E-L Financial Corporation Limited

E-L Financial Corporation Limited

13.96
USD
+0.15
(+1.10%)
4.14EPS
3.20P/E
4.13BMarket Cap

Total Valuation

USD

As of June 30, 2026, E L Financial Ltd. carries a market capitalization of 4.13B, placing it among publicly traded companies globally. Its enterprise value stands at 5.62B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap4.13B
Enterprise Value5.62B

Share Statistics

As of June 30, 2026, E L Financial Ltd. has 345.62M shares outstanding.

Shares Outstanding345.62M

Valuation Ratios

As of June 30, 2026, E L Financial Ltd. trades at a trailing price-to-earnings ratio of 3.20. The price-to-sales ratio is 1.49, and the price-to-book ratio stands at 0.62.

PE Ratio3.20
PS Ratio1.49
PB Ratio0.62
P/TBV Ratio0.63
P/FCF Ratio12.01
P/OCF Ratio11.84

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.04 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. E L Financial Ltd. trades at an EV/FCF ratio of 15.51, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 5.62B versus a market cap of 4.13B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.04
EV / FCF15.51

Financial Position

These figures are as of June 30, 2026.

Debt / Equity7.49

Financial Efficiency

USD

Over the twelve months ended June 30, 2026, E L Financial Ltd. posted a return on equity (ROE) of 20.81, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 6.08, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 14.48, useful for judging operating efficiency across full business cycles. The company generates approximately 143.22M in revenue per employee across its workforce of 19.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)20.81
Return on Assets (ROA)6.08
Return on Capital Employed (ROCE)14.48
Revenue Per Employee143.22M
Employee Count19.25

Taxes

USD

Over the twelve months ended June 30, 2026, E L Financial Ltd. recorded 252.00M in income tax expense. That works out to an effective tax rate of 14.84, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 1.70B, leaving 1.29B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax252.00M
Effective Tax Rate14.84

Stock Price Statistics

USD

As of the close on October 26, 2026, E L Financial Ltd.'s stock has gained approximately 20.63% over the past 52 weeks. The 50-day moving average sits at 12.84, while the 200-day moving average is 12.37.

52-Week Price Change20.63%
50-Day Moving Average12.84
200-Day Moving Average12.37

Income Statement

USD

Over the twelve months ended June 30, 2026, E L Financial Ltd. generated 2.76B in revenue and converted that into 1.29B in net income, yielding earnings per share of 4.14.

Revenue2.76B
Pretax Income1.70B
Net Income1.29B
Earnings Per Share (EPS)4.14

Balance Sheet

USD

As of June 30, 2026, E L Financial Ltd. holds 420.49M in cash and equivalents against 598.12M in total debt, resulting in a net debt position of 178.17M.

Cash & Cash Equivalents420.49M
Total Debt598.12M
Net Debt178.17M
Equity (Book Value)6.68B
Book Value Per Share19.32

Cash Flow

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E L Financial Ltd. produced 347.60M in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow347.60M
Free Cash Flow347.60M
FCF Per Share1.01

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin61.60
Profit Margin46.65

Dividends & Yields

USD

Over the twelve months ended June 30, 2026, E L Financial Ltd. paid dividends of 0.89 per share. The dividend payout ratio of 19.05 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 8.33, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 1.91, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to E L Financial Ltd. shareholders.

Dividend Per Share0.89
Payout Ratio19.05
Shareholder Yield1.91
FCF Yield8.33

Stock Splits

E L Financial Ltd.'s most recent stock split took place on June 2, 2025 with a 1:100 split ratio.

Last Split Date6/2/2025
Split Ratio1:100