Cass Information Systems, Inc

As of June 30, 2026, Cass Information Systems, Inc. carries a market capitalization of 572.36M, placing it among publicly traded companies globally. Its enterprise value stands at 434.44M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Cass Information Systems, Inc.'s next confirmed earnings release is scheduled for January 28, 2027.

As of June 30, 2026, Cass Information Systems, Inc. has 12.78M shares outstanding.

As of June 30, 2026, Cass Information Systems, Inc. trades at a trailing price-to-earnings ratio of 18.03. The price-to-sales ratio is 3.49, and the price-to-book ratio stands at 2.67.

These figures are as of June 30, 2026. The EV/Sales ratio of 2.62 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Cass Information Systems, Inc. trades at an EV/FCF ratio of 11.84, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 434.44M versus a market cap of 572.36M, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Cass Information Systems, Inc. posted a return on equity (ROE) of 15.12, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.52, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 12.98, useful for judging operating efficiency across full business cycles. The company generates approximately 173,293.85 in revenue per employee across its workforce of 957.00, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Cass Information Systems, Inc. recorded 7.83M in income tax expense. That works out to an effective tax rate of 19.59, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 39.97M, leaving 32.14M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on September 3, 2026, Cass Information Systems, Inc.'s stock has gained approximately 30.81% over the past 52 weeks. The 50-day moving average sits at 47.51, while the 200-day moving average is 40.63.

Over the twelve months ended June 30, 2026, Cass Information Systems, Inc. generated 165.84M in revenue and converted that into 32.14M in net income, yielding earnings per share of 2.43.

As of June 30, 2026, Cass Information Systems, Inc. holds 207.95M in cash and equivalents against 70.02M in total debt, resulting in a net debt position of -129.96M.

Cass Information Systems, Inc. produced 42.58M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -5.90M in capital expenditures, free cash flow totaled 36.68M - equivalent to 2.84 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, Cass Information Systems, Inc. paid dividends of 1.11 per share. The dividend payout ratio of 44.75 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 6.20, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -24.53, meaning Cass Information Systems, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Cass Information Systems, Inc.'s most recent stock split took place on December 3, 2018 with a 5:6 split ratio.