MainStreet Bancshares, Inc.

MainStreet Bancshares, Inc.

19.30
EUR
0.00
(0.00%)
2.03EPS
11.71P/E
147.97MMarket Cap

Total Valuation

EUR

As of June 30, 2026, MainStreet Bancshares, Inc. carries a market capitalization of 147.97M, placing it among publicly traded companies globally. Its enterprise value stands at 205.16M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap147.97M
Enterprise Value205.16M

Important Dates

MainStreet Bancshares, Inc.'s next confirmed earnings release is scheduled for October 22, 2026.

Earnings Date10/22/2026

Share Statistics

As of June 30, 2026, MainStreet Bancshares, Inc. has 7.11M shares outstanding.

Shares Outstanding7.11M

Valuation Ratios

As of June 30, 2026, MainStreet Bancshares, Inc. trades at a trailing price-to-earnings ratio of 11.71. The price-to-sales ratio is 2.43, and the price-to-book ratio stands at 0.90.

PE Ratio11.71
PS Ratio2.43
PB Ratio0.90
P/TBV Ratio0.90
P/FCF Ratio7.65
P/OCF Ratio7.49

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 3.20 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. MainStreet Bancshares, Inc. trades at an EV/FCF ratio of 10.09, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 205.16M versus a market cap of 147.97M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales3.20
EV / FCF10.09

Financial Position

These figures are as of June 30, 2026.

Debt / Equity32.69

Financial Efficiency

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Over the twelve months ended June 30, 2026, MainStreet Bancshares, Inc. posted a return on equity (ROE) of 8.13, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.80, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 6.09, useful for judging operating efficiency across full business cycles. The company generates approximately 357,195.65 in revenue per employee across its workforce of 179.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)8.13
Return on Assets (ROA)0.80
Return on Capital Employed (ROCE)6.09
Revenue Per Employee357,195.65
Employee Count179.25

Taxes

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Over the twelve months ended June 30, 2026, MainStreet Bancshares, Inc. recorded 3.81M in income tax expense. That works out to an effective tax rate of 20.05, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 18.98M, leaving 15.18M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax3.81M
Effective Tax Rate20.05

Stock Price Statistics

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As of the close on August 3, 2026, MainStreet Bancshares, Inc.'s stock has gained approximately 19.14% over the past 52 weeks. The 50-day moving average sits at 19.87, while the 200-day moving average is 17.54.

52-Week Price Change19.14%
50-Day Moving Average19.87
200-Day Moving Average17.54

Income Statement

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Over the twelve months ended June 30, 2026, MainStreet Bancshares, Inc. generated 64.03M in revenue and converted that into 15.18M in net income, yielding earnings per share of 2.03.

Revenue64.03M
Pretax Income18.98M
Net Income15.18M
Earnings Per Share (EPS)2.03

Balance Sheet

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As of June 30, 2026, MainStreet Bancshares, Inc. holds 28.03M in cash and equivalents against 61.36M in total debt, resulting in a net debt position of 34.33M.

Cash & Cash Equivalents28.03M
Total Debt61.36M
Net Debt34.33M
Equity (Book Value)163.83M
Book Value Per Share23.03

Cash Flow

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MainStreet Bancshares, Inc. produced 20.76M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -432,398.20 in capital expenditures, free cash flow totaled 20.32M - equivalent to 2.72 per share.

Operating Cash Flow20.76M
Capital Expenditures-432,398.20
Free Cash Flow20.32M
FCF Per Share2.72

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin29.65
Profit Margin23.70

Dividends & Yields

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Over the twelve months ended June 30, 2026, MainStreet Bancshares, Inc. paid dividends of 0.60 per share. The dividend payout ratio of 19.69 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 13.07, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -67.16, meaning MainStreet Bancshares, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share0.60
Payout Ratio19.69
Shareholder Yield-67.16
FCF Yield13.07

Stock Splits

MainStreet Bancshares, Inc.'s most recent stock split took place on April 6, 2018 with a 20:21 split ratio.

Last Split Date4/6/2018
Split Ratio20:21