EVERTEC, Inc. Financial Ratios — EVTC Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Return on Common Equity (%)	- -	204.93	-53.52	184.26	124	70.41	41.29	45.52	39.29	30.81	36.31	48.05	15.52	19.76	21.98
Return on Assets (%)	- -	7.64	-2.86	7.32	9.76	8.58	6.16	9.43	10.67	10.02	14.53	21	5	5.75	6.91
Return on Capital (%)	- -	- -	- -	11.87	- -	12.75	10.69	14.56	15.82	14.18	19.03	26.99	8.77	11.45	11.49
Return on Invested Capital (%)	- -	- -	- -	10.45	- -	12.73	10.41	14.32	16.11	14.03	18.98	14.81	9.97	10.19	10.45
Gross Margin (%)	51.61	53.38	54.53	56.46	55.05	54.86	50.72	56.6	56.22	55.57	57.58	52.68	51.53	51.93	49.65
EBITDA Margin (%)	41.23	44.13	43.7	45.05	45.07	42.8	36.92	41.46	43.62	41.7	46.05	38.17	33.08	34.72	33.11
Operating Margin (%)	19.47	23.25	24.06	26.81	27.67	27.51	21.14	27.57	29.65	27.69	33.32	25.45	19.6	19.59	20.01
Incremental Operating Margin (%)	- -	80.17	41.48	317.22	54.28	23.69	-119.42	83.56	57.82	-13.4	69.59	-136.7	-27.84	19.57	24.06
Pretax Margin (%)	-1.56	5.17	-7.17	20.75	21.96	21.41	14.79	21.85	23.94	24.26	30.81	43.31	12.29	14.15	16.57
Profit Margin (%)	7.54	22.59	-7.57	18.29	22.86	19.26	13.52	19.01	21.23	20.45	27.32	38.65	11.48	13.32	15.2
Net Income to Common Margin (%)	7.54	22.59	-7.57	18.29	22.86	19.26	13.52	19.01	21.23	20.45	27.32	38.65	11.48	13.32	15.2
Effective Tax Rate (%)	- -	- -	- -	11.86	- -	9.92	7.94	12.7	11.12	15.34	11.32	10.82	6.42	4.05	6.36
Dvd Payout Ratio (%)	- -	413.57	-60.44	47.4	36.22	39.48	39.01	8.37	13.87	13.66	8.94	5.77	16.28	11.01	8.66
Sustainable Growth Rate (%)	- -	-642.58	-85.87	96.92	79.09	42.61	25.18	41.71	33.84	26.6	33.07	45.28	12.99	17.59	20.07

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Debt	524	764	736	690	659	647	616	538	556	524	487	447	986	967	1,130
ST Debt	- -	33	70	42	40	48	58	14	20	20	25	47	31	30	40
LT Debt	524	731	666	648	619	600	557	524	536	503	461	400	956	936	1,091
Total Debt/EBITDA	3.96	5.05	4.7	4.23	3.92	3.88	4.1	2.86	2.61	2.46	1.79	1.89	4.29	3.29	3.66
Net Debt/EBITDA	3.53	4.88	4.56	4.03	3.74	3.57	3.76	2.49	1.95	1.37	0.73	1.04	2.94	2.32	2.55
Total Debt/EBIT	8.38	9.59	8.53	7.11	6.38	6.04	7.15	4.3	3.85	3.7	2.48	2.84	7.24	5.83	6.06
Net Debt/EBIT	7.48	9.27	8.27	6.78	6.1	5.56	6.57	3.74	2.87	2.07	1.01	1.56	4.96	4.12	4.21
EBITDA to Interest Expense	2.6	2.78	4.19	6.32	6.94	6.77	5.03	6.26	7.38	8.49	11.91	9.53	7.11	3.93	4.52
EBITDA-CapEx/Interest Expense	2.14	2.28	3.43	5.33	5	5.06	3.91	4.89	5.3	6.55	8.33	6.2	4.48	2.74	3.18
EBIT to Interest Expense	1.23	1.47	2.3	3.76	4.26	4.35	2.88	4.16	5.02	5.64	8.62	6.35	4.21	2.22	2.73
Interest Expense	51	54	37	26	24	25	30	30	29	25	23	25	32	75	68
Common Equity/Total Assets	0.42	7.28	3.28	4.7	11.12	13.22	16.57	24.75	29.38	35.49	44.27	43.12	26.19	32.31	30.68
Long-Term Debt/Equity (%)	143.05	596.72	597.93	682.81	630.56	554.35	376.58	243.06	197.19	147.02	98.08	84.32	150.44	180.35	152.75
Long-Term Debt/Capital (%)	99.17	87.52	86.9	88.56	82.01	78.08	72.44	67.89	62.48	55.39	46.24	42.67	61	58.04	57.07
Long-Term Debt/Total Assets (%)	50.04	74.73	72.25	73.15	71.71	67.71	61.73	56.51	52.94	46.94	40.29	35.37	46.39	50.41	48.62
Total Debt/Equity (%)	143.05	623.7	660.99	727.1	671.03	598.53	416.11	249.67	204.57	152.89	103.47	94.15	155.25	186.15	158.32
Total Debt/Capital (%)	99.17	91.48	96.06	94.31	87.28	84.3	80.05	69.74	64.82	57.6	48.78	47.64	62.95	59.9	59.15
Total Debt/Total Assets (%)	50.04	78.11	79.87	77.89	76.31	73.1	68.2	58.05	54.92	48.81	42.5	39.49	47.88	52.03	50.39
Net Debt to Equity	127.71	602.77	640.79	693.24	641.76	550.53	382.03	217.22	152.48	85.46	42.14	51.6	106.25	131.3	109.97
Net Debt/Capital (%)	99.08	91.21	95.94	94.05	86.77	83.16	78.65	66.72	55.5	41.44	27.11	32.54	53.1	50.88	48.92
EBITDA	132	151	157	163	168	167	150	188	213	213	272	236	230	294	309
EBITDA-CapEx	109	124	128	137	121	124	117	147	153	164	190	153	145	205	217
Operating Income (Loss)	63	80	86	97	103	107	86	125	145	141	197	157	136	166	186

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Cash Ratio	0.87	0.26	0.18	0.35	0.28	0.4	0.34	0.51	0.77	1.32	1.74	0.89	0.99	0.98	1.07
Current Ratio	2.34	1.34	0.96	1.42	1.31	1.23	1.15	1.58	1.91	2.35	2.85	1.87	1.88	1.89	2.07
Quick Ratio	1.84	1.1	0.74	1.14	1.01	1.01	0.92	1.26	1.53	1.98	2.51	1.45	1.46	1.51	1.71
CFO/Avg Current Liab	- -	1.02	0.57	1.3	1.68	1.45	1.05	1.22	1.28	1.34	1.49	1.22	0.83	0.9	0.8
Common Equity/Total Assets	0.42	7.28	3.28	4.7	11.12	13.22	16.57	24.75	29.38	35.49	44.27	43.12	26.19	32.31	30.68
Long-Term Debt/Equity (%)	143.05	596.72	597.93	682.81	630.56	554.35	376.58	243.06	197.19	147.02	98.08	84.32	150.44	180.35	152.75
Long-Term Debt/Capital (%)	99.17	87.52	86.9	88.56	82.01	78.08	72.44	67.89	62.48	55.39	46.24	42.67	61	58.04	57.07
Long-Term Debt/Total Assets (%)	50.04	74.73	72.25	73.15	71.71	67.71	61.73	56.51	52.94	46.94	40.29	35.37	46.39	50.41	48.62
Total Debt/Equity (%)	143.05	623.7	660.99	727.1	671.03	598.53	416.11	249.67	204.57	152.89	103.47	94.15	155.25	186.15	158.32
Total Debt/Capital (%)	99.17	91.48	96.06	94.31	87.28	84.3	80.05	69.74	64.82	57.6	48.78	47.64	62.95	59.9	59.15
Total Debt/Total Assets (%)	50.04	78.11	79.87	77.89	76.31	73.1	68.2	58.05	54.92	48.81	42.5	39.49	47.88	52.03	50.39
CFO/Total Liabilities	10.19	9.67	7.73	17.69	21.22	21.62	19.31	24.27	24.32	27.27	33.87	33.47	14.82	19.43	14.84
CFO/CapEx	2.96	3	2.2	5.46	3.46	3.98	4.36	4.18	3.01	4.09	2.8	2.66	2.49	2.94	2.48
Altman's Z-Score	2.82	3.68	5.2	5.63	5.84	5.38	4.91	6.45	6.14	6.18	7.45	6.04	4.07	4.61	4.33

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Accounts Receivable Turnover	- -	7.63	7.96	7.26	7.04	7.4	7.38	7.64	8.15	8.71	9.44	6.88	5.74	6.34	6.19
Days Sales Outstanding	- -	47.82	45.87	50.29	51.87	49.34	49.49	47.78	44.78	41.89	38.67	53.09	63.58	57.55	58.96
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	6.9	7.23	8.22	8.62	5.67	4.9	4.46	4.94	5.5	6.97	10.05	7	6.49	7.66
Accounts Payable Turnover Days	- -	52.88	50.47	44.42	42.35	64.42	74.56	81.92	73.93	66.38	52.4	36.31	52.16	56.24	47.64
Cash Conversion Cycle	- -	-5.06	-4.6	5.88	9.51	-15.08	-25.08	-34.14	-29.15	-24.49	-13.74	16.78	11.43	1.31	11.32
Inventory to Cash Days	- -	47.82	45.87	50.29	51.87	49.34	49.49	47.78	44.78	41.89	38.67	53.09	63.58	57.55	58.96
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Market Capitalization	- -	- -	1,946	1,734	1,290	1,316	989	2,084	2,454	2,829	3,601	2,225	2,658	2,220	1,853
- Cash & Cash Equivalents	56	26	22	32	29	52	50	70	111	203	266	185	296	274	306
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	3	4	4	4	5	4	3	41	47	92
+ Total Debt	524	764	736	690	659	647	616	538	556	524	487	447	986	967	1,130
Enterprise Value	468	738	2,659	2,391	1,920	1,915	1,559	2,556	2,903	3,154	3,826	2,489	3,390	2,959	2,770
Total Capital	528	835	766	731	755	768	769	772	857	909	997	938	1,567	1,614	1,911
Total Debt/Capital (%)	99.17	91.48	96.06	94.31	87.28	84.3	80.05	69.74	64.82	57.6	48.78	47.64	62.95	59.9	59.15
Total Debt / EV	1.12	1.03	0.28	0.29	0.34	0.34	0.4	0.21	0.19	0.17	0.13	0.18	0.29	0.33	0.41
EV/Sales	1.46	2.16	7.42	6.61	5.14	4.92	3.83	5.63	5.96	6.18	6.49	4.03	4.88	3.5	2.97
EV/EBITDA	3.53	4.88	16.98	14.67	11.41	11.49	10.37	13.58	13.66	14.82	14.09	10.55	14.75	10.08	8.98
EV/EBIT	7.48	9.27	30.84	24.65	18.58	17.87	18.1	20.43	20.09	22.31	19.47	15.82	24.9	17.86	14.86
EV/Cash Flow to Firm	- -	2.31	26.04	14.71	10.23	10.07	8.99	12.85	14.12	14.32	15.39	10.29	14.04	8.92	9.52
EV/Free Cash Flow to Firm	- -	2.12	20.37	12.71	8.18	8.24	7.54	10.64	10.94	11.73	11.58	7.67	10.39	7.04	7.24
Diluted Market Cap	- -	- -	1,946	1,746	1,292	1,322	995	2,136	2,501	2,872	3,642	2,244	2,694	2,247	1,874
Diluted Enterprise Value	468	738	2,659	2,403	1,922	1,921	1,564	2,608	2,950	3,198	3,866	2,509	3,426	2,987	2,791
EV per Share	5.91	9.33	33.7	30.52	24.92	25.83	21.5	35.21	40.27	43.85	53.09	36.24	52.21	46.04	43.48
TTM Sales	321	342	358	362	374	390	407	454	487	511	590	618	695	845	932
TTM EBITDA	132	151	157	163	168	167	150	188	213	213	272	236	230	294	309
TTM Operating Income	63	80	86	97	103	107	86	125	145	141	197	157	136	166	186
TTM Cash Flow to Firm	-177	320	102	163	188	190	173	199	206	220	249	242	241	332	291
TTM Free Cash Flow to Firm	-153	348	131	188	235	232	207	240	265	269	330	325	326	420	382

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Price/Free Cash Flow	- -	- -	21.38	10.55	6.17	6.29	5.55	9.98	10.43	11.59	11.75	7.42	9.1	6.45	5.88
EV/EBIT	7.48	9.27	30.84	24.65	18.58	17.87	18.1	20.43	20.09	22.31	19.47	15.82	24.9	17.86	14.86
Enterprise Value	468	738	2,659	2,391	1,920	1,915	1,559	2,556	2,903	3,154	3,826	2,489	3,390	2,959	2,770
Low Price	- -	- -	19.11	20.47	14.93	11.27	12.6	13.45	25.13	18.21	33.85	30.17	31.55	28.76	26.72
EV/Sales	1.46	2.16	7.42	6.61	5.14	4.92	3.83	5.63	5.96	6.18	6.49	4.03	4.88	3.5	2.97
EV/EBITDA	3.53	4.88	16.98	14.67	11.41	11.49	10.37	13.58	13.66	14.82	14.09	10.55	14.75	10.08	8.98
Price/Earnings	- -	- -	- -	26.2	15.11	17.54	17.97	24.15	23.72	27.09	22.35	9.31	33.34	19.71	13.09
Price/Earnings Average	- -	- -	-65.09	27.63	17.97	15.14	21.53	18.12	21.43	21.8	19.17	10.7	29.64	20.41	15.12
Price/Earnings High	- -	- -	-74.7	31.18	20.87	18.38	25.7	25	26.05	29.17	22.83	14.55	34.23	24.09	17.35
Price/Earnings Low	- -	- -	-55.61	24.24	13.48	11.13	16.59	11.32	17.51	12.54	15.14	8.67	25.7	16.42	12.02
Price/Book Value	- -	- -	64.47	41.65	13.43	11.24	6.61	9.08	8.26	7.43	7.11	4.56	4.93	3.7	2.69
Price/Book Value Average	- -	- -	58.47	43.91	15.96	9.71	7.92	6.81	7.46	5.98	6.1	5.24	4.38	3.83	3.11
Price/Book Value High	- -	- -	67.11	49.56	18.55	11.78	9.46	9.4	9.07	8	7.26	7.13	5.06	4.52	3.57
Price/Book Value Low	- -	- -	49.96	38.53	11.98	7.14	6.1	4.26	6.1	3.44	4.81	4.25	3.8	3.08	2.47
Price/Tangible Book Value	- -	- -	-3.09	-2.85	-2.22	-2.34	-1.86	-4.75	-6.64	-10.28	-26.41	-14.93	-3.94	-3.48	-2.53
Price/Tangible Book Value Average	- -	- -	-2.8	-3	-2.64	-2.02	-2.23	-3.57	-5.99	-8.27	-22.66	-17.17	-3.5	-3.6	-2.93
Price/Tangible Book Value High	- -	- -	-3.22	-3.39	-3.06	-2.45	-2.67	-4.92	-7.29	-11.07	-26.98	-23.34	-4.05	-4.25	-3.36
Price/Tangible Book Value Low	- -	- -	-2.4	-2.63	-1.98	-1.49	-1.72	-2.23	-4.9	-4.76	-17.89	-13.91	-3.04	-2.9	-2.33
Price/Sales	- -	- -	5.43	4.79	3.45	3.38	2.43	4.59	5.04	5.54	6.11	3.6	3.83	2.63	1.99
Price/Sales Average	- -	- -	4.92	5.05	4.11	2.92	2.91	3.44	4.55	4.46	5.24	4.13	3.4	2.72	2.3
Price/Sales High	- -	- -	5.65	5.7	4.77	3.54	3.47	4.75	5.53	5.97	6.24	5.62	3.93	3.21	2.64
Price/Sales Low	- -	- -	4.21	4.43	3.08	2.14	2.24	2.15	3.72	2.57	4.14	3.35	2.95	2.19	1.83
Price/Cash Flow	- -	- -	31.08	12.4	7.94	7.83	6.79	12.06	13.64	14.21	15.77	10.12	12.59	8.54	8.16
Price/Cash Flow Average	- -	- -	28.19	13.07	9.44	6.76	8.13	9.05	12.32	11.44	13.52	11.63	11.19	8.84	9.43
Price/Cash Flow High	- -	- -	32.35	14.75	10.97	8.2	9.7	12.49	14.98	15.3	16.11	15.81	12.92	10.43	10.82
Price/Cash Flow Low	- -	- -	24.09	11.47	7.08	4.97	6.26	5.65	10.07	6.58	10.68	9.43	9.7	7.11	7.5
Price/Free Cash Flow Average	- -	- -	19.39	11.13	7.34	5.43	6.65	7.49	9.42	9.33	10.08	8.53	8.09	6.68	6.8
Price/Free Cash Flow High	- -	- -	22.25	12.56	8.52	6.59	7.94	10.33	11.45	12.49	12	11.6	9.34	7.88	7.8
Price/Free Cash Flow Low	- -	- -	16.57	9.76	5.5	3.99	5.12	4.68	7.7	5.37	7.96	6.91	7.01	5.37	5.4
EV/Sales Average	1.46	2.16	6.92	6.87	5.79	4.46	4.31	4.49	5.47	5.1	5.62	4.56	4.46	3.59	3.28
EV/Sales High	1.46	2.16	7.64	7.52	6.46	5.08	4.87	5.79	6.45	6.6	6.62	6.05	4.98	4.08	3.62
EV/Sales Low	1.46	2.16	6.2	6.25	4.77	3.68	3.64	3.19	4.64	3.2	4.52	3.78	4	3.06	2.81
EV/EBITDA Average	3.53	4.88	15.83	15.25	12.86	10.41	11.67	10.82	12.54	12.22	12.2	11.96	13.47	10.35	9.91
EV/EBITDA High	3.53	4.88	17.49	16.69	14.33	11.86	13.2	13.97	14.79	15.84	14.37	15.85	15.06	11.77	10.93
EV/EBITDA Low	3.53	4.88	14.18	13.87	10.58	8.6	9.86	7.7	10.64	7.68	9.81	9.9	12.1	8.82	8.49
EV/EBIT Average	7.48	9.27	28.74	25.62	20.94	16.2	20.38	16.27	18.45	18.4	16.86	17.93	22.73	18.34	16.4
EV/EBIT High	7.48	9.27	31.76	28.05	23.34	18.46	23.05	21.02	21.76	23.85	19.86	23.77	25.42	20.84	18.09
EV/EBIT Low	7.48	9.27	25.76	23.31	17.23	13.39	17.22	11.58	15.65	11.57	13.55	14.85	20.42	15.63	14.05
Last Price	- -	- -	24.66	22.13	16.74	17.75	13.65	28.7	34.04	39.32	49.98	32.38	40.94	34.53	29.09
High Price	- -	- -	25.67	26.33	23.12	18.6	19.52	29.71	37.38	42.35	51.06	50.61	42.03	42.21	38.56
Enterprise Value Average	468	738	2,478	2,485	2,164	1,735	1,755	2,036	2,666	2,602	3,313	2,822	3,095	3,039	3,058
Enterprise Value High	468	738	2,739	2,720	2,412	1,978	1,984	2,630	3,144	3,372	3,903	3,742	3,461	3,453	3,373
Enterprise Value Low	468	738	2,221	2,261	1,781	1,435	1,482	1,449	2,261	1,636	2,663	2,338	2,781	2,589	2,619

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Shares Outstanding	79	79	78	78	75	73	72	72	72	72	72	65	65	64	62
Diluted Weighted Avg Shares	82	82	79	79	77	74	73	74	73	73	73	69	66	65	64
Basic Weighted Avg Shares	79	79	79	78	77	74	72	73	72	72	72	69	65	64	64
Revenue per Share	4.06	4.33	4.54	4.62	4.85	5.25	5.62	6.25	6.76	7.1	8.19	9	10.7	13.15	14.63
EBITDA per Share	1.67	1.91	1.98	2.08	2.18	2.25	2.07	2.59	2.95	2.96	3.77	3.44	3.54	4.57	4.84
Operating Income per Share	0.79	1.01	1.09	1.24	1.34	1.45	1.19	1.72	2	1.97	2.73	2.29	2.1	2.58	2.93
Basic EPS, GAAP	0.31	0.98	-0.34	0.84	1.11	1.01	0.76	1.19	1.44	1.45	2.24	3.48	1.23	1.75	2.22
Basic EPS from Cont Ops	0.31	0.98	-0.34	0.84	1.11	1.01	0.76	1.19	1.44	1.46	2.24	3.48	1.23	1.79	2.27
Diluted EPS, GAAP	0.29	0.94	-0.34	0.84	1.11	1.01	0.76	1.16	1.41	1.43	2.21	3.45	1.21	1.73	2.2
Diluted EPS from Cont Ops	0.29	0.94	-0.34	0.84	1.11	1.01	0.76	1.16	1.41	1.44	2.21	3.45	1.21	1.76	2.24
Dividend per Share	- -	4.05	0.21	0.4	0.4	0.4	0.3	0.1	0.2	0.2	0.2	0.2	0.2	0.2	0.2
Cash Flow per Share	0.88	1.05	0.79	1.78	2.11	2.27	2.01	2.38	2.5	2.77	3.17	3.2	3.25	4.05	3.56
Free Cash Flow per Basic Share	0.58	0.7	0.43	1.46	1.5	1.7	1.55	1.81	1.67	2.09	2.04	2	1.94	2.67	2.13
Cash & Equivalents per Share	0.71	0.32	0.28	0.41	0.37	0.7	0.7	0.96	1.54	2.82	3.7	2.7	4.55	4.26	4.8
Book Value per Share	0.06	0.9	0.38	0.53	1.25	1.58	2.06	3.16	4.12	5.29	7.03	7.1	8.31	9.34	10.8
Tangible Book Value per Share	-5.75	-8.26	-7.98	-7.77	-7.55	-7.58	-7.32	-6.04	-5.13	-3.82	-1.89	-2.17	-10.39	-9.93	-11.48

EVERTEC, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)