Civista Bancshares, Inc.

As of June 30, 2026, Civista Bancshares, Inc. carries a market capitalization of 511.54M, placing it among publicly traded companies globally. Its enterprise value stands at 377.25M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Civista Bancshares, Inc.'s next confirmed earnings release is scheduled for January 29, 2027.

As of June 30, 2026, Civista Bancshares, Inc. has 20.79M shares outstanding.

As of June 30, 2026, Civista Bancshares, Inc. trades at a trailing price-to-earnings ratio of 10.37. The price-to-sales ratio is 3.08, and the price-to-book ratio stands at 1.03.

These figures are as of June 30, 2026. The EV/Sales ratio of 2.35 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Civista Bancshares, Inc. trades at an EV/FCF ratio of 7.66, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 377.25M versus a market cap of 511.54M, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Civista Bancshares, Inc. posted a return on equity (ROE) of 11.19, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.28, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 6.22, useful for judging operating efficiency across full business cycles. The company generates approximately 301,249.63 in revenue per employee across its workforce of 532.00, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Civista Bancshares, Inc. recorded 9.85M in income tax expense. That works out to an effective tax rate of 17.16, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 57.41M, leaving 47.56M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on August 3, 2026, Civista Bancshares, Inc.'s stock has gained approximately 46.75% over the past 52 weeks. The 50-day moving average sits at 23.39, while the 200-day moving average is 20.47.

Over the twelve months ended June 30, 2026, Civista Bancshares, Inc. generated 160.26M in revenue and converted that into 47.56M in net income, yielding earnings per share of 2.37.

As of June 30, 2026, Civista Bancshares, Inc. holds 336.92M in cash and equivalents against 202.63M in total debt, resulting in a net debt position of 144.98M.

Civista Bancshares, Inc. produced 50.65M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -1.41M in capital expenditures, free cash flow totaled 49.24M - equivalent to 2.46 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, Civista Bancshares, Inc. paid dividends of 0.61 per share. The dividend payout ratio of 25.84 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 9.98, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 38.60, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Civista Bancshares, Inc. shareholders.

Civista Bancshares, Inc.'s most recent stock split took place on May 10, 1996 with a 1:4 split ratio.