Preferred Bank

As of March 31, 2026, Preferred Bank carries a market capitalization of 917.74M, placing it among publicly traded companies globally. Its enterprise value stands at 552.66M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Preferred Bank's next confirmed earnings release is scheduled for October 23, 2026.

As of March 31, 2026, Preferred Bank has 11.84M shares outstanding.

As of March 31, 2026, Preferred Bank trades at a trailing price-to-earnings ratio of 7.89. The price-to-sales ratio is 3.71, and the price-to-book ratio stands at 1.38.

These figures are as of March 31, 2026. The EV/Sales ratio of 2.23 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Preferred Bank trades at an EV/FCF ratio of 3.83, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 552.66M versus a market cap of 917.74M, with the gap driven by net debt and cash on the balance sheet.

These figures are as of March 31, 2026.

Over the twelve months ended March 31, 2026, Preferred Bank posted a return on equity (ROE) of 17.40, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.83, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 12.81, useful for judging operating efficiency across full business cycles. The company generates approximately 765,794.01 in revenue per employee across its workforce of 323.50, a quick read on workforce productivity versus industry peers.

Over the twelve months ended March 31, 2026, Preferred Bank recorded 49.13M in income tax expense. That works out to an effective tax rate of 29.65, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 165.70M, leaving 116.57M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 2, 2026, Preferred Bank's stock has gained approximately 23.03% over the past 52 weeks. The 50-day moving average sits at 90.16, while the 200-day moving average is 83.26.

Over the twelve months ended March 31, 2026, Preferred Bank generated 247.73M in revenue and converted that into 116.57M in net income, yielding earnings per share of 9.65.

As of March 31, 2026, Preferred Bank holds 696.55M in cash and equivalents against 331.46M in total debt, resulting in a net debt position of -394.83M.

Preferred Bank produced 146.31M in operating cash flow over the twelve months ended March 31, 2026. After subtracting -2.01M in capital expenditures, free cash flow totaled 144.30M - equivalent to 12.16 per share.

These figures cover the twelve months ended March 31, 2026.

Over the twelve months ended March 31, 2026, Preferred Bank paid dividends of 2.78 per share. The dividend payout ratio of 28.28 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 15.41, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -36.58, meaning Preferred Bank raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Preferred Bank's most recent stock split took place on June 20, 2011 with a 5:1 split ratio.