As of June 30, 2026, Carter Bankshares, Inc. carries a market capitalization of 629.41M, placing it among publicly traded companies globally. Its enterprise value stands at 35.70M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 629.41M |
| Enterprise Value | 35.70M |
Carter Bankshares, Inc.'s next confirmed earnings release is scheduled for October 22, 2026.
| Earnings Date | 10/22/2026 |
As of June 30, 2026, Carter Bankshares, Inc. has 22.16M shares outstanding.
| Shares Outstanding | 22.16M |
As of June 30, 2026, Carter Bankshares, Inc. trades at a trailing price-to-earnings ratio of 5.54. The price-to-sales ratio is 3.33, and the price-to-book ratio stands at 1.33.
| PE Ratio | 5.54 |
| PS Ratio | 3.33 |
| PB Ratio | 1.33 |
| P/TBV Ratio | 1.34 |
| P/FCF Ratio | 12.13 |
| P/OCF Ratio | 10.59 |
These figures are as of June 30, 2026. The EV/Sales ratio of 0.19 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Carter Bankshares, Inc. trades at an EV/FCF ratio of 0.69, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 35.70M versus a market cap of 629.41M, with the gap driven by net debt and cash on the balance sheet.
| EV / Sales | 0.19 |
| EV / FCF | 0.69 |
Over the twelve months ended June 30, 2026, Carter Bankshares, Inc. posted a return on equity (ROE) of 27.22, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.68, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 24.30, useful for judging operating efficiency across full business cycles. The company generates approximately 273,702.89 in revenue per employee across its workforce of 685.25, a quick read on workforce productivity versus industry peers.
| Return on Equity (ROE) | 27.22 |
| Return on Assets (ROA) | 2.68 |
| Return on Capital Employed (ROCE) | 24.30 |
| Revenue Per Employee | 273,702.89 |
| Employee Count | 685.25 |
Over the twelve months ended June 30, 2026, Carter Bankshares, Inc. recorded 32.33M in income tax expense. That works out to an effective tax rate of 22.32, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 144.87M, leaving 112.53M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.
| Income Tax | 32.33M |
| Effective Tax Rate | 22.32 |
As of the close on August 7, 2026, Carter Bankshares, Inc.'s stock has gained approximately 100.00% over the past 52 weeks. The 50-day moving average sits at 26.78, while the 200-day moving average is 19.91.
| 52-Week Price Change | 100.00% |
| 50-Day Moving Average | 26.78 |
| 200-Day Moving Average | 19.91 |
Over the twelve months ended June 30, 2026, Carter Bankshares, Inc. generated 187.55M in revenue and converted that into 112.53M in net income, yielding earnings per share of 5.12.
| Revenue | 187.55M |
| Pretax Income | 144.87M |
| Net Income | 112.53M |
| Earnings Per Share (EPS) | 5.12 |
These figures are as of June 30, 2026.
| Cash & Cash Equivalents | 593.71M |
| Net Debt | -242.05M |
| Equity (Book Value) | 471.91M |
| Book Value Per Share | 21.29 |
Carter Bankshares, Inc. produced 58.87M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -7.44M in capital expenditures, free cash flow totaled 51.43M - equivalent to 2.34 per share.
| Operating Cash Flow | 58.87M |
| Capital Expenditures | -7.44M |
| Free Cash Flow | 51.43M |
| FCF Per Share | 2.34 |
These figures cover the twelve months ended June 30, 2026.
| Pretax Margin | 77.24 |
| Profit Margin | 60.00 |
These figures cover the twelve months ended June 30, 2026. Free cash flow yield stands at 8.25, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 21.44, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Carter Bankshares, Inc. shareholders.
| Shareholder Yield | 21.44 |
| FCF Yield | 8.25 |