First BanCorp.
New York Stock ExchangeTotal Valuation
First BanCorp. carries a market capitalization of 3.74B, placing it among publicly traded companies globally. Its enterprise value stands at -2.30B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 3.74B |
| Enterprise Value | -2.30B |
Share Statistics
First BanCorp. currently has 154.69M shares outstanding.
| Shares Outstanding | 154.69M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
First BanCorp. trades at a trailing price-to-earnings ratio of 25.24. The price-to-sales ratio is 2.31, and the price-to-book ratio stands at 1.07.
| PE Ratio | 25.24 |
| PS Ratio | 2.31 |
| PB Ratio | 1.07 |
| P/TBV Ratio | 1.16 |
| P/FCF Ratio | 4.73 |
| P/OCF Ratio | 4.86 |
Enterprise Valuation
On an enterprise value basis, First BanCorp. trades at an EV/EBITDA multiple of 293.55 and an EV/FCF ratio of 4.01.
| EV / Sales | 6.44 |
| EV / EBITDA | 293.55 |
| EV / EBIT | N/A |
| EV / FCF | 4.01 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 14.74 |
| Debt / EBITDA | 15.00 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 4.48 |
| Return on Assets (ROA) | 0.46 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, First BanCorp. has paid 74.11M in income taxes, reflecting an effective tax rate of 17.21.
| Income Tax | 74.11M |
| Effective Tax Rate | 17.21 |
Stock Price Statistics
First BanCorp.'s stock has gained approximately 20.84373% over the past 52 weeks. The 50-day moving average sits at 23.22, while the 200-day moving average is 21.74.
| Beta (5Y) | N/A |
| 52-Week Price Change | 20.84373% |
| 50-Day Moving Average | 23.22 |
| 200-Day Moving Average | 21.74 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, First BanCorp. generated 969.81M in revenue and converted that into 88.78M in net income, yielding earnings per share of 3.38.
| Revenue | 969.81M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 430.70M |
| Net Income | 88.78M |
| EBITDA | 19.33M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 3.38 |
Balance Sheet
First BanCorp. holds 4.83B in cash and equivalents against 290.00M in total debt, resulting in a net debt position of -260.20M.
| Cash & Cash Equivalents | 4.83B |
| Total Debt | 290.00M |
| Net Debt | -260.20M |
| Equity (Book Value) | 2.09B |
| Book Value Per Share | 19.88 |
| Working Capital | N/A |
Cash Flow
First BanCorp. produced 461.43M in operating cash flow over the past twelve months. After subtracting -14.72M in capital expenditures, free cash flow totaled 446.71M - equivalent to 4.26 per share.
| Operating Cash Flow | 461.43M |
| Capital Expenditures | -14.72M |
| Free Cash Flow | 446.71M |
| FCF Per Share | 4.26 |
Margins
First BanCorp. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 44.41 |
| Profit Margin | 9.15 |
| EBITDA Margin | 1.99 |
Dividends & Yields
The company's payout ratio of 33.17 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.13 |
| Dividend Yield | N/A |
| Payout Ratio | 33.17 |
| Shareholder Yield | 27.34 |
| FCF Yield | 21.14 |
Stock Splits
First BanCorp.'s most recent stock split took place on January 7, 2011 with a 15:1 split ratio.
| Last Split Date | 1/7/2011 |
| Split Ratio | 15:1 |
Scores
First BanCorp. posts an Altman Z-Score of 0.28, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.28 |