As of June 30, 2026, First Internet Bancorp carries a market capitalization of 200.87M, placing it among publicly traded companies globally. Its enterprise value stands at -415.44M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 200.87M |
| Enterprise Value | -415.44M |
First Internet Bancorp's next confirmed earnings release is scheduled for October 29, 2026.
| Earnings Date | 10/29/2026 |
As of June 30, 2026, First Internet Bancorp has 8.73M shares outstanding.
| Shares Outstanding | 8.73M |
These figures are as of June 30, 2026. The price-to-sales ratio is 1.86, and the price-to-book ratio stands at 0.63.
| PS Ratio | 1.86 |
| PB Ratio | 0.63 |
| P/TBV Ratio | 0.64 |
| P/FCF Ratio | 1.44 |
| P/OCF Ratio | 1.43 |
These figures are as of June 30, 2026.
| Debt / Equity | 94.93 |
Over the twelve months ended June 30, 2026, First Internet Bancorp posted a negative return on equity (ROE) of -8.34, meaning shareholder capital produced losses rather than profits. Return on assets (ROA) is negative at -0.54, reflecting losses generated across the asset base. The company generates approximately 312,794.93 in revenue per employee across its workforce of 346.25, a quick read on workforce productivity versus industry peers.
| Return on Equity (ROE) | -8.34 |
| Return on Assets (ROA) | -0.54 |
| Revenue Per Employee | 312,794.93 |
| Employee Count | 346.25 |
Over the twelve months ended June 30, 2026, First Internet Bancorp recorded an income tax benefit of -12.47M rather than an expense, typically from losses, carryforwards, or the release of a tax provision. The company reported a pretax loss of -39.97M and -27.51M in bottom-line net income, so the effective tax rate carries little signal until profitability returns.
| Income Tax | -12.47M |
As of the close on September 30, 2026, First Internet Bancorp's stock has gained approximately 14.43% over the past 52 weeks. The 50-day moving average sits at 22.98, while the 200-day moving average is 20.05.
| 52-Week Price Change | 14.43% |
| 50-Day Moving Average | 22.98 |
| 200-Day Moving Average | 20.05 |
Over the twelve months ended June 30, 2026, First Internet Bancorp generated 108.31M in revenue and converted that into -27.51M in net income, yielding earnings per share of -3.13.
| Revenue | 108.31M |
| Pretax Income | -39.97M |
| Net Income | -27.51M |
| Earnings Per Share (EPS) | -3.13 |
As of June 30, 2026, First Internet Bancorp holds 918.40M in cash and equivalents against 302.09M in total debt, resulting in a net debt position of -57.63M.
| Cash & Cash Equivalents | 918.40M |
| Total Debt | 302.09M |
| Net Debt | -57.63M |
| Equity (Book Value) | 318.21M |
| Book Value Per Share | 36.44 |
First Internet Bancorp produced 140.59M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -624,964.20 in capital expenditures, free cash flow totaled 139.97M - equivalent to 16.02 per share.
| Operating Cash Flow | 140.59M |
| Capital Expenditures | -624,964.20 |
| Free Cash Flow | 139.97M |
| FCF Per Share | 16.02 |
These figures cover the twelve months ended June 30, 2026.
| Pretax Margin | -36.91 |
| Profit Margin | -25.40 |
Over the twelve months ended June 30, 2026, First Internet Bancorp paid dividends of 0.21 per share. The dividend payout ratio of -6.61 is negative because earnings are negative, so the dividend is being paid out of something other than profits, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 69.34, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 215.80, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to First Internet Bancorp shareholders.
| Dividend Per Share | 0.21 |
| Payout Ratio | -6.61 |
| Shareholder Yield | 215.80 |
| FCF Yield | 69.34 |
First Internet Bancorp's most recent stock split took place on June 24, 2013 with a 2:3 split ratio.
| Last Split Date | 6/24/2013 |
| Split Ratio | 2:3 |