F & M Bank Corp.

F & M Bank Corp.

FMBM
F & M Bank Corp.US flagOther OTC
40.85
USD
- -
- -
146.52MMarket Cap

Total Valuation

F & M Bank Corp. carries a market capitalization of 146.52M, placing it among publicly traded companies globally. Its enterprise value stands at 85.66M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap146.52M
Enterprise Value85.66M

Share Statistics

F & M Bank Corp. currently has 3.52M shares outstanding.

Shares Outstanding3.52M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

F & M Bank Corp. trades at a trailing price-to-earnings ratio of 9.11. The price-to-sales ratio is 2.48, and the price-to-book ratio stands at 1.16.

PE Ratio9.11
PS Ratio2.48
PB Ratio1.16
P/TBV Ratio1.19
P/FCF Ratio6.26
P/OCF Ratio6.66

Enterprise Valuation

On an enterprise value basis, F & M Bank Corp. trades at an EV/EBITDA multiple of 70.85 and an EV/FCF ratio of 4.09.

EV / Sales1.62
EV / EBITDA70.85
EV / EBITN/A
EV / FCF4.09

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity8.85
Debt / EBITDA8.21
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)13.93
Return on Assets (ROA)1.06
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, F & M Bank Corp. has paid 2.46M in income taxes, reflecting an effective tax rate of 14.57.

Income Tax2.46M
Effective Tax Rate14.57

Stock Price Statistics

F & M Bank Corp.'s stock has gained approximately 50.51584% over the past 52 weeks. The 50-day moving average sits at 40.32, while the 200-day moving average is 35.11.

Beta (5Y)N/A
52-Week Price Change50.51584%
50-Day Moving Average40.32
200-Day Moving Average35.11
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, F & M Bank Corp. generated 52.96M in revenue and converted that into 14.41M in net income, yielding earnings per share of 4.05.

Revenue52.96M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income16.87M
Net Income14.41M
EBITDA1.21M
EBITN/A
Earnings Per Share (EPS)4.05

Balance Sheet

F & M Bank Corp. holds 54.17M in cash and equivalents against 9.93M in total debt, resulting in a net debt position of -12.45M.

Cash & Cash Equivalents54.17M
Total Debt9.93M
Net Debt-12.45M
Equity (Book Value)112.11M
Book Value Per Share31.81
Working CapitalN/A

Cash Flow

F & M Bank Corp. produced 19.69M in operating cash flow over the past twelve months. After subtracting -1.26M in capital expenditures, free cash flow totaled 18.43M - equivalent to 5.18 per share.

Operating Cash Flow19.69M
Capital Expenditures-1.26M
Free Cash Flow18.43M
FCF Per Share5.18

Margins

F & M Bank Corp. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin31.84
Profit Margin27.20
EBITDA Margin2.28

Dividends & Yields

The company's payout ratio of 25.72 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share1.04
Dividend YieldN/A
Payout Ratio25.72
Shareholder Yield-46.24
FCF Yield15.97

Stock Splits

F & M Bank Corp.'s most recent stock split took place on October 9, 1998 with a 1:3 split ratio.

Last Split Date10/9/1998
Split Ratio1:3

Scores

F & M Bank Corp. posts an Altman Z-Score of 0.20, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.20