ESSA Bancorp, Inc.
NASDAQ Global SelectTotal Valuation
ESSA Bancorp, Inc. carries a market capitalization of 209.29M, placing it among publicly traded companies globally. Its enterprise value stands at 343.89M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 209.29M |
| Enterprise Value | 343.89M |
Share Statistics
ESSA Bancorp, Inc. currently has 10.15M shares outstanding.
| Shares Outstanding | 10.15M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
ESSA Bancorp, Inc. trades at a trailing price-to-earnings ratio of 12.15. The price-to-sales ratio is 2.74, and the price-to-book ratio stands at 1.07.
| PE Ratio | 12.15 |
| PS Ratio | 2.74 |
| PB Ratio | 1.07 |
| P/TBV Ratio | 0.81 |
| P/FCF Ratio | 12.98 |
| P/OCF Ratio | 13.44 |
Enterprise Valuation
On an enterprise value basis, ESSA Bancorp, Inc. trades at an EV/EBITDA multiple of 181.76 and an EV/FCF ratio of 24.81.
| EV / Sales | 5.25 |
| EV / EBITDA | 181.76 |
| EV / EBIT | N/A |
| EV / FCF | 24.81 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 84.88 |
| Debt / EBITDA | 106.10 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 9.07 |
| Return on Assets (ROA) | 0.68 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, ESSA Bancorp, Inc. has paid 3.51M in income taxes, reflecting an effective tax rate of 19.19.
| Income Tax | 3.51M |
| Effective Tax Rate | 19.19 |
Stock Price Statistics
ESSA Bancorp, Inc.'s stock has gained approximately 10.56867% over the past 52 weeks. The 50-day moving average sits at 19.26, while the 200-day moving average is 19.57.
| Beta (5Y) | N/A |
| 52-Week Price Change | 10.56867% |
| 50-Day Moving Average | 19.26 |
| 200-Day Moving Average | 19.57 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, ESSA Bancorp, Inc. generated 65.45M in revenue and converted that into 14.78M in net income, yielding earnings per share of 1.55.
| Revenue | 65.45M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 18.29M |
| Net Income | 14.78M |
| EBITDA | 1.89M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.55 |
Balance Sheet
ESSA Bancorp, Inc. holds 36.49M in cash and equivalents against 200.74M in total debt, resulting in a net debt position of 171.19M.
| Cash & Cash Equivalents | 36.49M |
| Total Debt | 200.74M |
| Net Debt | 171.19M |
| Equity (Book Value) | 167.42M |
| Book Value Per Share | 17.57 |
| Working Capital | N/A |
Cash Flow
ESSA Bancorp, Inc. produced 13.37M in operating cash flow over the past twelve months. After subtracting -492,000.00 in capital expenditures, free cash flow totaled 12.88M - equivalent to 1.35 per share.
| Operating Cash Flow | 13.37M |
| Capital Expenditures | -492,000.00 |
| Free Cash Flow | 12.88M |
| FCF Per Share | 1.35 |
Margins
ESSA Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 27.95 |
| Profit Margin | 22.59 |
| EBITDA Margin | 2.89 |
Dividends & Yields
The company's payout ratio of 39.75 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.62 |
| Dividend Yield | N/A |
| Payout Ratio | 39.75 |
| Shareholder Yield | 21.79 |
| FCF Yield | 7.71 |
Scores
ESSA Bancorp, Inc. posts an Altman Z-Score of 0.19, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.19 |