As of March 31, 2025, ESSA Bancorp, Inc. has 10.15M shares outstanding.
| Shares Outstanding | 10.15M |
As of March 31, 2025, ESSA Bancorp, Inc. trades at a trailing price-to-earnings ratio of 12.15. The price-to-sales ratio is 2.74, and the price-to-book ratio stands at 1.07.
| PE Ratio | 12.15 |
| PS Ratio | 2.74 |
| PB Ratio | 1.07 |
| P/TBV Ratio | 0.81 |
| P/FCF Ratio | 12.98 |
| P/OCF Ratio | 13.44 |
As of March 31, 2025, ESSA Bancorp, Inc. trades at an EV/EBITDA multiple of 181.76 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 5.25 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. ESSA Bancorp, Inc. trades at an EV/FCF ratio of 24.81, comparing the total takeover cost of the business to the cash it actually generates for all capital providers.
| EV / Sales | 5.25 |
| EV / EBITDA | 181.76 |
| EV / FCF | 24.81 |
These figures are as of March 31, 2025.
| Debt / Equity | 84.88 |
| Debt / EBITDA | 106.10 |
Over the twelve months ended March 31, 2025, ESSA Bancorp, Inc. posted a return on equity (ROE) of 9.07, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.68, measuring how efficiently the asset base is converted into earnings.
| Return on Equity (ROE) | 9.07 |
| Return on Assets (ROA) | 0.68 |
These figures cover the twelve months ended March 31, 2025. That works out to an effective tax rate of 19.19, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items.
| Effective Tax Rate | 19.19 |
Over the twelve months ended March 31, 2025, ESSA Bancorp, Inc. posted a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Pretax Margin | 27.95 |
| Profit Margin | 22.59 |
| EBITDA Margin | 2.89 |
These figures cover the twelve months ended March 31, 2025. The dividend payout ratio of 39.75 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 7.71, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 21.79, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to ESSA Bancorp, Inc. shareholders.
| Payout Ratio | 39.75 |
| Shareholder Yield | 21.79 |
| FCF Yield | 7.71 |
As of March 31, 2025, ESSA Bancorp, Inc. has an Altman Z-Score of 0.19, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.19 |