Enova International, Inc.

Enova International, Inc.

ENVA
Enova International, Inc.US flagNew York Stock Exchange
230.58
USD
-2.59
- -
5.74BMarket Cap

Total Valuation

Enova International, Inc. carries a market capitalization of 5.74B, placing it among publicly traded companies globally. Its enterprise value stands at 10.91B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap5.74B
Enterprise Value10.91B

Share Statistics

Enova International, Inc. currently has 24.89M shares outstanding.

Shares Outstanding24.89M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Enova International, Inc. trades at a trailing price-to-earnings ratio of 16.84. The price-to-sales ratio is 1.74, and the price-to-book ratio stands at 4.00.

PE Ratio16.84
PS Ratio1.74
PB Ratio4.00
P/TBV Ratio4.93
P/FCF Ratio3.17
P/OCF Ratio2.99

Enterprise Valuation

On an enterprise value basis, Enova International, Inc. trades at an EV/EBITDA multiple of 21.60 and an EV/FCF ratio of 5.46. The EV/Sales ratio of 3.17 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 23.40 provides insight into valuation relative to core operating earnings.

EV / Sales3.17
EV / EBITDA21.60
EV / EBIT23.40
EV / FCF5.46

Financial Position

Enova International, Inc. maintains a current ratio of 20.16, meaning it holds 20.2x the short-term assets needed to cover near-term liabilities.

Current Ratio20.16
Quick Ratio19.14
Debt / Equity337.01
Debt / EBITDA9.99
Interest CoverageN/A

Financial Efficiency

Enova International, Inc. posts a return on equity of 26.08 and a return on invested capital of 6.10.

Return on Equity (ROE)26.08
Return on Assets (ROA)5.49
Return on Invested Capital (ROIC)6.10
Return on Capital Employed (ROCE)6.04
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Enova International, Inc. has paid 106.47M in income taxes, reflecting an effective tax rate of 23.05.

Income Tax106.47M
Effective Tax Rate23.05

Stock Price Statistics

Enova International, Inc.'s stock has gained approximately 91.87817% over the past 52 weeks. The 50-day moving average sits at 241.88, while the 200-day moving average is 177.47.

Beta (5Y)N/A
52-Week Price Change91.87817%
50-Day Moving Average241.88
200-Day Moving Average177.47
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Enova International, Inc. generated 3.45B in revenue and converted that into 355.45M in net income, yielding earnings per share of 13.48. EBITDA reached 505.18M, while operating income came in at 466.43M.

Revenue3.45B
Gross Profit1.69B
Operating Income466.43M
Pretax Income461.93M
Net Income355.45M
EBITDA505.18M
EBIT466.43M
Earnings Per Share (EPS)13.48

Balance Sheet

Enova International, Inc. holds 122.23M in cash and equivalents against 5.05B in total debt, resulting in a net debt position of 4.89B. Total book value stands at 1.50B, with working capital of 6.42B providing operational flexibility.

Cash & Cash Equivalents122.23M
Total Debt5.05B
Net Debt4.89B
Equity (Book Value)1.50B
Book Value Per Share60.16
Working Capital6.42B

Cash Flow

Enova International, Inc. produced 2.00B in operating cash flow over the past twelve months.

Operating Cash Flow2.00B
Capital ExpendituresN/A
Free Cash Flow2.00B
FCF Per Share80.39

Margins

Enova International, Inc. operates with a gross margin of 49.09, reflecting its pricing power and cost economics. The operating margin of 13.53 and net profit margin of 10.31 provide insight into operational efficiency.

Gross Margin49.09
Operating Margin13.53
Pretax Margin13.40
Profit Margin10.31
EBITDA Margin14.66

Dividends & Yields

Dividend Per ShareN/A
Dividend YieldN/A
Payout RatioN/A
Shareholder Yield-15.13
FCF Yield31.50

Scores

Enova International, Inc. posts an Altman Z-Score of 2.90, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score2.90