Hanover Insurance Group Inc

Hanover Insurance Group Inc

190.00
EUR
0.00
(0.00%)
18.30EPS
9.95P/E
6.49BMarket Cap
Oct 28Next Earn

Total Valuation

EUR

As of June 30, 2026, Hanover Insurance Group, Inc. carries a market capitalization of 6.49B, placing it among publicly traded companies globally. Its enterprise value stands at 5.46B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap6.49B
Enterprise Value5.46B

Important Dates

Hanover Insurance Group, Inc.'s next confirmed earnings release is scheduled for October 28, 2026.

Earnings Date10/28/2026

Share Statistics

As of June 30, 2026, Hanover Insurance Group, Inc. has 34.90M shares outstanding.

Shares Outstanding34.90M

Valuation Ratios

As of June 30, 2026, Hanover Insurance Group, Inc. trades at a trailing price-to-earnings ratio of 9.95. The price-to-sales ratio is 1.12, and the price-to-book ratio stands at 2.02.

PE Ratio9.95
PS Ratio1.12
PB Ratio2.02
P/TBV Ratio2.12
P/FCF Ratio6.06
P/OCF Ratio5.95

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 0.93 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Hanover Insurance Group, Inc. trades at an EV/FCF ratio of 4.80, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 5.46B versus a market cap of 6.49B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales0.93
EV / FCF4.80

Financial Position

These figures are as of June 30, 2026.

Debt / Equity22.98

Financial Efficiency

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Over the twelve months ended June 30, 2026, Hanover Insurance Group, Inc. posted a return on equity (ROE) of 21.94, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 4.64, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 18.60, useful for judging operating efficiency across full business cycles. The company generates approximately 1.20M in revenue per employee across its workforce of 4,900.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)21.94
Return on Assets (ROA)4.64
Return on Capital Employed (ROCE)18.60
Revenue Per Employee1.20M
Employee Count4,900.00

Taxes

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Over the twelve months ended June 30, 2026, Hanover Insurance Group, Inc. recorded 186.26M in income tax expense. That works out to an effective tax rate of 22.02, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 846.06M, leaving 661.38M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax186.26M
Effective Tax Rate22.02

Stock Price Statistics

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As of the close on September 10, 2026, Hanover Insurance Group, Inc.'s stock has gained approximately 25.83% over the past 52 weeks. The 50-day moving average sits at 190.80, while the 200-day moving average is 163.55.

52-Week Price Change25.83%
50-Day Moving Average190.80
200-Day Moving Average163.55

Income Statement

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Over the twelve months ended June 30, 2026, Hanover Insurance Group, Inc. generated 5.89B in revenue and converted that into 661.38M in net income, yielding earnings per share of 18.30.

Revenue5.89B
Pretax Income846.06M
Net Income661.38M
Earnings Per Share (EPS)18.30

Balance Sheet

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As of June 30, 2026, Hanover Insurance Group, Inc. holds 1.77B in cash and equivalents against 738.75M in total debt, resulting in a net debt position of 505.84M.

Cash & Cash Equivalents1.77B
Total Debt738.75M
Net Debt505.84M
Equity (Book Value)3.21B
Book Value Per Share92.11

Cash Flow

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Hanover Insurance Group, Inc. produced 1.11B in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow1.11B
Free Cash Flow1.11B
FCF Per Share31.27

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin14.35
Profit Margin11.22

Dividends & Yields

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Over the twelve months ended June 30, 2026, Hanover Insurance Group, Inc. paid dividends of 3.28 per share. The dividend payout ratio of 17.58 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 16.50, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 4.18, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Hanover Insurance Group, Inc. shareholders.

Dividend Per Share3.28
Payout Ratio17.58
Shareholder Yield4.18
FCF Yield16.50