FlexShopper, Inc.
Other OTCTotal Valuation
FlexShopper, Inc. carries a market capitalization of 2,461.00, placing it among publicly traded companies globally. Its enterprise value stands at 189.60M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 2,461.00 |
| Enterprise Value | 189.60M |
Share Statistics
FlexShopper, Inc. currently has 23.70M shares outstanding.
| Shares Outstanding | 23.70M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
The price-to-sales ratio is 0.18, and the price-to-book ratio stands at -0.69.
| PE Ratio | N/A |
| PS Ratio | 0.18 |
| PB Ratio | -0.69 |
| P/TBV Ratio | -4.84 |
| P/FCF Ratio | -0.94 |
| P/OCF Ratio | -0.74 |
Enterprise Valuation
On an enterprise value basis, FlexShopper, Inc. trades at an EV/EBITDA multiple of 2.07 and an EV/FCF ratio of 103.34. The EV/Sales ratio of 1.41 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 7.39 provides insight into valuation relative to core operating earnings.
| EV / Sales | 1.41 |
| EV / EBITDA | 2.07 |
| EV / EBIT | 7.39 |
| EV / FCF | 103.34 |
Financial Position
FlexShopper, Inc. maintains a current ratio of 7.98, meaning it holds 8.0x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 501.96, indicating elevated leverage, while an interest coverage ratio of 3.62 demonstrates adequate ability to service its debt obligations.
| Current Ratio | 7.98 |
| Quick Ratio | 6.44 |
| Debt / Equity | 501.96 |
| Debt / EBITDA | 1.64 |
| Interest Coverage | 3.62 |
Financial Efficiency
| Return on Equity (ROE) | N/A |
| Return on Assets (ROA) | 0.54 |
| Return on Invested Capital (ROIC) | 13.25 |
| Return on Capital Employed (ROCE) | 15.71 |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | 2.04 |
Taxes
Over the trailing twelve months, FlexShopper, Inc. has paid 410,989.00 in income taxes, reflecting an effective tax rate of 31.27.
| Income Tax | 410,989.00 |
| Effective Tax Rate | 31.27 |
Stock Price Statistics
FlexShopper, Inc.'s stock has declined approximately -99.9899% over the past 52 weeks. The 50-day moving average sits at 0.00, while the 200-day moving average is 0.05.
| Beta (5Y) | N/A |
| 52-Week Price Change | -99.9899% |
| 50-Day Moving Average | 0.00 |
| 200-Day Moving Average | 0.05 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, FlexShopper, Inc. generated 134.56M in revenue and converted that into 903,298.00 in net income, yielding earnings per share of 0.04. EBITDA reached 91.40M, while operating income came in at 25.65M.
| Revenue | 134.56M |
| Gross Profit | 85.88M |
| Operating Income | 25.65M |
| Pretax Income | 1.31M |
| Net Income | 903,298.00 |
| EBITDA | 91.40M |
| EBIT | 25.65M |
| Earnings Per Share (EPS) | 0.04 |
Balance Sheet
FlexShopper, Inc. holds 7.33M in cash and equivalents against 149.63M in total debt, resulting in a net debt position of 140.91M. Total book value stands at -35.27M, with working capital of 130.58M providing operational flexibility.
| Cash & Cash Equivalents | 7.33M |
| Total Debt | 149.63M |
| Net Debt | 140.91M |
| Equity (Book Value) | -35.27M |
| Book Value Per Share | -1.48 |
| Working Capital | 130.58M |
Cash Flow
FlexShopper, Inc. produced -33.02M in operating cash flow over the past twelve months. After subtracting -6.66M in capital expenditures, free cash flow totaled -39.68M - equivalent to -1.67 per share.
| Operating Cash Flow | -33.02M |
| Capital Expenditures | -6.66M |
| Free Cash Flow | -39.68M |
| FCF Per Share | -1.67 |
Margins
FlexShopper, Inc. operates with a gross margin of 63.82, reflecting its pricing power and cost economics. The operating margin of 19.06 and net profit margin of 0.67 provide insight into operational efficiency.
| Gross Margin | 63.82 |
| Operating Margin | 19.06 |
| Pretax Margin | 0.98 |
| Profit Margin | 0.67 |
| EBITDA Margin | 67.93 |
Dividends & Yields
The company's payout ratio of 125.78 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | 125.78 |
| Shareholder Yield | -176.55 |
| FCF Yield | -106.51 |
Stock Splits
FlexShopper, Inc.'s most recent stock split took place on October 25, 2016 with a 10:1 split ratio.
| Last Split Date | 10/25/2016 |
| Split Ratio | 10:1 |
Scores
FlexShopper, Inc. posts an Altman Z-Score of 1.96, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 1.96 |