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Eurobank Ergasias Services and Holdings S.A.

Eurobank Ergasias Services and Holdings S.A.

EUROB.AT
Eurobank Ergasias Services and Holdings S.A.GR flagAthens Stock Exchange
4.32
EUR
-0.08
- -
15.55BMarket Cap
Eurobank Ergasias Services and Holdings S.A.
EUROB.AT
(Athens Stock Exchange)

Recent

price

4.32

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
5,074.43
3,303.35
2,699.81
52.58
14.68
5.7
0.87
0.86
0.85
0.56
0.59
0.51
0.74
0.76
0.88
0.92
0.91
Revenue per Share
126.4
-10,127.94
-2,306.61
-40.99
-10.58
-4.02
0.11
0.05
0.04
0.04
-0.33
0.09
0.36
0.31
0.4
0.37
0.39
Basic EPS, GAAP
6,258.47
2,858.38
-2,522.24
-79.92
-33.52
-4.22
-2.25
-2.32
-0.53
0.46
0.86
2.18
0.73
-0.63
0.03
0.72
-0.11
Free Cash Flow per Basic Share
200.75
265.51
68.85
0.52
0.1
0.08
- -
- -
- -
- -
- -
- -
- -
- -
0.09
0.15
- -
Dividend per Share
2,747.26
2,244.96
2,214.21
57.15
38.31
2.12
0.3
0.3
0.3
0.26
0.22
0.22
0.22
0.22
0.22
0.22
0.22
Book Value per Share
8,197.16
-988.81
-3,643.84
115.16
45.18
19.6
2.88
2.77
2.22
1.9
1.35
1.45
1.73
2.05
2.31
2.75
2.5
Tangible Book Value per Share
1
1
1
29
115
309
2,185
2,184
2,184
3,314
3,708
3,708
3,709
3,699
3,665
3,681
3,669
Basic Weighted Avg Shares
2,730
1,804
1,490
1,510
1,691
1,762
1,907
1,881
1,859
1,854
2,180
1,901
2,738
2,816
3,221
3,377
3,326
Sales/Revenue/Turnover
- -
- -
- -
-127.55
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
115
109
105
95
99
82
62
60
58
109
109
114
117
120
135
152
150
Depreciation Expense
68
-5,508
-1,458
-1,154
-1,219
-1,181
235
104
93
127
-1,215
328
1,347
1,140
1,448
1,362
1,418
Net Income, GAAP
33.9
- -
- -
- -
- -
- -
- -
2.76
33.05
19.38
- -
32.3
23.19
16.93
18.32
18.44
21.23
Effective Tax Rate (%)
2.49
-305.32
-97.85
-76.42
-72.09
-67.03
12.32
5.53
5
6.85
-55.74
17.26
49.2
40.48
44.95
40.33
42.63
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
7,288
6,293
4,290
10,786
11,010
4,658
7,806
4,416
8,968
7,509
3,165
3,689
5,184
7,753
9,655
9,788
10,520
LT Debt
6,094
875
-655
4,523
6,304
7,132
7,394
7,150
5,042
6,667
5,262
5,635
6,732
7,899
8,899
10,623
9,643
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.6
-409.1
-104
-82.22
-40.28
-49.01
35.85
15.87
13.87
16.57
-145.6
40.2
165.07
139.53
178
169.4
174.31
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,675
3,674
3,651
Market Capitalization
8,167
9,058
10,713

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
17,747
16,383
17,051
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.8%
15.19%
19.37%
Free Cash Flow
244.63%
472.57%
2,566.67%
Net Income, GAAP
-101.7%
37.88%
-5.94%
Sales/Revenue/Turnover
7.63%
10.66%
4.85%
Total Cash Common Dividend
- -
- -
62.57%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
752
706
791
878
3,221
2025
823
834
873
- -
3,377
2026
879
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.08
0.12
0.11
- -
0.4
2025
0.09
0.1
- -
- -
0.37
2026
0.09
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.09
2025
- -
- -
- -
- -
0.15
2026
- -
- -
- -
- -
- -
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Business
Eurobank Ergasias Services and Holdings S.A. (Eurobank Holdings) serves as the holding company for the Eurobank Group, a major financial institution providing a comprehensive range of banking and financial services primarily through its wholly owned subsidiary Eurobank S.A.. The Group offers retail banking products including current accounts, savings and deposits, investment savings products, credit and debit cards, consumer loans, small business banking, and mortgages; corporate banking services such as current accounts, deposits, overdrafts, loans and credit facilities, foreign currency and derivative products, custody, equity brokerage, cash and trade services; wealth management encompassing private banking, total wealth management for medium and high net worth individuals, insurance, mutual funds, and institutional asset management; global and capital markets services featuring investment banking, corporate finance, mergers and acquisitions advice, financial instruments trading, and specialized financial intermediation; as well as international operations, cash management, financial leasing, factoring, forfaiting, trading services, and property services.. Eurobank Holdings, founded in 1924 and headquartered at Othonos 8, Athens, Greece, operates across multiple segments with a presence in Greece, Cyprus, Luxembourg, Bulgaria, the UK, Romania, Serbia, and Ukraine, targeting individuals, businesses, corporate entities, and institutional clients.. In recent developments, the company initiated a merger process with its 100% subsidiary Eurobank S.A. on December 18, 2024, under which Eurobank Holdings will be absorbed by the Bank, with completion pending regulatory and shareholder approvals; additionally, in February 2025, Eurobank S.A. completed the acquisition of an additional 37.5% stake in Hellenic Bank Public Company Limited for approximately €750 million, increasing its total ownership to 93.47% and triggering a mandatory takeover bid for the remaining shares..