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    Financial - Credit Services
Fedbank Financial Services Limited

Fedbank Financial Services Limited

FEDFINA.BO
Fedbank Financial Services LimitedIN flagBombay Stock Exchange
156.10
INR
+3.95
- -
58.51BMarket Cap
Fedbank Financial Services Limited
FEDFINA.BO
(Bombay Stock Exchange)

Recent

price

156.10

P/E

ratio

- -

div

yld

- -

ROIC.AI

2021
2022
2023
2024
2025
2026
TTM
FRC
21.04
26.47
35.68
44.95
54.8
59.06
44.84
Revenue per Share
1.91
3.21
5.58
7.22
6.06
9.2
7.05
Basic EPS, GAAP
-11.85
-18.74
-46.15
-23.3
-26.82
-45.36
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
13.89
17.2
21.68
27.82
30.3
10.02
10.01
Book Value per Share
25.8
35.66
41.92
66.62
68.46
78.24
78.2
Tangible Book Value per Share
323
323
323
339
372
373
374
Basic Weighted Avg Shares
6,788
8,539
11,512
15,225
20,363
22,058
16,755
Sales/Revenue/Turnover
20.56
23.79
22.73
19.78
23.4
25.18
33.15
Operating Margin (%)
273
367
419
374
488
545
414
Depreciation Expense
617
1,035
1,801
2,447
2,252
3,436
2,634
Net Income, GAAP
19.82
25.68
25.88
25.41
25.87
25.47
25.48
Effective Tax Rate (%)
9.09
12.12
15.65
16.07
11.06
15.58
15.72
Profit Margin (%)
13,606
14,700
17,566
22,008
30,766
159,474
159,474
Working Capital
28,830
32,292
46,275
51,909
65,162
127,585
127,585
LT Debt
8,347
11,535
13,557
22,608
25,474
29,261
29,261
Total Equity
- -
2.6
2.6
2.34
2.99
2.89
2.89
Return on Invested Capital (%)
- -
2.08
2.74
2.92
2.25
2.78
2.13
Return on Capital (%)
- -
20.62
28.72
29.81
21.77
45.81
35.12
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
125,678
LT Finance Leases
- -
- -
1,907
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
- -
374
Market Capitalization
57,648
56,340
46,353

Working Capital

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
- -
- -
159,565
Cash, Cash Equivalents & STI
- -
- -
13,910
Accounts Receivable, Net
- -
- -
73
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
91
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
30.01%
14.87%
Free Cash Flow
- -
50.73%
70.02%
Net Income, GAAP
- -
44.46%
52.59%
Sales/Revenue/Turnover
- -
26.99%
8.32%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,555
3,912
4,086
3,672
15,225
2025
4,692
5,117
5,236
5,318
20,363
2026
5,113
- -
5,508
6,134
22,058

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.66
1.78
1.92
- -
7.22
2025
1.9
1.74
0.5
1.92
6.06
2026
2.01
- -
2.35
2.69
9.2

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Fedbank Financial Services Limited (FEDFINA.BO), a non-banking financial company and subsidiary of The Federal Bank Limited, provides diversified lending and distribution services to individuals, SMEs, and businesses across India. Founded in 1995 and headquartered in Mumbai, the company operates through three primary segments—Distribution, Retail Finance, and Wholesale Finance—offering gold loans, home loans, loans against property, business loans, personal loans, SME loans, unsecured business loans, housing finance, construction finance to developers, loans to other NBFCs, and insurance product distribution; it maintains over 600 branches nationwide with a strong presence in South India. Recent developments include private equity firm True North preparing to divest its 8.6% stake via a block deal with bankers appointed as of October 2025, alongside ongoing investor engagements such as meetings with Birla Sun Life Insurance and robust profit growth of 41.8% CAGR over the past five years driven by expansion in unsecured lending and small-ticket LAP/affordable home loans.