- Business
- Experian plc (Ticker: EXPGF) is a leading global information services company that provides data, analytics, and software solutions to businesses and consumers across multiple industries, including financial services, healthcare, automotive, and marketing services; it operates through five key ecosystems encompassing credit bureau services, fraud prevention, revenue cycle management, vehicle data analytics, audience enrichment, identity resolution, and direct-to-consumer financial tools. The company offers core products such as the Ascend platform for enterprise decision intelligence, which supports customer onboarding, creditworthiness assessment, regulatory compliance, and fraud detection; healthcare solutions for patient identity verification, eligibility checks, and claims processing serving approximately 60% of US hospitals; automotive datasets for vehicle history, valuation, credit decisioning, and targeted marketing with leading North American coverage; marketing services including identity graphs, cookieless targeting, and connected TV audience activation; and consumer services featuring free credit scores and reports for over 208 million members globally, premium identity protection, AI-enabled financial guidance tools like Experian Smart Money, and marketplaces for loans, credit cards, and insurance in markets including the US, UK, Brazil, and Colombia.
Founded in 1826 and headquartered in Dublin, Ireland, Experian plc conducts operations across four geographic segments—North America, Latin America, UK and Ireland, and EMEA & Asia Pacific—serving clients in over 65 countries with approximately 23,300 employees; its revenue model includes transactional data contracts, software subscriptions, batch services, consultancy, premium consumer subscriptions, and partner referral fees.
In recent developments, Experian completed the A$820 million acquisition of illion, a consumer and commercial credit bureau, in October 2024, integrating its data, software, and 500-strong team to strengthen capabilities in Australia and New Zealand with plans for rebranding the combined entity; it acquired Audigent in December 2024 to enhance marketing identity and activation through first-party data and inventory networks, building on prior partnerships; and finalized the acquisition of ClearSale, a fraud prevention provider, in Brazil in April 2025.
The company reported robust half-year results to September 30, 2025, with 12% total revenue growth (8% organic), 14% increase in benchmark EBIT, and raised FY26 guidance to 11% revenue growth, reflecting strength in consumer services membership expansion, B2B data and analytics, and AI-driven enhancements across regions.