As of June 30, 2026, Ameris Bancorp carries a market capitalization of 5.07B, placing it among publicly traded companies globally. Its enterprise value stands at 3.46B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 5.07B |
| Enterprise Value | 3.46B |
Ameris Bancorp's next confirmed earnings release is scheduled for October 22, 2026.
| Earnings Date | 10/22/2026 |
As of June 30, 2026, Ameris Bancorp has 67.11M shares outstanding.
| Shares Outstanding | 67.11M |
As of June 30, 2026, Ameris Bancorp trades at a trailing price-to-earnings ratio of 15.52. The price-to-sales ratio is 4.75, and the price-to-book ratio stands at 1.42.
| PE Ratio | 15.52 |
| PS Ratio | 4.75 |
| PB Ratio | 1.42 |
| P/TBV Ratio | 1.91 |
| P/FCF Ratio | 11.23 |
| P/OCF Ratio | 10.65 |
These figures are as of June 30, 2026. The EV/Sales ratio of 3.22 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Ameris Bancorp trades at an EV/FCF ratio of 7.57, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 3.46B versus a market cap of 5.07B, with the gap driven by net debt and cash on the balance sheet.
| EV / Sales | 3.22 |
| EV / FCF | 7.57 |
These figures are as of June 30, 2026.
| Debt / Equity | 33.87 |
Over the twelve months ended June 30, 2026, Ameris Bancorp posted a return on equity (ROE) of 9.40, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.36, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 7.60, useful for judging operating efficiency across full business cycles. The company generates approximately 401,680.16 in revenue per employee across its workforce of 2,677.50, a quick read on workforce productivity versus industry peers.
| Return on Equity (ROE) | 9.40 |
| Return on Assets (ROA) | 1.36 |
| Return on Capital Employed (ROCE) | 7.60 |
| Revenue Per Employee | 401,680.16 |
| Employee Count | 2,677.50 |
Over the twelve months ended June 30, 2026, Ameris Bancorp recorded 95.05M in income tax expense. That works out to an effective tax rate of 22.39, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 424.44M, leaving 329.40M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.
| Income Tax | 95.05M |
| Effective Tax Rate | 22.39 |
As of the close on September 29, 2026, Ameris Bancorp's stock has gained approximately 9.45% over the past 52 weeks. The 50-day moving average sits at 72.28, while the 200-day moving average is 70.69.
| 52-Week Price Change | 9.45% |
| 50-Day Moving Average | 72.28 |
| 200-Day Moving Average | 70.69 |
Over the twelve months ended June 30, 2026, Ameris Bancorp generated 1.08B in revenue and converted that into 329.40M in net income, yielding earnings per share of 4.85.
| Revenue | 1.08B |
| Pretax Income | 424.44M |
| Net Income | 329.40M |
| Earnings Per Share (EPS) | 4.85 |
As of June 30, 2026, Ameris Bancorp holds 2.82B in cash and equivalents against 1.21B in total debt, resulting in a net debt position of 164.76M.
| Cash & Cash Equivalents | 2.82B |
| Total Debt | 1.21B |
| Net Debt | 164.76M |
| Equity (Book Value) | 3.58B |
| Book Value Per Share | 53.36 |
Ameris Bancorp produced 480.13M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -23.24M in capital expenditures, free cash flow totaled 456.89M - equivalent to 6.75 per share.
| Operating Cash Flow | 480.13M |
| Capital Expenditures | -23.24M |
| Free Cash Flow | 456.89M |
| FCF Per Share | 6.75 |
These figures cover the twelve months ended June 30, 2026.
| Pretax Margin | 39.46 |
| Profit Margin | 30.63 |
Over the twelve months ended June 30, 2026, Ameris Bancorp paid dividends of 0.71 per share. The dividend payout ratio of 14.57 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 8.90, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -22.81, meaning Ameris Bancorp raised more capital through share issuance and new debt than it returned via dividends and buybacks.
| Dividend Per Share | 0.71 |
| Payout Ratio | 14.57 |
| Shareholder Yield | -22.81 |
| FCF Yield | 8.90 |
Ameris Bancorp's most recent stock split took place on June 28, 2010.
| Last Split Date | 6/28/2010 |