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    Financial Services

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    Banks - Diversified
FirstRand Limited

FirstRand Limited

FANDF
FirstRand LimitedUS flagOther OTC
5.83
USD
- -
- -
32.60BMarket Cap
FirstRand Limited
FANDF
(Other OTC)

Recent

price

5.83

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
7.17
8.01
9.32
9.86
11.65
12.99
13.89
14.96
16.3
18.94
18.57
19.34
20.44
23.55
25.22
26.54
Revenue per Share
2.03
3.73
2.42
2.7
3.36
3.9
4.02
4.38
4.75
5.52
3.24
4.91
5.99
6.68
7.09
7.78
Basic EPS, GAAP
-0.43
2.32
-0.04
1.77
1.42
-0.02
-2.15
0.66
4.53
0.63
6.04
1.02
1.09
9.08
2.07
0.09
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
Book Value per Share
11.05
9.72
11.47
13.38
15.07
16.78
18.19
19.79
20.58
23.1
24.21
28.16
30.68
33.57
37.13
41.63
Tangible Book Value per Share
5,248
5,384
5,460
5,482
5,485
5,544
5,608
5,608
5,608
5,609
5,608
5,608
5,607
5,606
5,605
5,593
Basic Weighted Avg Shares
37,618
43,104
50,890
54,082
63,879
72,026
77,915
83,919
91,391
106,261
104,136
108,485
114,615
131,999
141,344
148,468
Sales/Revenue/Turnover
32.72
43.09
35.15
37.04
39.65
40.54
38.71
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1,619
1,737
2,341
2,145
2,137
2,195
2,514
2,977
3,192
3,681
4,946
5,226
4,827
4,720
5,098
4,756
Depreciation Expense
10,674
20,366
13,471
15,082
18,728
21,933
22,905
24,928
27,012
30,971
18,166
27,520
33,599
37,450
39,709
43,540
Net Income, GAAP
27.12
22.96
22.15
20.51
22.03
22.55
21.55
21.17
22.03
23.56
20.52
24.08
26.04
23.94
22.33
22.02
Effective Tax Rate (%)
28.37
47.25
26.47
27.89
29.32
30.45
29.4
29.7
29.56
29.15
17.44
25.37
29.31
28.37
28.09
29.33
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
109,093
10,758
7,886
151,292
201,855
12,497
230,900
270,533
314,312
337,441
308,740
253,401
20,937
300,018
272,372
282,202
LT Debt
64,219
58,963
68,919
79,033
88,217
98,604
108,065
117,184
130,798
144,593
151,920
167,887
181,494
198,434
217,804
243,206
Total Equity
7.94
11.75
18.94
10.34
7.57
11.25
10.49
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
20,331.43
38,219.05
24,665.42
26,881.82
33,527.27
38,960.36
40,291.07
43,878.57
47,608.93
55,305.36
32,439.29
49,142.86
59,998.21
66,875
70,908.93
77,750
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.46%
9.87%
11.66%
Free Cash Flow
1,118.11%
96.37%
-95.7%
Net Income, GAAP
9.57%
20.14%
9.65%
Sales/Revenue/Turnover
7.62%
7.42%
5.04%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
141,344
2025
- -
- -
- -
- -
148,468
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
7.09
2025
- -
- -
- -
- -
7.78
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
FirstRand Limited (FANDF) is a portfolio of integrated financial services businesses offering transactional, lending, investment and insurance products to retail, commercial, corporate and public sector customers; core franchises include First National Bank (FNB), the retail and commercial bank providing comprehensive banking services; Rand Merchant Bank (RMB), the corporate and investment bank offering advisory, financing and trading solutions; WesBank, South Africa's largest instalment finance provider focused on vehicle and asset financing; Ashburton Investments, the asset management arm handling funds and investment products; Direct Axis, specializing in retail loans and insurance; and insurance offerings through FirstRand Insurance Holdings encompassing life assurance and short-term policies. The group, founded in 1998 and headquartered in Johannesburg, South Africa, operates primarily in South Africa with full-service banking in eight sub-Saharan African countries including Botswana, Namibia, Lesotho, Ghana, Zambia, Mozambique, Tanzania and Nigeria; it maintains branches in the UK (including Aldermore Bank and MotoNova for specialist and vehicle finance), India, Guernsey, and representative offices in key financial centers such as Dubai, Shanghai, Kenya and Angola. Recent developments include regulatory approval in June 2025 to acquire HSBC's South African corporate banking portfolio, integrating clients, assets and staff into RMB to bolster multinational servicing; a $150 million transition finance facility from British International Investment in November 2025 to support decarbonization loans in hard-to-abate sectors via RMB and FNB; and a $310 million package from the African Development Bank in November 2025 targeted at financing women-led MSMEs and agribusinesses through FNB, underscoring FirstRand's focus on inclusive growth, climate resilience and strategic expansion.

Company News

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  • defenseworld.net

    FirstRand (OTCMKTS:FANDF) Shares Down 2.3% – Here’s What Happened