Arrow Financial Corporation

As of June 30, 2026, Arrow Financial Corporation carries a market capitalization of 572.46M, placing it among publicly traded companies globally. Its enterprise value stands at 219.51M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Arrow Financial Corporation's next confirmed earnings release is scheduled for October 27, 2026.

As of June 30, 2026, Arrow Financial Corporation has 16.55M shares outstanding.

As of June 30, 2026, Arrow Financial Corporation trades at a trailing price-to-earnings ratio of 12.64. The price-to-sales ratio is 3.70, and the price-to-book ratio stands at 1.47.

These figures are as of June 30, 2026. The EV/Sales ratio of 1.43 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Arrow Financial Corporation trades at an EV/FCF ratio of 5.62, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 219.51M versus a market cap of 572.46M, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Arrow Financial Corporation posted a return on equity (ROE) of 12.00, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.15, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 8.38, useful for judging operating efficiency across full business cycles. The company generates approximately 268,103.47 in revenue per employee across its workforce of 572.00, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Arrow Financial Corporation recorded 11.66M in income tax expense. That works out to an effective tax rate of 20.61, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 56.55M, leaving 44.89M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on August 10, 2026, Arrow Financial Corporation's stock has gained approximately 44.74% over the past 52 weeks. The 50-day moving average sits at 33.14, while the 200-day moving average is 29.28.

Over the twelve months ended June 30, 2026, Arrow Financial Corporation generated 153.36M in revenue and converted that into 44.89M in net income, yielding earnings per share of 2.73.

As of June 30, 2026, Arrow Financial Corporation holds 646.24M in cash and equivalents against 293.29M in total debt, resulting in a net debt position of 125.52M.

Arrow Financial Corporation produced 45.49M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -6.41M in capital expenditures, free cash flow totaled 39.08M - equivalent to 2.38 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, Arrow Financial Corporation paid dividends of 1.04 per share. The dividend payout ratio of 37.92 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 6.88, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -1.79, meaning Arrow Financial Corporation raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Arrow Financial Corporation's most recent stock split took place on September 19, 2023 with a 100:103 split ratio.