As of June 30, 2026, First Financial Bancorp. carries a market capitalization of 3.02B, placing it among publicly traded companies globally. Its enterprise value stands at -171.53M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 3.02B |
| Enterprise Value | -171.53M |
First Financial Bancorp.'s next confirmed earnings release is scheduled for October 27, 2026.
| Earnings Date | 10/27/2026 |
As of June 30, 2026, First Financial Bancorp. has 104.96M shares outstanding.
| Shares Outstanding | 104.96M |
As of June 30, 2026, First Financial Bancorp. trades at a trailing price-to-earnings ratio of 11.51. The price-to-sales ratio is 3.30, and the price-to-book ratio stands at 1.16.
| PE Ratio | 11.51 |
| PS Ratio | 3.30 |
| PB Ratio | 1.16 |
| P/TBV Ratio | 1.98 |
| P/FCF Ratio | 4.38 |
| P/OCF Ratio | 4.15 |
These figures are as of June 30, 2026.
| Debt / Equity | 33.21 |
Over the twelve months ended June 30, 2026, First Financial Bancorp. posted a return on equity (ROE) of 10.29, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.39, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 7.54, useful for judging operating efficiency across full business cycles. The company generates approximately 401,578.41 in revenue per employee across its workforce of 2,171.75, a quick read on workforce productivity versus industry peers.
| Return on Equity (ROE) | 10.29 |
| Return on Assets (ROA) | 1.39 |
| Return on Capital Employed (ROCE) | 7.54 |
| Revenue Per Employee | 401,578.41 |
| Employee Count | 2,171.75 |
Over the twelve months ended June 30, 2026, First Financial Bancorp. recorded 63.54M in income tax expense. That works out to an effective tax rate of 20.29, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 313.19M, leaving 249.65M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.
| Income Tax | 63.54M |
| Effective Tax Rate | 20.29 |
As of the close on August 31, 2026, First Financial Bancorp.'s stock has gained approximately 25.69% over the past 52 weeks. The 50-day moving average sits at 28.61, while the 200-day moving average is 24.66.
| 52-Week Price Change | 25.69% |
| 50-Day Moving Average | 28.61 |
| 200-Day Moving Average | 24.66 |
Over the twelve months ended June 30, 2026, First Financial Bancorp. generated 872.13M in revenue and converted that into 249.65M in net income, yielding earnings per share of 2.48.
| Revenue | 872.13M |
| Pretax Income | 313.19M |
| Net Income | 249.65M |
| Earnings Per Share (EPS) | 2.48 |
As of June 30, 2026, First Financial Bancorp. holds 4.06B in cash and equivalents against 868.37M in total debt, resulting in a net debt position of 179.81M.
| Cash & Cash Equivalents | 4.06B |
| Total Debt | 868.37M |
| Net Debt | 179.81M |
| Equity (Book Value) | 2.61B |
| Book Value Per Share | 24.91 |
First Financial Bancorp. produced 693.48M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -31.38M in capital expenditures, free cash flow totaled 662.10M - equivalent to 6.63 per share.
| Operating Cash Flow | 693.48M |
| Capital Expenditures | -31.38M |
| Free Cash Flow | 662.10M |
| FCF Per Share | 6.63 |
These figures cover the twelve months ended June 30, 2026.
| Pretax Margin | 35.91 |
| Profit Margin | 28.63 |
Over the twelve months ended June 30, 2026, First Financial Bancorp. paid dividends of 0.89 per share. The dividend payout ratio of 35.39 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 22.82, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 1.02, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to First Financial Bancorp. shareholders.
| Dividend Per Share | 0.89 |
| Payout Ratio | 35.39 |
| Shareholder Yield | 1.02 |
| FCF Yield | 22.82 |
First Financial Bancorp.'s most recent stock split took place on March 7, 2001 with a 20:21 split ratio.
| Last Split Date | 3/7/2001 |
| Split Ratio | 20:21 |