Federal National Mortgage Association

Federal National Mortgage Association

FNMAG
Federal National Mortgage AssociationUS flagOther OTC
16.00
USD
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- -
7.88BMarket Cap
Federal National Mortgage Association
FNMAG
(Other OTC)

Recent

price

16.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
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Revenue per Share
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Basic EPS, GAAP
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Free Cash Flow per Basic Share
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Dividend per Share
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Book Value per Share
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Tangible Book Value per Share
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Basic Weighted Avg Shares
16,606
14,021
19,785
28,220
17,158
22,305
22,191
22,296
23,901
21,415
23,734
31,455
30,722
30,087
30,794
29,159
30,185
Sales/Revenue/Turnover
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Operating Margin (%)
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Depreciation Expense
-14,014
-16,855
17,224
83,963
14,208
10,954
12,313
2,463
15,959
14,160
11,805
22,176
12,923
17,408
16,978
14,364
15,152
Net Income, GAAP
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- -
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32.82
32.41
32.84
86.65
20.6
19.44
20.66
20.66
20.39
20.71
20.17
20.12
20.13
Effective Tax Rate (%)
-84.39
-120.21
87.06
297.53
82.81
49.11
55.49
11.05
66.77
66.12
49.74
70.5
42.06
57.86
55.13
49.26
50.2
Profit Margin (%)
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Working Capital
3,039,757
3,189,872
3,189,517
3,234,523
3,115,583
3,125,721
3,226,737
3,296,677
3,367,024
3,440,724
3,923,563
4,155,396
4,211,684
4,205,404
4,216,909
4,155,891
4,199,417
LT Debt
-2,517
-4,571
7,224
9,591
3,720
4,059
6,071
-3,686
6,240
14,608
25,259
47,357
60,277
77,682
94,657
109,012
101,636
Total Equity
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Return on Invested Capital (%)
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Return on Capital (%)
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Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
11,188
11,041
11,095
LT Borrowings
4,216,909
4,217,617
4,199,417
LT Finance Leases
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- -
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Preferred Equity and Hybrid Capital
139,966
139,966
139,966
Shares Outstanding
1,158
1,158
1,158
Market Capitalization
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Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
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Cash, Cash Equivalents & STI
13,946
39,797
38,667
Accounts Receivable, Net
11,364
11,592
11,678
Inventories
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Total Current Liabilities
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Payables & Accruals
11,585
11,902
11,841
ST Debt
11,188
11,041
11,095
Deferred Revenue
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Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.72%
36.13%
15.17%
Free Cash Flow
-30.05%
-152.27%
-328.03%
Net Income, GAAP
51.54%
12.59%
-15.4%
Sales/Revenue/Turnover
3.28%
5.03%
-5.31%
Total Cash Common Dividend
1.71%
12.54%
-15.43%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7,597
7,721
7,405
8,129
30,794
2025
7,207
7,444
7,188
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29,159
2026
7,124
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Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
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2025
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2026
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Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
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2025
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2026
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Business
Federal National Mortgage Association (FNMA), commonly known as Fannie Mae, operates as a government-sponsored enterprise that provides liquidity, stability, and affordability to the U.S. mortgage market by purchasing mortgages from lenders, securitizing them into mortgage-backed securities (MBS), and selling those securities to investors; its single-family business acquires and oversees servicing of conventional loans, including fixed-rate and adjustable-rate products such as HomeReady mortgages with down payments as low as 3%, HFA Preferred loans, 97% loan-to-value options for first-time homebuyers, HomeStyle Renovation mortgages, manufactured housing financing via MH Advantage, Native American lending programs, down payment assistance, and shared equity initiatives; its multifamily business supports rental housing through financing for construction, renovation, and acquisition of apartment properties nationwide. Founded in 1938 during the Great Depression as part of the New Deal and headquartered at 1100 15th Street NW in Washington, DC, Fannie Mae primarily serves homebuyers, homeowners, renters, and lenders across the United States, enabling the standard 30-year fixed-rate mortgage and offering counseling networks like the Mortgage Help Network for those facing financial challenges. In recent developments, Fannie Mae reports its 31st consecutive profitable quarter with $3.9 billion in net income for Q3 2025, provides $287 billion in funding to the U.S. housing market through the first nine months of 2025 while helping 1,069,000 households, anticipates reaching its $73 billion multifamily lending cap set by the Federal Housing Finance Agency for 2025 amid strong origination volumes, releases Desktop Underwriter version 12.0 and tools like the Income Calculator to enhance underwriting for gig workers and rental income earners, and faces evaluation by the Trump administration for a potential public offering or release from conservatorship as early as late 2025 or 2026 to recapitalize and end government oversight.