Community Financial System, Inc.

As of June 30, 2026, Community Financial System, Inc. carries a market capitalization of 3.08B, placing it among publicly traded companies globally. Its enterprise value stands at 1.08B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Community Financial System, Inc.'s next confirmed earnings release is scheduled for October 27, 2026.

As of June 30, 2026, Community Financial System, Inc. has 52.60M shares outstanding.

As of June 30, 2026, Community Financial System, Inc. trades at a trailing price-to-earnings ratio of 15.51. The price-to-sales ratio is 4.11, and the price-to-book ratio stands at 1.70.

These figures are as of June 30, 2026. The EV/Sales ratio of 1.44 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Community Financial System, Inc. trades at an EV/FCF ratio of 5.02, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 1.08B versus a market cap of 3.08B, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Community Financial System, Inc. posted a return on equity (ROE) of 11.53, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.32, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 8.64, useful for judging operating efficiency across full business cycles. The company generates approximately 252,587.45 in revenue per employee across its workforce of 2,980.25, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Community Financial System, Inc. recorded 63.42M in income tax expense. That works out to an effective tax rate of 24.11, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 263.04M, leaving 199.62M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on September 14, 2026, Community Financial System, Inc.'s stock has gained approximately 5.00% over the past 52 weeks. The 50-day moving average sits at 55.56, while the 200-day moving average is 53.42.

Over the twelve months ended June 30, 2026, Community Financial System, Inc. generated 752.77M in revenue and converted that into 199.62M in net income, yielding earnings per share of 3.77.

As of June 30, 2026, Community Financial System, Inc. holds 2.52B in cash and equivalents against 530.89M in total debt, resulting in a net debt position of 317.83M.

Community Financial System, Inc. produced 269.83M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -53.92M in capital expenditures, free cash flow totaled 215.91M - equivalent to 4.08 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, Community Financial System, Inc. paid dividends of 1.63 per share. The dividend payout ratio of 43.23 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 6.97, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -2.65, meaning Community Financial System, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Community Financial System, Inc.'s most recent stock split took place on April 13, 2004 with a 1:2 split ratio.