Bank First Corporation

Bank First Corporation

121.00
EUR
-6.00
(-4.72%)
6.76EPS
19.06P/E
1.43BMarket Cap
Jan 19Next Earn

Total Valuation

EUR

As of June 30, 2026, Bank First Corp carries a market capitalization of 1.43B, placing it among publicly traded companies globally. Its enterprise value stands at 1.11B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap1.43B
Enterprise Value1.11B

Important Dates

Bank First Corp's next confirmed earnings release is scheduled for January 19, 2027.

Earnings Date1/19/2027

Share Statistics

As of June 30, 2026, Bank First Corp has 11.08M shares outstanding.

Shares Outstanding11.08M

Valuation Ratios

As of June 30, 2026, Bank First Corp trades at a trailing price-to-earnings ratio of 19.06. The price-to-sales ratio is 7.20, and the price-to-book ratio stands at 1.99.

PE Ratio19.06
PS Ratio7.20
PB Ratio1.99
P/TBV Ratio3.18
P/FCF Ratio36.32
P/OCF Ratio26.99

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 5.91 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Bank First Corp trades at an EV/FCF ratio of 29.80, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 1.11B versus a market cap of 1.43B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales5.91
EV / FCF29.80

Financial Position

These figures are as of June 30, 2026.

Debt / Equity12.80

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, Bank First Corp posted a return on equity (ROE) of 11.32, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.57, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 9.78, useful for judging operating efficiency across full business cycles. The company generates approximately 499,093.04 in revenue per employee across its workforce of 376.50, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)11.32
Return on Assets (ROA)1.57
Return on Capital Employed (ROCE)9.78
Revenue Per Employee499,093.04
Employee Count376.50

Taxes

EUR

Over the twelve months ended June 30, 2026, Bank First Corp recorded 17.20M in income tax expense. That works out to an effective tax rate of 19.51, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 88.15M, leaving 70.95M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax17.20M
Effective Tax Rate19.51

Stock Price Statistics

EUR

As of the close on October 22, 2026, Bank First Corp's stock has gained approximately 11.01% over the past 52 weeks. The 50-day moving average sits at 128.44, while the 200-day moving average is 121.86.

52-Week Price Change11.01%
50-Day Moving Average128.44
200-Day Moving Average121.86

Income Statement

EUR

Over the twelve months ended June 30, 2026, Bank First Corp generated 187.91M in revenue and converted that into 70.95M in net income, yielding earnings per share of 6.76.

Revenue187.91M
Pretax Income88.15M
Net Income70.95M
Earnings Per Share (EPS)6.76

Balance Sheet

EUR

As of June 30, 2026, Bank First Corp holds 410.37M in cash and equivalents against 91.77M in total debt, resulting in a net debt position of -141.52M.

Cash & Cash Equivalents410.37M
Total Debt91.77M
Net Debt-141.52M
Equity (Book Value)717.14M
Book Value Per Share64.73

Cash Flow

EUR

Bank First Corp produced 50.11M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -12.84M in capital expenditures, free cash flow totaled 37.27M - equivalent to 3.55 per share.

Operating Cash Flow50.11M
Capital Expenditures-12.84M
Free Cash Flow37.27M
FCF Per Share3.55

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin46.91
Profit Margin37.76

Dividends & Yields

EUR

Over the twelve months ended June 30, 2026, Bank First Corp paid dividends of 1.72 per share. The dividend payout ratio of 25.37 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 2.75, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 7.71, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Bank First Corp shareholders.

Dividend Per Share1.72
Payout Ratio25.37
Shareholder Yield7.71
FCF Yield2.75