MetroCity Bankshares, Inc.

MetroCity Bankshares, Inc.

29.60
EUR
-2.20
(-6.92%)
2.54EPS
12.16P/E
894.19MMarket Cap
Oct 22Next Earn

Total Valuation

EUR

As of June 30, 2026, MetroCity Bankshares, Inc. carries a market capitalization of 894.19M, placing it among publicly traded companies globally. Its enterprise value stands at 996.48M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap894.19M
Enterprise Value996.48M

Important Dates

MetroCity Bankshares, Inc.'s next confirmed earnings release is scheduled for October 22, 2026.

Earnings Date10/22/2026

Share Statistics

As of June 30, 2026, MetroCity Bankshares, Inc. has 28.66M shares outstanding.

Shares Outstanding28.66M

Valuation Ratios

As of June 30, 2026, MetroCity Bankshares, Inc. trades at a trailing price-to-earnings ratio of 12.16. The price-to-sales ratio is 5.39, and the price-to-book ratio stands at 1.80.

PE Ratio12.16
PS Ratio5.39
PB Ratio1.80
P/TBV Ratio2.05
P/FCF Ratio12.03
P/OCF Ratio11.84

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 6.32 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. MetroCity Bankshares, Inc. trades at an EV/FCF ratio of 13.95, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 996.48M versus a market cap of 894.19M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales6.32
EV / FCF13.95

Financial Position

These figures are as of June 30, 2026.

Debt / Equity68.53

Financial Efficiency

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Over the twelve months ended June 30, 2026, MetroCity Bankshares, Inc. posted a return on equity (ROE) of 15.91, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.96, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 8.74, useful for judging operating efficiency across full business cycles. The company generates approximately 529,551.36 in revenue per employee across its workforce of 297.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)15.91
Return on Assets (ROA)1.96
Return on Capital Employed (ROCE)8.74
Revenue Per Employee529,551.36
Employee Count297.75

Taxes

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Over the twelve months ended June 30, 2026, MetroCity Bankshares, Inc. recorded 24.46M in income tax expense. That works out to an effective tax rate of 25.92, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 94.36M, leaving 69.90M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax24.46M
Effective Tax Rate25.92

Stock Price Statistics

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As of the close on July 28, 2026, MetroCity Bankshares, Inc.'s stock has gained approximately 27.59% over the past 52 weeks. The 50-day moving average sits at 29.88, while the 200-day moving average is 25.10.

52-Week Price Change27.59%
50-Day Moving Average29.88
200-Day Moving Average25.10

Income Statement

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Over the twelve months ended June 30, 2026, MetroCity Bankshares, Inc. generated 157.67M in revenue and converted that into 69.90M in net income, yielding earnings per share of 2.54.

Revenue157.67M
Pretax Income94.36M
Net Income69.90M
Earnings Per Share (EPS)2.54

Balance Sheet

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As of June 30, 2026, MetroCity Bankshares, Inc. holds 238.32M in cash and equivalents against 340.61M in total debt, resulting in a net debt position of 105.59M.

Cash & Cash Equivalents238.32M
Total Debt340.61M
Net Debt105.59M
Equity (Book Value)497.04M
Book Value Per Share17.34

Cash Flow

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MetroCity Bankshares, Inc. produced 71.83M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -425,395.80 in capital expenditures, free cash flow totaled 71.41M - equivalent to 2.62 per share.

Operating Cash Flow71.83M
Capital Expenditures-425,395.80
Free Cash Flow71.41M
FCF Per Share2.62

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin59.84
Profit Margin44.33

Dividends & Yields

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Over the twelve months ended June 30, 2026, MetroCity Bankshares, Inc. paid dividends of 0.92 per share. The dividend payout ratio of 35.96 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 8.31, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 32.52, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to MetroCity Bankshares, Inc. shareholders.

Dividend Per Share0.92
Payout Ratio35.96
Shareholder Yield32.52
FCF Yield8.31

Stock Splits

MetroCity Bankshares, Inc.'s most recent stock split took place on September 3, 2019 with a 1:2 split ratio.

Last Split Date9/3/2019
Split Ratio1:2