First Business Financial Services, Inc.

First Business Financial Services, Inc.

60.50
EUR
-1.00
(-1.63%)
5.94EPS
9.50P/E
464.44MMarket Cap
Oct 29Next Earn

Total Valuation

EUR

As of June 30, 2026, First Business Financial Services, Inc. carries a market capitalization of 464.44M, placing it among publicly traded companies globally. Its enterprise value stands at 319.47M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap464.44M
Enterprise Value319.47M

Important Dates

First Business Financial Services, Inc.'s next confirmed earnings release is scheduled for October 29, 2026.

Earnings Date10/29/2026

Share Statistics

As of June 30, 2026, First Business Financial Services, Inc. has 8.37M shares outstanding.

Shares Outstanding8.37M

Valuation Ratios

As of June 30, 2026, First Business Financial Services, Inc. trades at a trailing price-to-earnings ratio of 9.50. The price-to-sales ratio is 2.92, and the price-to-book ratio stands at 1.38.

PE Ratio9.50
PS Ratio2.92
PB Ratio1.38
P/TBV Ratio1.43
P/FCF Ratio6.41
P/OCF Ratio6.38

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.05 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. First Business Financial Services, Inc. trades at an EV/FCF ratio of 4.51, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 319.47M versus a market cap of 464.44M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.05
EV / FCF4.51

Financial Position

These figures are as of June 30, 2026.

Debt / Equity89.42

Financial Efficiency

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Over the twelve months ended June 30, 2026, First Business Financial Services, Inc. posted a return on equity (ROE) of 15.26, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.32, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 8.06, useful for judging operating efficiency across full business cycles. The company generates approximately 430,991.90 in revenue per employee across its workforce of 361.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)15.26
Return on Assets (ROA)1.32
Return on Capital Employed (ROCE)8.06
Revenue Per Employee430,991.90
Employee Count361.00

Taxes

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Over the twelve months ended June 30, 2026, First Business Financial Services, Inc. recorded 8.14M in income tax expense. That works out to an effective tax rate of 14.34, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 56.72M, leaving 48.58M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax8.14M
Effective Tax Rate14.34

Stock Price Statistics

EUR

As of the close on August 11, 2026, First Business Financial Services, Inc.'s stock has gained approximately 52.78% over the past 52 weeks. The 50-day moving average sits at 55.07, while the 200-day moving average is 48.87.

52-Week Price Change52.78%
50-Day Moving Average55.07
200-Day Moving Average48.87

Income Statement

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Over the twelve months ended June 30, 2026, First Business Financial Services, Inc. generated 155.59M in revenue and converted that into 48.58M in net income, yielding earnings per share of 5.94.

Revenue155.59M
Pretax Income56.72M
Net Income48.58M
Earnings Per Share (EPS)5.94

Balance Sheet

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As of June 30, 2026, First Business Financial Services, Inc. holds 464.88M in cash and equivalents against 309.41M in total debt, resulting in a net debt position of 160.56M.

Cash & Cash Equivalents464.88M
Total Debt309.41M
Net Debt160.56M
Equity (Book Value)335.52M
Book Value Per Share40.09

Cash Flow

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First Business Financial Services, Inc. produced 71.25M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -423,645.20 in capital expenditures, free cash flow totaled 70.82M - equivalent to 8.65 per share.

Operating Cash Flow71.25M
Capital Expenditures-423,645.20
Free Cash Flow70.82M
FCF Per Share8.65

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin36.45
Profit Margin31.23

Dividends & Yields

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Over the twelve months ended June 30, 2026, First Business Financial Services, Inc. paid dividends of 1.24 per share. The dividend payout ratio of 19.55 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 15.59, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -64.92, meaning First Business Financial Services, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share1.24
Payout Ratio19.55
Shareholder Yield-64.92
FCF Yield15.59

Stock Splits

First Business Financial Services, Inc.'s most recent stock split took place on August 31, 2015 with a 1:2 split ratio.

Last Split Date8/31/2015
Split Ratio1:2