Enova International, Inc.

Enova International, Inc.

ENVA
Enova International, Inc.US flagNew York Stock Exchange
222.49
USD
-5.97
- -
5.54BMarket Cap

Total Valuation

Enova International, Inc. carries a market capitalization of 5.54B, placing it among publicly traded companies globally. Its enterprise value stands at 8.16B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap5.54B
Enterprise Value8.16B

Share Statistics

Enova International, Inc. currently has 24.92M shares outstanding.

Shares Outstanding24.92M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Enova International, Inc. trades at a trailing price-to-earnings ratio of 10.39. The price-to-sales ratio is 1.03, and the price-to-book ratio stands at 1.62.

PE Ratio10.39
PS Ratio1.03
PB Ratio1.62
P/TBV Ratio3.03
P/FCF Ratio1.89
P/OCF Ratio1.78

Enterprise Valuation

On an enterprise value basis, Enova International, Inc. trades at an EV/EBITDA multiple of 17.39 and an EV/FCF ratio of 4.29. The EV/Sales ratio of 2.49 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 19.05 provides insight into valuation relative to core operating earnings.

EV / Sales2.49
EV / EBITDA17.39
EV / EBIT19.05
EV / FCF4.29

Financial Position

Enova International, Inc. maintains a current ratio of 15.55, meaning it holds 15.6x the short-term assets needed to cover near-term liabilities.

Current Ratio15.55
Quick Ratio14.76
Debt / Equity347.00
Debt / EBITDA10.37
Interest CoverageN/A

Financial Efficiency

Enova International, Inc. posts a return on equity of 16.88 and a return on invested capital of 5.88.

Return on Equity (ROE)16.88
Return on Assets (ROA)5.29
Return on Invested Capital (ROIC)5.88
Return on Capital Employed (ROCE)5.22
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Enova International, Inc. has paid 96.33M in income taxes, reflecting an effective tax rate of 22.78.

Income Tax96.33M
Effective Tax Rate22.78

Stock Price Statistics

Enova International, Inc.'s stock has gained approximately 94.91021% over the past 52 weeks. The 50-day moving average sits at 197.06, while the 200-day moving average is 156.76.

Beta (5Y)N/A
52-Week Price Change94.91021%
50-Day Moving Average197.06
200-Day Moving Average156.76
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Enova International, Inc. generated 3.28B in revenue and converted that into 326.54M in net income, yielding earnings per share of 12.34. EBITDA reached 469.11M, while operating income came in at 428.43M.

Revenue3.28B
Gross Profit1.58B
Operating Income428.43M
Pretax Income422.87M
Net Income326.54M
EBITDA469.11M
EBIT428.43M
Earnings Per Share (EPS)12.34

Balance Sheet

Enova International, Inc. holds 96.13M in cash and equivalents against 4.86B in total debt, resulting in a net debt position of 4.74B. Total book value stands at 2.10B, with working capital of 6.00B providing operational flexibility.

Cash & Cash Equivalents96.13M
Total Debt4.86B
Net Debt4.74B
Equity (Book Value)2.10B
Book Value Per Share83.99
Working Capital6.00B

Cash Flow

Enova International, Inc. produced 1.90B in operating cash flow over the past twelve months.

Operating Cash Flow1.90B
Capital ExpendituresN/A
Free Cash Flow1.90B
FCF Per Share76.19

Margins

Enova International, Inc. operates with a gross margin of 48.16, reflecting its pricing power and cost economics. The operating margin of 13.06 and net profit margin of 9.95 provide insight into operational efficiency.

Gross Margin48.16
Operating Margin13.06
Pretax Margin12.89
Profit Margin9.95
EBITDA Margin14.30

Dividends & Yields

Dividend Per ShareN/A
Dividend YieldN/A
Payout RatioN/A
Shareholder Yield-26.43
FCF Yield52.94

Scores

Enova International, Inc. posts an Altman Z-Score of 2.62, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score2.62