PCB Bancorp

PCB Bancorp

24.20
EUR
0.00
(0.00%)
2.53EPS
9.64P/E
348.75MMarket Cap

Total Valuation

EUR

As of June 30, 2026, PCB Bancorp carries a market capitalization of 348.75M, placing it among publicly traded companies globally. Its enterprise value stands at 110.08M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap348.75M
Enterprise Value110.08M

Important Dates

PCB Bancorp's next confirmed earnings release is scheduled for October 22, 2026.

Earnings Date10/22/2026

Share Statistics

As of June 30, 2026, PCB Bancorp has 14.29M shares outstanding.

Shares Outstanding14.29M

Valuation Ratios

As of June 30, 2026, PCB Bancorp trades at a trailing price-to-earnings ratio of 9.64. The price-to-sales ratio is 3.31, and the price-to-book ratio stands at 1.20.

PE Ratio9.64
PS Ratio3.31
PB Ratio1.20
P/TBV Ratio1.20
P/FCF Ratio9.86
P/OCF Ratio9.66

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 1.04 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. PCB Bancorp trades at an EV/FCF ratio of 3.08, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 110.08M versus a market cap of 348.75M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.04
EV / FCF3.08

Financial Position

These figures are as of June 30, 2026.

Debt / Equity26.89

Financial Efficiency

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Over the twelve months ended June 30, 2026, PCB Bancorp posted a return on equity (ROE) of 12.98, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.23, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 8.81, useful for judging operating efficiency across full business cycles. The company generates approximately 404,004.98 in revenue per employee across its workforce of 261.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)12.98
Return on Assets (ROA)1.23
Return on Capital Employed (ROCE)8.81
Revenue Per Employee404,004.98
Employee Count261.25

Taxes

EUR

Over the twelve months ended June 30, 2026, PCB Bancorp recorded 14.69M in income tax expense. That works out to an effective tax rate of 28.64, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 51.28M, leaving 36.59M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax14.69M
Effective Tax Rate28.64

Stock Price Statistics

EUR

As of the close on August 6, 2026, PCB Bancorp's stock has gained approximately 35.96% over the past 52 weeks. The 50-day moving average sits at 23.90, while the 200-day moving average is 20.42.

52-Week Price Change35.96%
50-Day Moving Average23.90
200-Day Moving Average20.42

Income Statement

EUR

Over the twelve months ended June 30, 2026, PCB Bancorp generated 105.55M in revenue and converted that into 36.59M in net income, yielding earnings per share of 2.53.

Revenue105.55M
Pretax Income51.28M
Net Income36.59M
Earnings Per Share (EPS)2.53

Balance Sheet

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As of June 30, 2026, PCB Bancorp holds 393.46M in cash and equivalents against 94.27M in total debt, resulting in a net debt position of -153.35M.

Cash & Cash Equivalents393.46M
Total Debt94.27M
Net Debt-153.35M
Equity (Book Value)290.01M
Book Value Per Share20.29

Cash Flow

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PCB Bancorp produced 36.21M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -445,527.70 in capital expenditures, free cash flow totaled 35.77M - equivalent to 2.49 per share.

Operating Cash Flow36.21M
Capital Expenditures-445,527.70
Free Cash Flow35.77M
FCF Per Share2.49

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin48.59
Profit Margin34.67

Dividends & Yields

EUR

Over the twelve months ended June 30, 2026, PCB Bancorp paid dividends of 0.75 per share. The dividend payout ratio of 28.90 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 10.15, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -31.50, meaning PCB Bancorp raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share0.75
Payout Ratio28.90
Shareholder Yield-31.50
FCF Yield10.15

Stock Splits

PCB Bancorp's most recent stock split took place on December 28, 2016 with a 10:11 split ratio.

Last Split Date12/28/2016
Split Ratio10:11