First Financial Bancorp.

First Financial Bancorp.

27.40
EUR
+0.20
(+0.74%)
2.48EPS
11.51P/E
3.02BMarket Cap
Oct 27Next Earn

Total Valuation

EUR

As of June 30, 2026, First Financial Bancorp. carries a market capitalization of 3.02B, placing it among publicly traded companies globally. Its enterprise value stands at -171.53M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap3.02B
Enterprise Value-171.53M

Important Dates

First Financial Bancorp.'s next confirmed earnings release is scheduled for October 27, 2026.

Earnings Date10/27/2026

Share Statistics

As of June 30, 2026, First Financial Bancorp. has 104.96M shares outstanding.

Shares Outstanding104.96M

Valuation Ratios

As of June 30, 2026, First Financial Bancorp. trades at a trailing price-to-earnings ratio of 11.51. The price-to-sales ratio is 3.30, and the price-to-book ratio stands at 1.16.

PE Ratio11.51
PS Ratio3.30
PB Ratio1.16
P/TBV Ratio1.98
P/FCF Ratio4.38
P/OCF Ratio4.15

Financial Position

These figures are as of June 30, 2026.

Debt / Equity33.21

Financial Efficiency

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Over the twelve months ended June 30, 2026, First Financial Bancorp. posted a return on equity (ROE) of 10.29, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.39, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 7.54, useful for judging operating efficiency across full business cycles. The company generates approximately 401,578.41 in revenue per employee across its workforce of 2,171.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)10.29
Return on Assets (ROA)1.39
Return on Capital Employed (ROCE)7.54
Revenue Per Employee401,578.41
Employee Count2,171.75

Taxes

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Over the twelve months ended June 30, 2026, First Financial Bancorp. recorded 63.54M in income tax expense. That works out to an effective tax rate of 20.29, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 313.19M, leaving 249.65M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax63.54M
Effective Tax Rate20.29

Stock Price Statistics

EUR

As of the close on August 31, 2026, First Financial Bancorp.'s stock has gained approximately 25.69% over the past 52 weeks. The 50-day moving average sits at 28.61, while the 200-day moving average is 24.66.

52-Week Price Change25.69%
50-Day Moving Average28.61
200-Day Moving Average24.66

Income Statement

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Over the twelve months ended June 30, 2026, First Financial Bancorp. generated 872.13M in revenue and converted that into 249.65M in net income, yielding earnings per share of 2.48.

Revenue872.13M
Pretax Income313.19M
Net Income249.65M
Earnings Per Share (EPS)2.48

Balance Sheet

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As of June 30, 2026, First Financial Bancorp. holds 4.06B in cash and equivalents against 868.37M in total debt, resulting in a net debt position of 179.81M.

Cash & Cash Equivalents4.06B
Total Debt868.37M
Net Debt179.81M
Equity (Book Value)2.61B
Book Value Per Share24.91

Cash Flow

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First Financial Bancorp. produced 693.48M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -31.38M in capital expenditures, free cash flow totaled 662.10M - equivalent to 6.63 per share.

Operating Cash Flow693.48M
Capital Expenditures-31.38M
Free Cash Flow662.10M
FCF Per Share6.63

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin35.91
Profit Margin28.63

Dividends & Yields

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Over the twelve months ended June 30, 2026, First Financial Bancorp. paid dividends of 0.89 per share. The dividend payout ratio of 35.39 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 22.82, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 1.02, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to First Financial Bancorp. shareholders.

Dividend Per Share0.89
Payout Ratio35.39
Shareholder Yield1.02
FCF Yield22.82

Stock Splits

First Financial Bancorp.'s most recent stock split took place on March 7, 2001 with a 20:21 split ratio.

Last Split Date3/7/2001
Split Ratio20:21