FinWise Bancorp
NASDAQ Global MarketTotal Valuation
FinWise Bancorp carries a market capitalization of 145.77M, placing it among publicly traded companies globally. Its enterprise value stands at 104.83M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 145.77M |
| Enterprise Value | 104.83M |
Share Statistics
FinWise Bancorp currently has 13.69M shares outstanding.
| Shares Outstanding | 13.69M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
FinWise Bancorp trades at a trailing price-to-earnings ratio of 13.77. The price-to-sales ratio is 1.05, and the price-to-book ratio stands at 1.00.
| PE Ratio | 13.77 |
| PS Ratio | 1.05 |
| PB Ratio | 1.00 |
| P/TBV Ratio | 1.00 |
| P/FCF Ratio | 39.83 |
| P/OCF Ratio | 34.03 |
Enterprise Valuation
On an enterprise value basis, FinWise Bancorp trades at an EV/EBITDA multiple of 22.24 and an EV/FCF ratio of 21.11.
| EV / Sales | 0.58 |
| EV / EBITDA | 22.24 |
| EV / EBIT | N/A |
| EV / FCF | 21.11 |
Financial Efficiency
| Return on Equity (ROE) | 7.17 |
| Return on Assets (ROA) | 1.55 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, FinWise Bancorp has paid 4.83M in income taxes, reflecting an effective tax rate of 26.09.
| Income Tax | 4.83M |
| Effective Tax Rate | 26.09 |
Stock Price Statistics
FinWise Bancorp's stock has declined approximately -41.37353% over the past 52 weeks. The 50-day moving average sits at 12.61, while the 200-day moving average is 14.84.
| Beta (5Y) | N/A |
| 52-Week Price Change | -41.37353% |
| 50-Day Moving Average | 12.61 |
| 200-Day Moving Average | 14.84 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, FinWise Bancorp generated 179.27M in revenue and converted that into 13.67M in net income, yielding earnings per share of 1.00.
| Revenue | 179.27M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 18.50M |
| Net Income | 13.67M |
| EBITDA | 4.71M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.00 |
Balance Sheet
| Cash & Cash Equivalents | 93.64M |
| Total Debt | N/A |
| Net Debt | -93.64M |
| Equity (Book Value) | 199.19M |
| Book Value Per Share | 14.55 |
| Working Capital | N/A |
Cash Flow
FinWise Bancorp produced 5.53M in operating cash flow over the past twelve months. After subtracting 567,000.00 in capital expenditures, free cash flow totaled 6.10M - equivalent to 0.47 per share.
| Operating Cash Flow | 5.53M |
| Capital Expenditures | 567,000.00 |
| Free Cash Flow | 6.10M |
| FCF Per Share | 0.47 |
Margins
FinWise Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 10.32 |
| Profit Margin | 7.63 |
| EBITDA Margin | 2.63 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | -29.34 |
| FCF Yield | 2.51 |
Scores
FinWise Bancorp posts an Altman Z-Score of 0.56, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.56 |