Tompkins Financial Corporation

As of June 30, 2026, Tompkins Financial Corporation carries a market capitalization of 1.17B, placing it among publicly traded companies globally. Its enterprise value stands at 659.42M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Tompkins Financial Corporation's next confirmed earnings release is scheduled for October 23, 2026.

As of June 30, 2026, Tompkins Financial Corporation has 14.32M shares outstanding.

As of June 30, 2026, Tompkins Financial Corporation trades at a trailing price-to-earnings ratio of 7.61. The price-to-sales ratio is 5.12, and the price-to-book ratio stands at 1.40.

These figures are as of June 30, 2026. The EV/Sales ratio of 2.89 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Tompkins Financial Corporation trades at an EV/FCF ratio of 15.77, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 659.42M versus a market cap of 1.17B, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Tompkins Financial Corporation posted a return on equity (ROE) of 20.36, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.04, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 11.92, useful for judging operating efficiency across full business cycles. The company generates approximately 264,417.73 in revenue per employee across its workforce of 862.50, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Tompkins Financial Corporation recorded 59.99M in income tax expense. That works out to an effective tax rate of 28.11, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 213.43M, leaving 153.44M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on August 6, 2026, Tompkins Financial Corporation's stock has gained approximately 59.63% over the past 52 weeks. The 50-day moving average sits at 80.39, while the 200-day moving average is 69.04.

Over the twelve months ended June 30, 2026, Tompkins Financial Corporation generated 228.06M in revenue and converted that into 153.44M in net income, yielding earnings per share of 10.70.

As of June 30, 2026, Tompkins Financial Corporation holds 993.02M in cash and equivalents against 478.23M in total debt, resulting in a net debt position of 348.89M.

Tompkins Financial Corporation produced 49.90M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -8.09M in capital expenditures, free cash flow totaled 41.81M - equivalent to 2.93 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, Tompkins Financial Corporation paid dividends of 2.31 per share. The dividend payout ratio of 21.43 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 3.55, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -14.81, meaning Tompkins Financial Corporation raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Tompkins Financial Corporation's most recent stock split took place on February 3, 2010 with a 10:11 split ratio.