First BanCorp.
New York Stock ExchangeTotal Valuation
First BanCorp. carries a market capitalization of 4.35B, placing it among publicly traded companies globally. Its enterprise value stands at -627.46M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 4.35B |
| Enterprise Value | -627.46M |
Share Statistics
First BanCorp. currently has 152.67M shares outstanding.
| Shares Outstanding | 152.67M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
First BanCorp. trades at a trailing price-to-earnings ratio of 42.30. The price-to-sales ratio is 4.12, and the price-to-book ratio stands at 2.01.
| PE Ratio | 42.30 |
| PS Ratio | 4.12 |
| PB Ratio | 2.01 |
| P/TBV Ratio | 2.06 |
| P/FCF Ratio | 8.60 |
| P/OCF Ratio | 8.88 |
Enterprise Valuation
On an enterprise value basis, First BanCorp. trades at an EV/EBITDA multiple of 271.19 and an EV/FCF ratio of 2.30.
| EV / Sales | 5.72 |
| EV / EBITDA | 271.19 |
| EV / EBIT | N/A |
| EV / FCF | 2.30 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 10.12 |
| Debt / EBITDA | 10.97 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 5.03 |
| Return on Assets (ROA) | 0.50 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, First BanCorp. has paid 75.46M in income taxes, reflecting an effective tax rate of 16.84.
| Income Tax | 75.46M |
| Effective Tax Rate | 16.84 |
Stock Price Statistics
First BanCorp.'s stock has gained approximately 30.18265% over the past 52 weeks. The 50-day moving average sits at 28.04, while the 200-day moving average is 23.74.
| Beta (5Y) | N/A |
| 52-Week Price Change | 30.18265% |
| 50-Day Moving Average | 28.04 |
| 200-Day Moving Average | 23.74 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, First BanCorp. generated 987.37M in revenue and converted that into 96.15M in net income, yielding earnings per share of 2.38.
| Revenue | 987.37M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 448.02M |
| Net Income | 96.15M |
| EBITDA | 18.23M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 2.38 |
Balance Sheet
First BanCorp. holds 4.81B in cash and equivalents against 200.00M in total debt, resulting in a net debt position of -360.63M.
| Cash & Cash Equivalents | 4.81B |
| Total Debt | 200.00M |
| Net Debt | -360.63M |
| Equity (Book Value) | 1.98B |
| Book Value Per Share | 12.95 |
| Working Capital | N/A |
Cash Flow
First BanCorp. produced 458.19M in operating cash flow over the past twelve months. After subtracting -17.15M in capital expenditures, free cash flow totaled 441.05M - equivalent to 2.83 per share.
| Operating Cash Flow | 458.19M |
| Capital Expenditures | -17.15M |
| Free Cash Flow | 441.05M |
| FCF Per Share | 2.83 |
Margins
First BanCorp. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 45.38 |
| Profit Margin | 9.74 |
| EBITDA Margin | 1.85 |
Dividends & Yields
The company's payout ratio of 32.09 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.77 |
| Dividend Yield | N/A |
| Payout Ratio | 32.09 |
| Shareholder Yield | 4.15 |
| FCF Yield | 11.63 |
Stock Splits
First BanCorp.'s most recent stock split took place on January 7, 2011 with a 15:1 split ratio.
| Last Split Date | 1/7/2011 |
| Split Ratio | 15:1 |
Scores
First BanCorp. posts an Altman Z-Score of 0.36, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.36 |