Five Star Bancorp

As of June 30, 2026, Five Star Bancorp carries a market capitalization of 890.36M, placing it among publicly traded companies globally. Its enterprise value stands at 302.99M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Five Star Bancorp's next confirmed earnings release is scheduled for October 26, 2026.

As of June 30, 2026, Five Star Bancorp has 21.40M shares outstanding.

As of June 30, 2026, Five Star Bancorp trades at a trailing price-to-earnings ratio of 14.05. The price-to-sales ratio is 5.73, and the price-to-book ratio stands at 2.15.

These figures are as of June 30, 2026. The EV/Sales ratio of 1.96 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Five Star Bancorp trades at an EV/FCF ratio of 4.30, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 302.99M versus a market cap of 890.36M, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Five Star Bancorp posted a return on equity (ROE) of 16.17, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.47, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 13.62, useful for judging operating efficiency across full business cycles. The company generates approximately 683,981.11 in revenue per employee across its workforce of 226.00, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Five Star Bancorp recorded 21.32M in income tax expense. That works out to an effective tax rate of 25.27, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 84.35M, leaving 63.03M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, Five Star Bancorp's stock has gained approximately 31.47% over the past 52 weeks. The 50-day moving average sits at 39.49, while the 200-day moving average is 33.31.

Over the twelve months ended June 30, 2026, Five Star Bancorp generated 154.58M in revenue and converted that into 63.03M in net income, yielding earnings per share of 2.96.

As of June 30, 2026, Five Star Bancorp holds 662.10M in cash and equivalents against 74.73M in total debt, resulting in a net debt position of -534.77M.

Five Star Bancorp produced 71.74M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -1.28M in capital expenditures, free cash flow totaled 70.46M - equivalent to 3.31 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, Five Star Bancorp paid dividends of 0.79 per share. The dividend payout ratio of 26.71 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 7.94, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -87.05, meaning Five Star Bancorp raised more capital through share issuance and new debt than it returned via dividends and buybacks.