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    Financial - Credit Services
Fedbank Financial Services Limited

Fedbank Financial Services Limited

FEDFINA.NS
Fedbank Financial Services LimitedIN flagNational Stock Exchange of India
148.98
INR
-7.14
- -
55.85BMarket Cap
Fedbank Financial Services Limited
FEDFINA.NS
(National Stock Exchange of India)

Recent

price

148.98

P/E

ratio

- -

div

yld

- -

ROIC.AI

2021
2022
2023
2024
2025
2026
TTM
FRC
21.04
26.47
35.68
44.95
54.8
- -
44.84
Revenue per Share
1.91
3.21
5.58
7.22
6.06
- -
7.05
Basic EPS, GAAP
-11.85
-18.74
-46.15
-23.3
-26.82
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
13.89
17.2
21.68
27.82
30.3
- -
10.01
Book Value per Share
25.8
35.66
41.92
66.62
68.46
- -
78.2
Tangible Book Value per Share
323
323
323
339
372
- -
374
Basic Weighted Avg Shares
6,788
8,539
11,512
15,225
20,363
22,058
16,755
Sales/Revenue/Turnover
20.56
23.79
22.73
19.78
23.4
25.18
33.15
Operating Margin (%)
273
367
419
374
488
545
414
Depreciation Expense
617
1,035
1,801
2,447
2,252
3,436
2,634
Net Income, GAAP
19.82
25.68
25.88
25.41
25.87
25.47
25.48
Effective Tax Rate (%)
9.09
12.12
15.65
16.07
11.06
15.58
15.72
Profit Margin (%)
13,606
14,700
17,566
22,008
30,766
159,474
159,474
Working Capital
28,830
32,292
46,275
51,909
65,162
127,585
127,585
LT Debt
8,347
11,535
13,557
22,608
25,474
29,261
29,261
Total Equity
- -
2.6
2.6
2.34
2.99
2.89
2.89
Return on Invested Capital (%)
- -
2.08
2.74
2.92
2.25
2.78
2.13
Return on Capital (%)
- -
20.62
28.72
29.81
21.77
45.81
35.12
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
125,678
LT Finance Leases
- -
- -
1,907
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
- -
374
Market Capitalization
57,730
56,355
46,349

Working Capital

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
- -
- -
159,565
Cash, Cash Equivalents & STI
- -
- -
13,910
Accounts Receivable, Net
- -
- -
73
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
91
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
30.01%
14.87%
Free Cash Flow
- -
50.73%
70.02%
Net Income, GAAP
- -
44.46%
52.59%
Sales/Revenue/Turnover
- -
26.99%
8.32%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,555
3,912
4,086
3,672
15,225
2025
4,692
5,117
5,236
5,318
20,363
2026
5,113
- -
5,508
6,134
22,058

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.66
1.78
1.92
- -
7.22
2025
1.9
1.74
0.5
1.92
6.06
2026
2.01
- -
2.35
2.69
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Fedbank Financial Services Limited, a subsidiary of The Federal Bank Limited, operates as a retail-focused non-banking finance company (NBFC) in India, providing diversified lending and financial distribution services to individuals, self-employed professionals, MSMEs, and businesses. The company offers gold loans; home loans and housing loans; loans against property including small-ticket and medium-ticket variants; business loans such as unsecured business loans and SME loans; personal loans and personal car loans; home equity mortgage loans; mortgage and retail asset loans; construction finance to developers; and loans to other NBFCs; along with distribution of insurance products and retail financial services across three segments: Distribution, Retail Finance, and Wholesale Finance. Incorporated in 1995 and headquartered in Mumbai, India, Fedbank Financial Services maintains a nationwide presence with over 600 branches, targeting underserved markets in semi-urban and rural regions. In recent developments, private equity firm True North Fund VI plans to divest its entire 8.6% stake through a block deal, with investment bankers appointed to facilitate the transaction as of late 2025. The company listed on the stock exchanges via an IPO in November 2023, raising funds from promoters including Federal Bank and pre-IPO investors. Fedbank Financial Services continues to expand its loan book, reporting revenue of ₹2,114 crore and profit of ₹246 crore for the trailing twelve months as of late 2025, while conducting investor conferences and ESOP allotments to support growth.