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Esaar (India) Ltd.

Esaar (India) Ltd.

ESARIND.BO
Esaar (India) Ltd.IN flagBombay Stock Exchange
11.12
INR
-0.22
- -
227.32MMarket Cap
Esaar (India) Ltd.
ESARIND.BO
(Bombay Stock Exchange)

Recent

price

11.12

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
0.1
1.4
6.68
7.69
4.26
2
2.3
0.55
48.06
5.85
11.1
4.4
9.41
5.2
7.24
- -
7.24
Revenue per Share
-0.01
0.02
0.02
-0.22
-1.98
-1.34
- -
-0.11
0.15
0.87
0.76
10.28
2.19
-0.24
-1.1
- -
-1.1
Basic EPS, GAAP
-0.02
-6.86
-0.49
0.29
6.17
-0.26
0.2
-0.86
-0.08
-19.77
-5.96
-14.51
-21.08
37.41
-0.89
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.4
3.91
4.18
3.96
7.98
6.64
6.64
6.54
6.71
5.78
6.38
16.23
17.98
18.03
16.54
- -
16.53
Book Value per Share
0.51
10.21
10.9
10.67
8.69
7.36
7.36
7.25
7.42
7.02
9.47
20.65
21.82
16.46
11.47
- -
11.47
Tangible Book Value per Share
125
22
20
20
20
20
20
20
20
20
20
20
20
20
20
- -
20
Basic Weighted Avg Shares
12
31
137
157
87
41
47
11
982
120
227
90
192
105
148
407
148
Sales/Revenue/Turnover
-10.26
1.51
0.37
0.44
-35.63
-67.18
0.67
30.8
0.89
-62.01
4.13
281.48
61.51
-17.12
-2.04
59.59
-90.31
Operating Margin (%)
1
1
1
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
2
2
2
2
Depreciation Expense
-1
- -
- -
-5
-40
-27
- -
-2
3
18
15
210
45
-5
-22
111
-22
Net Income, GAAP
- -
26.49
33.56
- -
- -
- -
97.15
- -
- -
- -
16.59
1.62
22.82
158.35
- -
28.67
4.15
Effective Tax Rate (%)
-5.26
1.11
0.24
-2.89
-46.47
-66.86
- -
-19.16
0.32
14.85
6.81
233.42
23.28
-4.61
-15.19
27.36
-15.19
Profit Margin (%)
56
216
217
415
261
189
153
157
191
201
364
862
369
-319
10
718
10
Working Capital
10
- -
- -
- -
83
39
3
8
114
250
296
814
1,067
88
363
469
363
LT Debt
63
222
223
218
178
150
150
148
152
143
194
422
446
331
234
396
234
Total Equity
- -
0.23
0.15
- -
- -
- -
0.01
- -
3.25
- -
1.38
21.74
4.4
0.67
- -
20.28
- -
Return on Invested Capital (%)
- -
0.47
0.39
- -
- -
- -
- -
- -
1.23
- -
2.96
22.06
5.07
-2.94
- -
23.26
- -
Return on Capital (%)
-1.31
0.5
0.39
-5.46
-33.17
-18.28
- -
-1.61
2.31
13.91
12.44
90.89
12.8
-1.32
-6.41
41.11
-6.41
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'25
ST Debt
- -
- -
180
LT Borrowings
275
- -
363
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
20
- -
20
Market Capitalization
113
123
222

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'25
Total Current Assets
714
- -
277
Cash, Cash Equivalents & STI
17
- -
3
Accounts Receivable, Net
108
- -
-7
Inventories
3
- -
4
Total Current Liabilities
298
- -
267
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
180
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
27.52%
69.05%
Free Cash Flow
2,203.23%
-60.02%
-111.95%
Net Income, GAAP
-11,089.34%
167.53%
-596.3%
Sales/Revenue/Turnover
874.74%
44.9%
175.65%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
10
43
7
5
105
2025
60
47
15
25
148
2026
145
28
215
- -
407

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.74
0.65
-1.55
- -
-0.24
2025
0.7
-0.43
-0.28
-1.1
-1.1
2026
5.79
-4.21
12.24
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Esaar (India) Limited operates as a Reserve Bank of India-registered, systematically important non-deposit taking non-banking financial company in India. Incorporated on August 23, 1951, and headquartered in Mumbai, the company provides a diverse suite of retail credit products and services, including home loans for construction, purchase, repair, and renovation of residential units; assessed income loans up to INR 2 crores for customers lacking formal income documents; business loans both secured and unsecured; personal loans for vacations, weddings, home renovations, and emergencies; education loans for studies in India and abroad; vehicle loans; agriculture and rural financing with flexible repayment options; demand loans or working capital demand loans against securities; loans against securities; project financing and developer/construction finance with advisory services; lease rental discounting against residential and commercial property rentals; loans against property for business or personal needs with long tenures; commercial property loans for purchase, extension, improvement, or reconstruction; loan balance transfers; start-up loans up to INR 2 crores with mentorship and seed funding programs; gold loans; MSME financing; microfinance; and capital market finance. Esaar (India) Limited caters primarily to underserved markets across India, targeting individuals, farmers, MSMEs, startups, real estate developers, and businesses requiring customized credit solutions with minimal documentation, quick disbursals, and competitive interest rates. In recent developments, Prabhat Capital Investments Limited completed an open offer in September 2025, acquiring approximately 4.19% of the company's equity shares at INR 8 per share through a share purchase agreement and tendering, marking a change in promoter structure following Reserve Bank of India in-principle approval; the company also re-appointed M/s. Rao & Shyam as internal auditors for fiscal year 2025-26 effective September 23, 2025, approved unaudited financial results for quarters ended June 30 and September 30, 2025, and held its 73rd annual general meeting on October 16, 2025, amid ongoing compliance with SEBI listing obligations including delays in certain financial result submissions.