BayCom Corp

BayCom Corp

25.40
EUR
-0.60
(-2.31%)
1.05EPS
26.87P/E
307.64MMarket Cap

Total Valuation

EUR

As of June 30, 2026, BayCom Corp. carries a market capitalization of 307.64M, placing it among publicly traded companies globally. Its enterprise value stands at 325.64M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap307.64M
Enterprise Value325.64M

Important Dates

BayCom Corp.'s next confirmed earnings release is scheduled for October 22, 2026.

Earnings Date10/22/2026

Share Statistics

As of June 30, 2026, BayCom Corp. has 10.91M shares outstanding.

Shares Outstanding10.91M

Valuation Ratios

As of June 30, 2026, BayCom Corp. trades at a trailing price-to-earnings ratio of 26.87. The price-to-sales ratio is 3.35, and the price-to-book ratio stands at 1.05.

PE Ratio26.87
PS Ratio3.35
PB Ratio1.05
P/TBV Ratio1.19
P/FCF Ratio13.24
P/OCF Ratio12.42

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 3.55 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. BayCom Corp. trades at an EV/FCF ratio of 14.02, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 325.64M versus a market cap of 307.64M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales3.55
EV / FCF14.02

Financial Position

These figures are as of June 30, 2026.

Debt / Equity13.89

Financial Efficiency

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Over the twelve months ended June 30, 2026, BayCom Corp. posted a return on equity (ROE) of 3.93, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.50, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 3.27, useful for judging operating efficiency across full business cycles. The company generates approximately 281,386.48 in revenue per employee across its workforce of 326.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)3.93
Return on Assets (ROA)0.50
Return on Capital Employed (ROCE)3.27
Revenue Per Employee281,386.48
Employee Count326.25

Taxes

EUR

Over the twelve months ended June 30, 2026, BayCom Corp. recorded 5.99M in income tax expense. That works out to an effective tax rate of 34.36, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 17.45M, leaving 11.45M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax5.99M
Effective Tax Rate34.36

Stock Price Statistics

EUR

As of the close on September 9, 2026, BayCom Corp.'s stock has gained approximately 1.60% over the past 52 weeks. The 50-day moving average sits at 27.05, while the 200-day moving average is 25.80.

52-Week Price Change1.60%
50-Day Moving Average27.05
200-Day Moving Average25.80

Income Statement

EUR

Over the twelve months ended June 30, 2026, BayCom Corp. generated 91.80M in revenue and converted that into 11.45M in net income, yielding earnings per share of 1.05.

Revenue91.80M
Pretax Income17.45M
Net Income11.45M
Earnings Per Share (EPS)1.05

Balance Sheet

EUR

As of June 30, 2026, BayCom Corp. holds 22.77M in cash and equivalents against 40.77M in total debt, resulting in a net debt position of 7.99M.

Cash & Cash Equivalents22.77M
Total Debt40.77M
Net Debt7.99M
Equity (Book Value)293.57M
Book Value Per Share26.91

Cash Flow

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BayCom Corp. produced 24.78M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -1.54M in capital expenditures, free cash flow totaled 23.23M - equivalent to 2.13 per share.

Operating Cash Flow24.78M
Capital Expenditures-1.54M
Free Cash Flow23.23M
FCF Per Share2.13

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin19.00
Profit Margin12.47

Dividends & Yields

EUR

Over the twelve months ended June 30, 2026, BayCom Corp. paid dividends of 0.92 per share. The dividend payout ratio of 87.62 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 7.55, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 20.68, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to BayCom Corp. shareholders.

Dividend Per Share0.92
Payout Ratio87.62
Shareholder Yield20.68
FCF Yield7.55