.88
Working Capital6.01B

Cash Flow

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e-finance for Digital and Financial Investments S.A.E. produced 2.21B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -267.03M in capital expenditures, free cash flow totaled 1.95B - equivalent to 0.56 per share.

Operating Cash Flow2.21B
Capital Expenditures-267.03M
Free Cash Flow1.95B
FCF Per Share0.56

Margins

Over the twelve months ended June 30, 2026, e-finance for Digital and Financial Investments S.A.E. posted a gross margin of 57.62, reflecting its pricing power and cost economics. The operating margin of 38.63 and net profit margin of 40.34 provide insight into operational efficiency.

Gross Margin57.62
Operating Margin38.63
Pretax Margin55.61
Profit Margin40.34
EBITDA Margin43.87

Dividends & Yields

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Over the twelve months ended June 30, 2026, e-finance for Digital and Financial Investments S.A.E. paid dividends of 0.17 per share. The dividend payout ratio of 18.69 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 2.77, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 1.62, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to e-finance for Digital and Financial Investments S.A.E. shareholders.

Dividend Per Share0.17
Payout Ratio18.69
Shareholder Yield1.62
FCF Yield2.77

Stock Splits

e-finance for Digital and Financial Investments S.A.E.'s most recent stock split took place on June 2, 2025 with a 2:3 split ratio.

Last Split Date6/2/2025
Split Ratio2:3

Scores

As of June 30, 2026, e-finance for Digital and Financial Investments S.A.E. has an Altman Z-Score of 15.77, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score15.77