South Plains Financial, Inc.

South Plains Financial, Inc.

37.20
EUR
+0.40
(+1.09%)
3.17EPS
11.20P/E
708.39MMarket Cap

Total Valuation

EUR

As of June 30, 2026, South Plains Financial Inc carries a market capitalization of 708.39M, placing it among publicly traded companies globally. Its enterprise value stands at -22.91M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap708.39M
Enterprise Value-22.91M

Important Dates

South Plains Financial Inc's next confirmed earnings release is scheduled for October 22, 2026.

Earnings Date10/22/2026

Share Statistics

As of June 30, 2026, South Plains Financial Inc has 19.15M shares outstanding.

Shares Outstanding19.15M

Valuation Ratios

As of June 30, 2026, South Plains Financial Inc trades at a trailing price-to-earnings ratio of 11.20. The price-to-sales ratio is 3.31, and the price-to-book ratio stands at 1.29.

PE Ratio11.20
PS Ratio3.31
PB Ratio1.29
P/TBV Ratio1.52
P/FCF Ratio10.08
P/OCF Ratio9.04

Financial Position

These figures are as of June 30, 2026.

Debt / Equity9.61

Financial Efficiency

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Over the twelve months ended June 30, 2026, South Plains Financial Inc posted a return on equity (ROE) of 12.01, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.33, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 10.37, useful for judging operating efficiency across full business cycles. The company generates approximately 320,350.35 in revenue per employee across its workforce of 602.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)12.01
Return on Assets (ROA)1.33
Return on Capital Employed (ROCE)10.37
Revenue Per Employee320,350.35
Employee Count602.25

Taxes

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Over the twelve months ended June 30, 2026, South Plains Financial Inc recorded 15.12M in income tax expense. That works out to an effective tax rate of 20.97, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 72.11M, leaving 56.99M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax15.12M
Effective Tax Rate20.97

Stock Price Statistics

EUR

As of the close on July 24, 2026, South Plains Financial Inc's stock has gained approximately 6.90% over the past 52 weeks. The 50-day moving average sits at 35.35, while the 200-day moving average is 34.36.

52-Week Price Change6.90%
50-Day Moving Average35.35
200-Day Moving Average34.36

Income Statement

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Over the twelve months ended June 30, 2026, South Plains Financial Inc generated 192.93M in revenue and converted that into 56.99M in net income, yielding earnings per share of 3.17.

Revenue192.93M
Pretax Income72.11M
Net Income56.99M
Earnings Per Share (EPS)3.17

Balance Sheet

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As of June 30, 2026, South Plains Financial Inc holds 784.25M in cash and equivalents against 52.95M in total debt, resulting in a net debt position of -636.57M.

Cash & Cash Equivalents784.25M
Total Debt52.95M
Net Debt-636.57M
Equity (Book Value)551.23M
Book Value Per Share28.79

Cash Flow

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South Plains Financial Inc produced 70.63M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -4.54M in capital expenditures, free cash flow totaled 66.09M - equivalent to 3.83 per share.

Operating Cash Flow70.63M
Capital Expenditures-4.54M
Free Cash Flow66.09M
FCF Per Share3.83

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin37.38
Profit Margin29.54

Dividends & Yields

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Over the twelve months ended June 30, 2026, South Plains Financial Inc paid dividends of 0.57 per share. The dividend payout ratio of 17.24 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 9.93, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -26.51, meaning South Plains Financial Inc raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share0.57
Payout Ratio17.24
Shareholder Yield-26.51
FCF Yield9.93