Fiserv, Inc.

Fiserv, Inc.

FIV.DE
Fiserv, Inc.DE flagDeutsche Börse
46.55
EUR
+1.15
- -
24.82BMarket Cap
Fiserv, Inc.
FIV.DE
(Deutsche Börse)

Recent

price

46.55

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
6.87
7.65
8.31
9.38
10.54
11.66
12.77
13.72
14.84
14.98
22.2
24.96
28.15
30.99
36.27
39.69
39.27
Revenue per Share
0.82
0.84
1.15
1.26
1.57
1.58
2.16
3
3.02
1.31
1.43
2.05
4.02
4.98
5.55
6.52
5.96
Basic EPS, GAAP
1.59
1.69
1.55
2.02
2.72
2.99
3.32
3.57
3.95
4.11
6.2
6.21
7.33
8.38
11.76
11.35
11.2
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
8.09
9.53
11.16
12.86
15.31
17.91
20.88
24.68
29.66
18.44
20.1
22.85
27.59
33.2
41.81
50.68
51.46
Book Value per Share
-5.03
-5.97
-5.68
-7.35
-8.15
-9.79
-10.82
-11.42
-14.15
-27.68
-27.43
-28.45
-27.84
-28.81
-33.4
-41.3
-39.78
Tangible Book Value per Share
602
560
534
513
481
451
431
415
392
680
669
650
630
616
564
534
537
Basic Weighted Avg Shares
4,133
4,289
4,436
4,814
5,066
5,254
5,505
5,696
5,823
10,187
14,852
16,226
17,737
19,093
20,456
21,193
21,090
Sales/Revenue/Turnover
24.36
23.08
23.62
22.04
23.88
24.95
26.25
26.72
26.21
15.65
9.35
14.1
20.78
25.39
28.74
26.89
24.46
Operating Margin (%)
339
345
350
403
404
417
421
429
545
1,651
3,210
3,196
3,169
3,121
3,095
3,161
3,212
Depreciation Expense
496
472
611
648
754
712
930
1,246
1,187
893
958
1,334
2,530
3,068
3,131
3,480
3,200
Net Income, GAAP
37.96
35.13
34.05
36.53
36.68
35.67
38.59
11.63
24.31
18.28
16.74
21.79
18.92
19.34
14.23
19.02
16.92
Effective Tax Rate (%)
12
11
13.77
13.46
14.88
13.55
16.89
21.88
20.38
8.77
6.45
8.22
14.26
16.07
15.31
16.42
15.17
Profit Margin (%)
526
-28
338
240
-42
4
-92
37
214
1,319
582
575
1,086
1,259
1,320
764
1,364
Working Capital
3,353
3,216
3,228
3,756
3,698
4,288
4,467
4,897
5,955
21,612
20,300
20,729
20,950
22,363
23,730
27,758
27,860
LT Debt
3,229
3,258
3,417
3,585
3,295
2,660
2,541
2,731
2,293
34,857
33,329
31,950
31,688
30,669
27,686
25,809
26,221
Total Equity
9.43
9.7
10.39
9.57
10.56
12.02
12.46
17.79
14.37
4
2.08
3.33
5.59
7.21
9.29
8.41
7.7
Return on Invested Capital (%)
7.62
7
8.1
7.65
7.94
6.99
7.95
9.76
8.12
4.77
4.3
5.01
8.02
9.06
8.85
8.94
8.1
Return on Capital (%)
10.73
9.25
10.82
10.32
10.8
9.23
10.9
12.95
10.84
7.39
7.37
9.43
15.7
16.22
14.22
13.74
12.29
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
1,443
1,365
1,447
LT Borrowings
27,276
26,123
26,115
LT Finance Leases
1,600
1,635
1,745
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
537
534
533
Market Capitalization
70,736
36,293
30,009

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
24,157
24,654
24,782
Cash, Cash Equivalents & STI
884
798
335
Accounts Receivable, Net
3,957
3,981
3,882
Inventories
- -
- -
- -
Total Current Liabilities
22,375
23,890
23,418
Payables & Accruals
3,274
3,894
3,184
ST Debt
1,443
1,365
1,447
Deferred Revenue
1,850
1,853
1,856

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
137.81%
-4.94%
-6.78%
Free Cash Flow
18.65%
8.68%
-8.58%
Net Income, GAAP
20.57%
32.67%
11.15%
Sales/Revenue/Turnover
16.82%
7.39%
3.6%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,883
5,107
5,215
5,251
20,456
2025
5,130
5,516
5,263
5,284
21,193
2026
5,027
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.25
1.55
0.99
1.66
5.55
2025
1.53
1.89
1.47
1.52
6.52
2026
1.07
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Fiserv, Inc. is a global financial technology company headquartered in Milwaukee, Wisconsin, specializing in payments and financial services technology. The company provides a broad range of products and services that include account processing systems; debit and credit card transaction processing; loyalty programs; electronic bill payment; wires and ACH transfers; check deposit processing; ATM management and services; point-of-sale (POS) terminals; and merchant acquiring and e-commerce services. Fiserv offers digital banking platforms, core banking systems, fraud and risk management solutions, loan origination and servicing products, and working capital and cash flow management software. Key product brands and platforms include Carat, CardHub, Clover, and Pinch Payments, which serve a diverse client base comprising banks, credit unions, mortgage, insurance, leasing companies, and retailers primarily in the U.S., Canada, and other international markets. Recent major developments include Fiserv's acquisition of StoneCastle Cash Management, expanding its technology-enabled deposit funding offerings for community banks and credit unions. The company also completed the purchase of Smith Consulting Group, bolstering its advisory services and operational consulting capacity targeted at community financial institutions. Additionally, Fiserv acquired CardFree, enhancing merchant solutions with custom order, pay, and loyalty capabilities. It expanded its debit card processing and ATM services through acquiring Elan Financial Services’ assets, including the MoneyPass surcharge-free ATM network. Strategically, Fiserv is advancing its cloud-native banking core platform, Finxact, and has launched initiatives in digital assets, including a planned stablecoin for financial institutions. Fiserv continues to focus on integrating value-added services, strengthening mobile and digital payments, and expanding advisory and transformation services for financial institutions. Founded in 1984, Fiserv operates primarily in the financial technology sector, serving clients globally with a strong presence in the U.S. and Canada, where approximately 85% of its revenue is generated. The company ranks among top financial service technology providers and is listed on the NASDAQ under the symbol FISV. Through its comprehensive portfolio of software, hardware, and processing services, Fiserv targets various segments in the financial ecosystem, including retail and commercial banking, payments, global commerce, and merchant acquiring. The company also maintains strategic partnerships and continuous investments in innovation to support the evolving needs of financial institutions and merchants worldwide.